I'm having a total freak out this evening!
Our next few months are going to be incredibly expensive as I have my 30th birthday, DS's birthday is in the same month, then christmas, plus we have another big event looming.
We also have to attempt to pay off a credit card, save for maternity leave, and cope with the reduced income from April onwards (when I am going to start mat leave).
I'm wondering if we can do it at all?!
We need to pay £1000 off the CC, have at least £1200 saved up, DS's birthday and christmas comes to £1200 even on a strict budget. My birthday includes the big event we are also planning, so the whole thing will probably be around £800.
If we didn't need other things in that time it would be fine, but I'm wondering how I am going to afford anything else
. I guess I just need to get the stress out my system, and get on with it! I will need to spend a few hundred pounds on things for this baby too!
I think this month isn't helping. Every 3rd month we have 5 weeks between payday, and the money always runs out by the 3rd week, leaving 2 weeks of stress before payday instead of the usual 1!
Also, I usually have a lot more bought/organised for christmas than I do this year. So it's setting my stress levels off! I don't enjoy shopping for christmas, and try and do it on a budget, so therefore spend a lot of time looking for bargains! I don't bloody want to! I just want to go online, do one big massive shop and pay for it. But my money saving side just can't/won't do it!
Anyone else feeling stressed about similar silly things?!
I need to get a grip!