How much is your mortgage?

[Birchwoods]

How much is your total amount owed and what are your monthly payments?

I know the answers will vary hugely but I’m curious as to what other people pay.

Our outstanding amount is £275k and we pay around £1600 per month.

I am 33, DH 38
mortgage of £380k
payments are just under £2k pcm

Love seeing all the over payers on here. Mine is zero, paid off at 50, ten years ago, by doing overpayments like some of the previous posters. Just a couple of hundred quid a month and a 25 year mortgage was paid off in 17 years, despite doing a couple of remortgages and borrowing extra for extension and loft conversion along the way.

£186k mortgage and £1150 monthly payments. Our interest rate was quite high.
Just remortgaged with a lower rate and our new payment will be £1250 but term reduced from 27 to 18 years 🎉

£202k and currently £1105 but increasing to £1305 in March as we came to the end of our fixed deal. Feel like it's a lot but that was all that was available. 18 years left. We will overpay at some point though and hopefully get it down.

£209000 and 1300 pcm

That's good. We are overpaying to try to get down into the 65 LTV bracket, but it depends on the market as to whether we manage it or not.

Zero, paid it off 2 years ago. Best feeling ever. Before it was £1150 a month but that was higher because we chose a 10 year repayment, he’s now retired which we couldn’t do until it was paid off

£2800 a month with 7.5 long years left. Super flexible mortgage but have taken out sums over the term for various things eg pay debts , Christmas etc. I don’t want to change it as the flexibility is good!

Mortgage balance of 83k
Pay £708 per month
We Overpay 10% per year
Term remaining 12 years but will pay if off when the fix finishes in June 2027. We have the cash for this sitting in savings. I am 49 and will be mortgage free by 50. We have always overpaid.

36yrs old. Bought this house 8yrs ago.
Outstanding mortgage - £165K. House is worth about £475K
Payment - £700 (still on low interest fixed rate, which ends Oct)
Overpay - 10% per year