How much is your mortgage?

[Birchwoods]

How much is your total amount owed and what are your monthly payments?

I know the answers will vary hugely but I’m curious as to what other people pay.

Our outstanding amount is £275k and we pay around £1600 per month.

£78k left, £850 ish per month, overoayinh

£450k

£2600 a month

Both early 40s

Wow !!!

Holiday homes?

My friend has many homes and she realises equity from each house to buy a new one

Can always dream :)

£480 per month, 42k left, bought for 80k 20 years ago.
I'm 40. House only now worth about 95k so no crazy money made on it like a lot of other people seem to get but live in a low cost area.

Nil outstanding.
£0 repayments.
It’s fucking brilliant.
Bought for 60k
Current value 250k ish.
I’m up north.

181k left, £1006 a month, 30 years left 😳

£413k left on it, £2000 a month. Need to move rates next year (we had a 10 year fixed) and I'm deeply sad about it expect it to go up a lot.

161k left, £1003 pm. Went in at a really high interest point though so expecting less when we remortgage next year.

105K and pay £690 a month. 14 years left but hoping to have it gone in 10. I’m 46.

£78k
£890pcm
8 years to go.

my fix on 1.39% has another year to go. I'll be very sad to see the back of it.

We are living in one (smallest mortgage) and renovating another (medium mortgage) and will shortly be renting out the other (biggest mortgage!) but will likely sell that when the market picks up a bit (hopefully before we go bankrupt 😂)

Well, I have the largest mortgage and highest repayments - where is my prize? And where do you all live??

£784k remaining and repayments of £3,800. I’m 39 and live in the south east.

£1045 a month, 170k outstanding , south east

260k and £1190 per month.

£750 a month, remaining £160k. 25 years term (to retirement age).

We pay as little as possible over as long as possible. I have no intention to ever over pay unless interest rates sky rocket because the growth of other investments of any surplus income far exceed mortgage rates.
In fact we borrowed extra last time we remortgaged, which we never spent. It has far exceeded the 3.4% we pay for it, even in low risk accounts.

70k left to pay. £395 a month but overpay £105 to make it £500. Will overpay a lot more when I start doing more hours when my youngest starts school.

I think mine was around that at your age! You just need to age ten years 😂

£56k left at £490 a month ( overpaying £37 a month wish I had overpaid years ago 😩)

£585k remaining, £3,260 per month, 23 years to go. We're 38 and 39. House worth around £1.4m. Hoping to be mortgage-free by 45!

£0 🥳

Pretty much identical to one further up this page:
£796k
£3,900
41 and 40 years old
South East

£134k remaining, £770 a month. We are lucky enough to have the cash to pay it off, but currently getting a fair bit more in interest on it than our mortgage rate so it’s staying there for now. We are 40.

£99k remaining, £483 a month.

£490k and we pay around £2500 a month. We hope to overpay a bit when our son starts school.

We’re mid-30s and bought six months ago, so unfortunately not benefitting from having bought cheaply or getting low interest rates!

£524k remaining, 13y 3m left to go
£2370 monthly payment

Part of it is interest only so have to amass a lump sum for that at the end!