Who is the emoticon with the beret and red hair, around January 25/26??? 
Steppie didn't know you were in Ireland, sorry to hear about your uncle passing.
Be sure to visit us this year with your surfy doody kids!
We have lost dream house as it required a mortgage - virtually impossible to get a mortgage ATM in Ireland
:(
We are now in dispute with dodgy mortgage broker....
However, due to property prices here plummeting even further in the past 6 months, and more in the past few weeks as the Irish budget tax hikes have reduced everyone's payslips, we have realised that the deposit we had set aside for the dream house could now in fact now get us a decent family house over here with no mortgage. Plus maybe even a 'lil bolthole flat in the UK!(not west London, alas)
Oh the benefits of having paid mortgages in the UK for flippin' 20 years and all those years of gradually building up London equity!
Am starting to feel like one of those people on "Relocation, Relocation, Relocation", albeit on a somewhat more modest budget than most of the people featured on TV (they normally seem to have about 800k to spend and I have very little sympathy for them in their lengthy and fussy quests
)