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AIBU?

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AIBU to tell my SIL not to comment on my finances?

192 replies

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

OP posts:
Nevermind31 · 13/09/2026 14:27

None of her business - but I would have just ignored her message

Weirdpig · 13/09/2026 14:28

It sounds like you've both gone into rabbit holes and ended up having a stupidly long discussion. She's obviously in the wrong, because she's been discussing and then has commented on your finances. When people gossip about another person, at the very least they shouldn't then tell the other person they've been doing it.

KKD09 · 13/09/2026 14:30

I would like to think I caught up in act and she didn’t like it lol. She didn’t think I would question why she was discussing it. I hope she felt stupid and insecure.

OP posts:
Error404FucksNotFound · 13/09/2026 14:31

Why did she feel its her business whether you are saving or not?
Have you been talking about saving, specifically?

If she says anything else just reiterate that your finances are none of her business and not up for discussion.

GenEx · 13/09/2026 14:31

You are being unreasonable because you’re living with her parents and saving to move out. She can’t help but think of her parents. I know I have done when I’ve seen my siblings take advantage of my parents.

Passaggressfedup · 13/09/2026 14:32

What wasted drama over so little. Not worth so many messages and voice recording. Say what you want in one and then ignore!

DriedPetals · 13/09/2026 14:32

This is another one of those baffling situations where someone chooses to spend time with someone who they clearly dislike because of a pattern of behaviour which is long established. OP, why on earth would you confide details of your personal life and finances to someone you explicitly describe as ‘bitchy, argumentative and judgement’? You sound afraid of her and seem to be anxious to placate her— why? Find your anger, for heaven’s sake!

CherryKerry · 13/09/2026 14:32

YABU for actually bothering to reply to her. Put her on an information diet.

bunnypenny · 13/09/2026 14:33

Christ how long was your voice note?

just ignore her or send a thumbs up FFS.

LarryForPrimeMinister · 13/09/2026 14:35

I would step back from her and go very low contactm

Passaggressfedup · 13/09/2026 14:35

Also if you constantly moaning about your living arrangements and how you're doing everything to save to move out but you still can't, yeah, I would think you were a bit hypocritical to then spend lots of money on a concert.

Madamecholetsbonnet · 13/09/2026 14:36

I really wouldn’t have bitten…

PinkFrogss · 13/09/2026 14:36

She shouldn’t have said it but it sounds like she’d fed up of hearing you complain about your problems but seemingly doing little to solve them.

I’d also be surprised to hear about someone unhappily living with family and saving to move out spending so much on concert tickets.

Your post also sounds like you think you and you and your job role are above her, but it also sounds like you are deeply insecure and jealous.

Ifeelold48 · 13/09/2026 14:37

I think you are unreasonable to engage with it.

BillieWiper · 13/09/2026 14:37

You both sound immature. She sounds worse though but you clearly look down upon her. People are not daft, if they know someone thinks they are a subordinate or inferior they often don't act all that nice?

You seem eager to paint her as inferior due to her job and education level. While you work in 'corporate'. Who cares what job either of you do? Any work is useful.

Maybe just accept you're not friends and vastly reduce contact. There is no need for you two to interact or gossip about eachother above and beyond the bare essentials.

Icecreamdelight · 13/09/2026 14:40

Ifeelold48 · 13/09/2026 14:37

I think you are unreasonable to engage with it.

Definitely, especially at your age. You should just rise above her stupid comments

KKD09 · 13/09/2026 14:40

GenEx · 13/09/2026 14:31

You are being unreasonable because you’re living with her parents and saving to move out. She can’t help but think of her parents. I know I have done when I’ve seen my siblings take advantage of my parents.

Sorry, I’ll just explain. She is married to my husbands brother, and they live with her parents. She is married into the family. I live with my in-laws, fil is an alcoholic and mil enables

OP posts:
howshouldibehave · 13/09/2026 14:40

I don’t see what you being 36 (or 37?!) has to do with it. You are still at home living with in laws but spending money on tickets? Is it her parents you’re living with? Perhaps she is a bit protective of them?

BlueMum16 · 13/09/2026 14:40

Passaggressfedup · 13/09/2026 14:32

What wasted drama over so little. Not worth so many messages and voice recording. Say what you want in one and then ignore!

This.

One message and that it. Why give her any more headspace.

Wingwalk · 13/09/2026 14:41

Tbh if my brother and his wife were living with my parents in their mid/late 30s (your age changed a bit during the post) despite having good jobs etc, I too would assume they were in pretty serious financial difficulty. I wouldn't be rude enough to say it to them, though.

KKD09 · 13/09/2026 14:41

howshouldibehave · 13/09/2026 14:40

I don’t see what you being 36 (or 37?!) has to do with it. You are still at home living with in laws but spending money on tickets? Is it her parents you’re living with? Perhaps she is a bit protective of them?

It has a lot to do with it, maturity? She is married into the family. I take care of my in-laws, though yes, it is stressful but not forever.

OP posts:
Notrainingbutpouring · 13/09/2026 14:41

Maybe she’s frustrated that you are living with your in laws (her parents) which probably significantly impacts them and she’s hoping you’ll move quicker than your own set timeline. Are you paying rent to her parents/contributing to their household?

euff · 13/09/2026 14:42

Another one who thinks she’s probably annoyed you are living with her parents. She may also be hearing complaints from them which they aren’t saying to you guys. I would just do as pp suggested and just give the thumbs up and move on with your day. Engaging will just lead to headaches.

SuckerForBread · 13/09/2026 14:42

If you have been staying with the in laws to save money for a house and you have outwardly talked about that, then it’s quite natural for someone to think ‘hang on, you want a house but you’ve spent £120 on tickets’.

I’ve had that thought myself about other people who lament they have no money and everything is so expensive now and then go on a ten day holiday to the Maldives.

I don’t understand why it’s bothered you so much. If I was you in that scenario I’d have just said ‘I can save and enjoy a full life at the same time, could be dead tomorrow’ and just let it at that. I probably wouldn’t have thought any more of it. So I don’t think you’re unreasonable for not wanting other people to discuss or comment on your spending, but I do think your reaction is verging on unreasonable

DriedPetals · 13/09/2026 14:42

KKD09 · 13/09/2026 14:40

Sorry, I’ll just explain. She is married to my husbands brother, and they live with her parents. She is married into the family. I live with my in-laws, fil is an alcoholic and mil enables

But why spend any time with her, far less confide in her? I’m quite fond of several of my SILs, but I don’t tell them anything personal. I don’t see why you’re offloading on someone you only know by accident and dislike thoroughly?