Nope. Just as we had no idea what Stephen would have done until the reveal.
If Stephen had done it, he'd have "got away" with itz and everyone would be going "but that's the gaaaaaaame", had Rachel done it, everyone would be saying "she's awful, evil, dishonest and stole Stephen's money".
As it is, she never betrayed him, never hinted that she might, yet somehow it's being said that she was definitely going to do that, that she's not deserving, she got through on luck...and all focusing on.about how amazing Stephen was to share 'his' winnings etc.
Damned if she did, damned if she didn't...
Women cannot win!