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Resentment over benefits and household costs when I am sole earner

207 replies

Moneyproblemgiraffe · 04/09/2026 20:58

Im having money problems with dh.
I am the only worker in the family.
Dh gets esa and pip.

We used to have him as a higher earner before he couldn't work. But I made about 60/70% of what he did.
But now I need to pay for everything, rent, bills, subscriptions, debts,phones, travel, food.
Honestly after a big shop I probably have £300 left for the month.
Dh gets about £1000 in benefits a month that we then need to rely on for food and extra stuff for the rest of the month.

He resents this so much as it's his money.
My money is paid into joint account only some of his is.
I'm feeling so resentful.
We live in the SE and rent so v expensive.
We have 2 dds, 1 off to uni and the other at college. Plus cats and dogs.
He does walk the dogs and sometimes clean but I do all the 'mental work' laundry cooking.
He has no pensions so it's not even going to get better.
Arghh not really an aibu but im tired

OP posts:
NullaEffugium · 05/09/2026 13:52

ScottieBrand · 05/09/2026 13:43

The assessment is one thing, what PIP covers is broader eg a lower income if the recipient can't work full-time.

Regardless of that, the DH doesn't get to keep it all for himself. Being disabled doesn't absolve him from all responsibility for family life.

Edited

Agree, PIP & ESA is how he contributes financially and both his and OP’s streams of income should be treated the same.

NullaEffugium · 05/09/2026 13:54

Katalica · 05/09/2026 13:36

Woah there! Being disabled doesn’t entitle him to be a dickhead.

Why should he be resentful about sharing responsibility for bills with his wife who works full time and ends up does most of the grunt work in the home?

I don’t bloody think so!

Regardless of his disabilities, his wife shouldn’t be left with zero spending money of her own whilst her husband is frittering it away on gadgets and gizmo’s.

I’d be much firmer with him about sharing income and responsibilities. If he’d rather live on his own and have no one to care for him, he’s going the right way to making that happen.

I don’t think DIY items is frittering away on gadgets and gizmos.

The issue is lack of a budget and communication between them.

walrushurricane · 05/09/2026 13:57

ScottieBrand · 05/09/2026 13:43

The assessment is one thing, what PIP covers is broader eg a lower income if the recipient can't work full-time.

Regardless of that, the DH doesn't get to keep it all for himself. Being disabled doesn't absolve him from all responsibility for family life.

Edited

No, PIP isn't designed to cover a lower income if the person can't work full time. The questions are independent of that. I am very familiar with the questions and interviews and they are quite specific.

Binnyforthewin · 05/09/2026 14:00

NullaEffugium · 05/09/2026 13:54

I don’t think DIY items is frittering away on gadgets and gizmos.

The issue is lack of a budget and communication between them.

The post suggested it was suggest it was more falling for the shit that they sell in the aisle of crap in Lidl than paint and items that might ever be put to actual use.

NullaEffugium · 05/09/2026 14:04

Binnyforthewin · 05/09/2026 14:00

The post suggested it was suggest it was more falling for the shit that they sell in the aisle of crap in Lidl than paint and items that might ever be put to actual use.

The centre aisle isn’t always crap. You can get useful things for cheap.

If one of his disabilities means he impulse buys crap, then OP should be getting the milk and teaching him to do laundry.

Loulou4022 · 05/09/2026 14:08

Hang on a minute!! He’s resentful! He’s a fecking peach isn’t he! So he’s happy for you to slog your guts out and provide for the family while he’s kicking back on benefits and spending his money on shit for himself!! I don’t think so sausage!!
Can I ask what exactly he’s bringing to the marriage??

walrushurricane · 05/09/2026 14:11

NullaEffugium · 05/09/2026 13:51

No that’s not what counts unless you’re being entirely unreasonable as to whether a disabled person can do a daily living activity. Example, person with disability thinks they’re dressed appropriately for the weather but they are not. Ergo they need help dressing. Example, disabled person thinks they’re safe to drive, but they’re going through red lights, almost hitting school children on zebra crossings and mounting the curb on corners. Example, disabled person thinks they can follow the route of a journey but nine times out of ten they have to ask for help, and/or frequently get lost.

That is why assessments are critical as is medical evidence. There are tons of disabilities where the person isn’t aware of their disability or even if they are, how profound it is compared to abled.

You said you think you can do far less than OP’s DH, perhaps you should apply to have your PIP reassessed. It is quite possible you should be getting more than you are,

Just because someone is physically disabled it doesn't mean they don't know how to dress appropriately for the weather or that "nine times out if ten they can't follow a route or get lost". OP has not indicated her DH has any cognitive/intellectual disabilities. I certainly don't have any either.

RosesAreRed85 · 05/09/2026 14:13

Get rid of this leech.

MsSquiz · 05/09/2026 14:21

walrushurricane · 05/09/2026 12:08

I do actually. I get the standard mobility and there is no way I could walk a dog and cooking and cleaning extremely limited e.g can't hoover. I can never work out how people who clearly are much more mobile and able to do more "activities of daily living" than me get so much.

My DM got PIP when she had cancer. She could still get out and about, walking places and do a basic house clean.
it’s based on individual assessment!

NullaEffugium · 05/09/2026 14:21

walrushurricane · 05/09/2026 14:11

Just because someone is physically disabled it doesn't mean they don't know how to dress appropriately for the weather or that "nine times out if ten they can't follow a route or get lost". OP has not indicated her DH has any cognitive/intellectual disabilities. I certainly don't have any either.

Yes I know just because a person is physically disabled, it doesn’t mean they don’t know how to cook or dress or safely follow the route for a journey.

However, it also follows that just because a person is not physically disabled it does not mean they can do these activities either. I have had relatives after a stroke who are perfectly physically able to walk the dog, clean, do certain diy tasks like hang a shelf as they always have but due to where the brain damage is they aren’t able to actually cook, dress appropriately or get about town independently. They also weren’t always aware of how bad they were. Those are activities under PIP.

These were examples of “a disabled person” to illustrate that a person thinking they can do an activity isn’t what counts for PIP. It was clear these were not examples meant to be linked to OP’s DH.

NullaEffugium · 05/09/2026 14:24

OP, has he had any therapy for this drastic change in life circumstances? Have you? It’s really hard to accept being permanently disabled and you are both likely resentful more at life turning out this way, grieving the life you should have had together and this anger is being misdirected into power struggles and arguments over money?

walrushurricane · 05/09/2026 14:26

NullaEffugium · 05/09/2026 14:21

Yes I know just because a person is physically disabled, it doesn’t mean they don’t know how to cook or dress or safely follow the route for a journey.

However, it also follows that just because a person is not physically disabled it does not mean they can do these activities either. I have had relatives after a stroke who are perfectly physically able to walk the dog, clean, do certain diy tasks like hang a shelf as they always have but due to where the brain damage is they aren’t able to actually cook, dress appropriately or get about town independently. They also weren’t always aware of how bad they were. Those are activities under PIP.

These were examples of “a disabled person” to illustrate that a person thinking they can do an activity isn’t what counts for PIP. It was clear these were not examples meant to be linked to OP’s DH.

Edited

I appreciate that some people think they can fo things but can't and so would be entitled to PIP. However, OPs DH can cook, clean, walk the dogs etc she hasn't suggested that he just thinks he can.And your relatives who were unable to follow a route were not just physically disabled.

NullaEffugium · 05/09/2026 14:28

The questions about doing something repeatedly in reasonable time etc are relevant for esa not pip.

They are relevant for pip too.

The Reliability Criteria - The Key to Higher Descriptors
Before any descriptor is awarded, the DWP must apply four reliability tests set out in regulation 4(2A) of the Social Security (Personal Independence Payment) Regulations 2013:

  1. Safely - the activity can be performed in a manner unlikely to cause harm to you or another, either during or after.
  2. To an acceptable standard - the activity is performed to a standard reasonably comparable to a non-disabled person.
  3. Repeatedly - the activity can be performed as often as is reasonably required.
  4. In a reasonable time period - no more than twice the time it would take a non-disabled person.
If you cannot meet any one of these four tests for an activity, you should be scored as if you cannot do the activity at all. This is the single biggest reason claims fail at first decision and succeed at tribunal - the original decision-maker did not apply the reliability criteria properly.
shuggles · 05/09/2026 14:29

@Moneyproblemgiraffe Feeling resentment towards someone who is very unwell and unable to work is wild.

hotmumshit · 05/09/2026 14:30

Leave him and be single. He will be looked after.

NullaEffugium · 05/09/2026 14:32

walrushurricane · 05/09/2026 14:26

I appreciate that some people think they can fo things but can't and so would be entitled to PIP. However, OPs DH can cook, clean, walk the dogs etc she hasn't suggested that he just thinks he can.And your relatives who were unable to follow a route were not just physically disabled.

Edited

You have zero rationale to claim he isn’t entitled to any PIP.
OP has indicated he can’t really cook. She’s feeding his delusion by eating inedible food.

At any rate, being able to do a bit of cleaning and walking the dog doesn’t exclude a person from being eligible for PIP. It’s more complex than you are saying and honestly it is very hard to get both PIP and ESA. Your allegations that he is not entitled and taking advantage are unfounded. You have no idea what his disabilities are.

NotAtMyAge · 05/09/2026 14:32

Sunbringer · 04/09/2026 21:07

Probably because PIP is ‘personal independence payment’ aka to help disabled people live their life more normally.

If he can walk the dogs he can do practical things reasonably normally. Yes PIP is a personal benefit but ESA is meant to make up at least partially for the fact you can't work to earn your living. It's not meant as pocket money while your partner pays for everything.

Tinnybinnylinny · 05/09/2026 14:33

Moneyproblemgiraffe · 04/09/2026 22:09

He has no pension apparently didn't see the point! 22 years I had no idea!

Does he at least have the State pension, that is, the NI contributions to get the max?

Hopefully you are able to move to a cheaper area soonest.

Good luck!

NullaEffugium · 05/09/2026 14:34

@walrushurricane
You must be aware you can get PIP with no physical disability? Not all disabilities are physical.

NullaEffugium · 05/09/2026 14:35

@NotAtMyAge
If he can walk the dogs he can do practical things reasonably normally.

Massive and illogical assumption

UKAddendum · 05/09/2026 14:36

Have you presented him with the household expenditure vs income? My DH is unable to work- I've had to be clear about budgets and how much disposable income there is (or isn't). In my experience, men can feel the need to retain some feeling of control when they lose their livelihood- but they need to deal with the practicalities and get over themselves.

EasternStandard · 05/09/2026 14:38

Sounds hard op. Do you want to stay together?

Anywherebuthere · 05/09/2026 14:42

Sunbringer · 04/09/2026 21:21

Weirdly my DH also has a neurological condition. Wathh ch ing him suffer with it and stressing about money has been a new and otherworldly level of stress, fear and worry beyond anything I’ve experienced. I do understand resenting him and wanting to just shake him and say get on with it I need help!

But he cannot help like that anymore because he is sick. Try and remember that he is likely having a really horrible time too and he probably just wants some money to relieve his boredom and pain. He probably doesn’t mean to be ‘a dick’ he’s just sick and struggling too. It’s awful and I’m so sorry this has happened to your family.

Sick people can be dicks too.

waitinginwonderland · 05/09/2026 14:46

YAVU for going 23 years without knowing he doesn’t have a pension! How are these
chats not had before you even move in? Also if he can walk a dog and play with gadgets etc doesn’t he have some level of ability to work, even a part time job? He’s neurologically sound enough to be conning you into meeting all his financial needs! He’s 60 and has cottoned onto the fact that he’s with a young woman who will support him fully and he can spend his £1000 play money however he likes. Get him told that either everything is joint money or he pays all his contributions (including 50% of all bills) from his solo income and you will do the same.

BlondeBanshee · 05/09/2026 14:59

Could you be entitled to benefits if you left? Or kicked him out? Can you live with parents? Could you rent somewhere smaller?

im not one for shared pots but there is no reason why your money is shared and his isn’t. Has he always been in a position of power in this relationship? He’s taking advantage. It’s almost cruel. You deserve more than this.

I don’t think I can express this enough. He really is taking advantage of you and I would be looking at ways to leave. I’m so sorry Flowers