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What will it take for the Government to enact welfare reform?

1000 replies

Schlossadler · 17/09/2026 16:00

What has to break, before the Government is finally willing to enact welfare reform?

OP posts:
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ExpectMore · 18/09/2026 08:11

Theseagullwhisperer · 18/09/2026 07:54

But who decides what is preventable? Do you refuse to treat someone who crashed their car? Do you stop treating sports injuries because it was a choice to take part? How do you get people to prove their illness isn’t because they didn’t eat their 5 a day?

Aside from the morality, it would be insanely expensive to administer: it would waste an enormous amount of medical professionals time assessing what was and wasn’t preventable, it would be wide open to extensive costly legal challenges and the administration costs would be sky high because the guidelines would be changing all the time to adjust to new medical research on what is and isn’t preventable.

We need to be pragmatic. There is plenty of evidence into how you actually get people into work in a sustainable way. Spending more on preventative health care is one of those things - it delivers value for money to the tax payer.

The definition of preventable is relatively straight forward. There’s common definitions that exist already.

No, I didn’t say treatment works be refused. Just that the NHS shouldn’t pay for it. They’d be treated, should they wish, and charged accordingly.

Insanely expensive? I don’t think so. I mean, no more expensive than a doctor ticking a box to say preventable or not and then an admin to issue an invoice. Given the cost of one, for example, cardiovascular disease related surgery, we could fund said additional admin easily.

Theseagullwhisperer · 18/09/2026 08:13

Schlossadler · 18/09/2026 08:01

Removing the two-child benefit cap costs the UK government £2.3 billion in the 2026–27 financial year, rising to £3 billion a year by 2029–30, according to projections from the OBR.

Sure, but there’s also plenty of evidence that suggests the two child benefit cap also shifting costs elsewhere: more kids in poverty ultimately costs the tax payer more: https://fairnessfoundation.com/two-child-limit

More importantly, in terms of the discussion around welfare and long term unemployment, the two child benefit cap was strongly opposed by school leaders who argued it had a negative impact on attendance and attainment https://cpag.org.uk/news/school-leaders-governors-teachers-call-minister-scrap-two-child-benefit-limit

Re-instating it when we have a massive youth unemployment crisis would be madness - we need more kids attending and engaged in education and training, not less.

Is it fair to remove the two-child limit on benefits?

Is it fair to remove the two-child limit on benefits?

Do the fairness arguments for the two-child limit outweigh the arguments for abolishing it? This report weighs up the moral and philosophical cases on both sides, with reference to the empirical evidence, the political debate and what we know about pub...

https://fairnessfoundation.com/two-child-limit

Theseagullwhisperer · 18/09/2026 08:15

ExpectMore · 18/09/2026 08:11

The definition of preventable is relatively straight forward. There’s common definitions that exist already.

No, I didn’t say treatment works be refused. Just that the NHS shouldn’t pay for it. They’d be treated, should they wish, and charged accordingly.

Insanely expensive? I don’t think so. I mean, no more expensive than a doctor ticking a box to say preventable or not and then an admin to issue an invoice. Given the cost of one, for example, cardiovascular disease related surgery, we could fund said additional admin easily.

It would be much, much more expensive than investing in preventative health care - which research shows gives the tax player value for money.

We need to be much more pragmatic and evidence based.

Schlossadler · 18/09/2026 08:15

concertinacornflake · 18/09/2026 08:10

That's one side of the equation only. Maybe you know that or maybe you don't.

That money reduces future health costs, support costs, social work costs, justice costs, education costs, housing costs etc etc etc. That money delivers potential future earnings, tax revenue etc etc etc.

There's so much info out there on this.

You post a lot, without actually backing up your posts with substantive data.

OP posts:
Kirbert2 · 18/09/2026 08:16

ThingsAreNotWhatTheyWere · 18/09/2026 08:08

Agreed. Some people are BORN with didabilities/health conditions that make them more susceptible to health problems, particularly as they get older. And others (like your son, if I remember rightly) develop illnesses they can do absolutely nothing about requiring harsh treatments which themselves cause further problems.

Not everything is self-inflicted and preventable!

Exactly.

Not to mention the fact that it can also be hard to prove and where does it end? Car crashes, sporting accidents etc all could be considered self inflicted and can also cause long term health issues.

kissfromaroses · 18/09/2026 08:17

No government will ever reform what actually need reforming, the state pension.

Jimmyneutronsforehead · 18/09/2026 08:18

ExpectMore · 18/09/2026 07:54

Not many employers refuse to hire disabled people do they? I mean, legally they can’t so how can they be?

Re. the bus driver, there’s a difference between a power and an ability. Consider the poor bus driver who in your world has the power to disembark the group of drunken thugs refusing to move from the wheelchair space. What might the bus driver do?

Can you explain what you mean by changing redundant KPIs please.

I had to reread your post a few times but yes, you did literally say you’d force employers to take on more costs. Have you dialled into the mood music recently? Have you picked up that employers are already at breaking point with all the additional costs they’re expected to carry?

Can I also remind you that employers are people at the end of the day. If running a business (inc providing jobs for others) stops being attractive (or even viable!) they’ll just stop. As why would they? What would all these entitled (able bodied and disabled) employees do them? Demand “more jobs”? Think about it.

Note: please don’t misinterpret my post as saying we shouldn’t be supporting disabled people. We absolutely should, and in better ways than at present. But your view of how to do about it and how employers currently behave is what I disagree with.

Not many employers refuse to hire disabled people do they? I mean, legally they can’t so how can they be?

They do. If you've a visual disability it's especially difficult because you can't hide your disability until you're in, but if you've got a hidden disability and disclose your disability during the hiring process or ask for reasonable adjustments then who do you think employers will hire? Someone fit and well who they don't have to be lenient with in terms of absence or costs associated with adjustments? A lot of people with hidden disabilities don't disclose their disabilities at all, or wait until they've got their foot in the door and then find themselves managed out.

Re. the bus driver, there’s a difference between a power and an ability. Consider the poor bus driver who in your world has the power to disembark the group of drunken thugs refusing to move from the wheelchair space. What might the bus driver do?

Would I expect a bus driver to put themselves or other passengers in danger? No. But let's be real that it is actually usually people putting pushchairs here. It is a daily occurrence up and down the country that wheelchair users up and down the country are denied access to the priority wheelchair spot by drivers or by passengers refusing to move or fold down their pushchairs. If you've one bus every half an hour, and then 2 buses in a row refuse to let you on because you can't get into your space due to non wheelchair users, you're already an hour behind the first set of passengers who boarded. How will that help if you need to get to work?

Can you explain what you mean by changing redundant KPIs please.

Some metrics that employers use are completely redundant, and/or unrealistic. Things like X days in office per week, but you've just missed 4 buses because you're a wheelchair user, you get there and none of your team are in. Or targets that squeeze the energy out of it's employees but are wildly unrealistic to achieve - seen a lot of this in call centres. There are many other metrics too but I am sure they vary from industry to industry.

Can I also remind you that employers are people at the end of the day. If running a business (inc providing jobs for others) stops being attractive (or even viable!) they’ll just stop. As why would they? What would all these entitled (able bodied and disabled) employees do them? Demand “more jobs”? Think about it.

Well you sort of answered your first question here. Why would they hire those pesky entitled disabled people. At the end of the day employers have a duty to offer reasonable adjustments. It scales depending on the size of the business as to what is reasonable but there are a lot of things that are reasonable that employers aren't doing.

Theseagullwhisperer · 18/09/2026 08:18

EasternStandard · 18/09/2026 07:43

Any cut could be argued against. The debt is too high though.

But this specific cut would genuinely be economic madness, in the midst of a NEET crisis. School leaders were really clear about the negative impacts on attendance and attainment.

I really do think we have to be pragmatic, rather than performative and pay close attention to the research into the cost-shifting effects of cuts.

Pineneedlesincarpet · 18/09/2026 08:19

selffellatingouroborosofhate · 17/09/2026 22:31

limit how long someone gets job seekers or equivalent for. Anyone looking for more than 6 months either isn’t properly looking or is expecting jobs / salaries they’re not qualified for. No-one should take more than 6 months to find a new job

Tell me that you've never lived somewhere rural without a driving licence without telling me...

A lot of interviews I had for low-level roles ended with "We'd love to give you the job, but we cannot accommodate your [earliest possible start time / latest possible finish time]". Those times were dictated by the earliest and latest buses.

The first job I got after passing my test had a 5am start. I borrowed my mum's car to get there whilst she took a week's precious annual leave to enable me to do that. Spent my first week's wages plus a loan that ate up several more week's wages on a fifth-hand runabout that I kept for the next six years.

That put the experience on my CV for the next job.

One thing that the Job Centre will not pay for is driving lessons, unless you hold a written job offer that's conditional on a test pass. No employer who needs you to drive will offer you a job without you already having a licence...

Edited

These are problems for people to solve themselves. You can't sit on benefits until you pass your test! Or.maybe you can...who knows in this mad country.

Pineneedlesincarpet · 18/09/2026 08:22

Theseagullwhisperer · 17/09/2026 22:58

It’s not about “kicking the can down the road” - it’s about the fact that reforming welfare in a way that actually saves the tax payer money takes serious, structural reform looking at the root causes of why so many people are ending up on long term benefits. If it was possible to simply “stop dithering and decrease spending” the Tories - who talked endlessly about decreasing welfare spending - would have actually been able to do it. They couldn’t - because in reality it is very, very difficult to make cuts to the welfare bill that don’t just shift the costs to the tax player through health etc instead.

It's fairly obvious. Being on benefits can pay more than work. The government has buggered the jobs market with its extra tax and regulations. The qualification criteria for benefits is too wide. Scrap the triple lock. Extend the period you qualify for benefits for the Boris wave.

ExpectMore · 18/09/2026 08:24

Oopstheregoesanotherhouseplant · 18/09/2026 08:03

What we need is wealth redistribution.

Currently, people are working health depleting hours, in health damaging jobs, for minimum wage, which isn’t enough to provide the basics yet alone buy a house and create financial security - so that then if something goes wrong you have a safety net. No ability to save for a pension if you live hand to mouth.

We need a drastic overhaul of a system that allows billionaires to reap vast rewards through asset hoovering and passive income and then avoid paying a fair amount of tax.

The far right want you blame benefit users and immigrants and want to stir up division and anger to get themselves into power so they can make themselves richer. Russia wants the same - instability, division etc.

I personally don’t want a Dickensian UK. I want more social equality and less suffering.

There is plenty of money but it’s hoarded by the few in the form of assets. A wealth tax is needed. And quickly.

Don’t get sucked into blaming the most vulnerable in society or you are walking straight into the trap set for you and history will not view a move to the far right favourably.

We already have it. A single £100k earner already contributes more than 20+ median earners? It’s shockingly unfairly on the shoulders that already contribute the most. Don’t get lost down the rabbit hole of “billionaire wealth” vs high income. It’ll get you nowhere.

What makes you so entitled to others money anyway? It’s very grabby.

angelos02 · 18/09/2026 08:26

There should never be a scenario in which someone gets more in benefits (apart from serious disabilities obviously) than they do working full time on minimum wage. It is ridiculous that this has to even be said - but it happens. If you have kids, you'd better get busy working to feed and house them. Not expect some random taxpayer to do that for you.

ExpectMore · 18/09/2026 08:26

ThingsAreNotWhatTheyWere · 18/09/2026 08:08

Agreed. Some people are BORN with didabilities/health conditions that make them more susceptible to health problems, particularly as they get older. And others (like your son, if I remember rightly) develop illnesses they can do absolutely nothing about requiring harsh treatments which themselves cause further problems.

Not everything is self-inflicted and preventable!

Well no of course not everything is self-inflicted or preventable. I didn’t say it was.

I was referring only to those that are preventable.

So an argument that not everything is preventable makes no relevant points.

angelos02 · 18/09/2026 08:28

The lifestyle of someone that has worked to get a half-decent job should be vastly different to that of someone that doesn't work. Labour seem hell bent on evening it out by taxing people to the hilt.

ExpectMore · 18/09/2026 08:28

Theseagullwhisperer · 18/09/2026 08:13

Sure, but there’s also plenty of evidence that suggests the two child benefit cap also shifting costs elsewhere: more kids in poverty ultimately costs the tax payer more: https://fairnessfoundation.com/two-child-limit

More importantly, in terms of the discussion around welfare and long term unemployment, the two child benefit cap was strongly opposed by school leaders who argued it had a negative impact on attendance and attainment https://cpag.org.uk/news/school-leaders-governors-teachers-call-minister-scrap-two-child-benefit-limit

Re-instating it when we have a massive youth unemployment crisis would be madness - we need more kids attending and engaged in education and training, not less.

How about parents not having kids they can’t afford? Would that radical concept (= budgeting) help?

yes, circumstances change but many are reasonably foreseeable and thus can be accounted for in the “can I afford another child?” Decision.

angelos02 · 18/09/2026 08:29

No-one should have anything they can't afford. Be it kids or a holiday or a Birkin handbag. I don't see why someone should work to pay for someone else's decisions.

ExpectMore · 18/09/2026 08:30

Kirbert2 · 18/09/2026 08:16

Exactly.

Not to mention the fact that it can also be hard to prove and where does it end? Car crashes, sporting accidents etc all could be considered self inflicted and can also cause long term health issues.

That’s simple.

insurers already decide who is at fault is a car crash.

individual at fault = they pay the NHS bill (or in reality, their insurer would as the system would evolve).

other party at fault = other party pays

no fault = NHS pays.

Simple eh?

Schlossadler · 18/09/2026 08:31

angelos02 · 18/09/2026 08:29

No-one should have anything they can't afford. Be it kids or a holiday or a Birkin handbag. I don't see why someone should work to pay for someone else's decisions.

The next budget may prove a turning point - the tax payer has had enough. You only have to look at France to see where that might lead.

OP posts:
CandyCrushLevel14809 · 18/09/2026 08:35

angelos02 · 18/09/2026 08:29

No-one should have anything they can't afford. Be it kids or a holiday or a Birkin handbag. I don't see why someone should work to pay for someone else's decisions.

You realise people’s circumstances change - unemployment, illness…..

Telecone · 18/09/2026 08:37

KittyCorncrake · 17/09/2026 22:38

If a woman is raped she should report it to the police. She can have an abortion. In this country no woman has to give birth to her rapist’s child.

Have you ever left your house and actually met people? Tens of thousands of women are in shitty abusive relationships. They aren't in a safe position to report, leave the relationship with their children, and be safely homed without having to see their abusive ex again.

Theseagullwhisperer · 18/09/2026 08:37

ExpectMore · 18/09/2026 08:28

How about parents not having kids they can’t afford? Would that radical concept (= budgeting) help?

yes, circumstances change but many are reasonably foreseeable and thus can be accounted for in the “can I afford another child?” Decision.

But the evidence is the two child benefit cap did not have any affect on how many children people had. https://cpag.org.uk/policy-and-research/our-position/two-child-limit

You can’t run a country like a sixth form debating society. There is no point pursuing an economically damaging policy - that costs the state money in health, education and social care, just to make an ideological point.

The two-child limit: our position

Scrapping the two-child limit is the most cost-effective way to start to reduce child poverty.

https://cpag.org.uk/policy-and-research/our-position/two-child-limit

Kirbert2 · 18/09/2026 08:39

ExpectMore · 18/09/2026 08:30

That’s simple.

insurers already decide who is at fault is a car crash.

individual at fault = they pay the NHS bill (or in reality, their insurer would as the system would evolve).

other party at fault = other party pays

no fault = NHS pays.

Simple eh?

I'm not sure I believe that system would actually save money in the long term. Especially if the other party could appeal the accusation they were at fault, it takes ages to come to a decision etc.

DoubleShotEspresso · 18/09/2026 08:49

As a full time carer in receipt of Carer’s Allowance, which equates to the princely sim of about 47p an hour, this saving the taxpayer a fortune for a period of —relentless— years, I would welcome welfare reform.
i suspect this isn’t what you’re seeking from this glossy thread though is it OP?

emuloc · 18/09/2026 08:51

ExpectMore · 18/09/2026 07:54

Not many employers refuse to hire disabled people do they? I mean, legally they can’t so how can they be?

Re. the bus driver, there’s a difference between a power and an ability. Consider the poor bus driver who in your world has the power to disembark the group of drunken thugs refusing to move from the wheelchair space. What might the bus driver do?

Can you explain what you mean by changing redundant KPIs please.

I had to reread your post a few times but yes, you did literally say you’d force employers to take on more costs. Have you dialled into the mood music recently? Have you picked up that employers are already at breaking point with all the additional costs they’re expected to carry?

Can I also remind you that employers are people at the end of the day. If running a business (inc providing jobs for others) stops being attractive (or even viable!) they’ll just stop. As why would they? What would all these entitled (able bodied and disabled) employees do them? Demand “more jobs”? Think about it.

Note: please don’t misinterpret my post as saying we shouldn’t be supporting disabled people. We absolutely should, and in better ways than at present. But your view of how to do about it and how employers currently behave is what I disagree with.

The would-be employer can, and often will not take on a disabled person, to join their workforce. Do you honestly think that they give them an honest reason, when they are rejected? They obviously cannot tell them that they did not get the job due to their disability, they use other waffle instead. It happens!

Pineneedlesincarpet · 18/09/2026 08:56

ExpectMore · 18/09/2026 08:28

How about parents not having kids they can’t afford? Would that radical concept (= budgeting) help?

yes, circumstances change but many are reasonably foreseeable and thus can be accounted for in the “can I afford another child?” Decision.

Only having the number of children you can afford just seems a too obvious and reasonable solution.

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