Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to tell my SIL not to comment on my finances?

192 replies

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

OP posts:
KKD09 · 13/09/2026 14:43

Notrainingbutpouring · 13/09/2026 14:41

Maybe she’s frustrated that you are living with your in laws (her parents) which probably significantly impacts them and she’s hoping you’ll move quicker than your own set timeline. Are you paying rent to her parents/contributing to their household?

She is marred into the family, our husbands are brothers. She’s never spent time with them and doesn’t care about them. Besides the point, she was being intrusive yet we don’t know her plans and details for the future.

OP posts:
pasturesgreen · 13/09/2026 14:44

You both sound like you have far too much time on your hands.
What a load of long-winded nonsense...
In future, just ignore and don't feed the drama. You don't have to prove a point, it's ok to disengage.

KKD09 · 13/09/2026 14:44

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

FYI: our husbands are brothers, I live with the parents whilst we’re gearing to move. She is married into the family.

OP posts:
howshouldibehave · 13/09/2026 14:44

KKD09 · 13/09/2026 14:41

It has a lot to do with it, maturity? She is married into the family. I take care of my in-laws, though yes, it is stressful but not forever.

You’re ’married into the family’ as well?!

You talk about maturity and your ‘corporate’ job, but essentially you are both women who are still living at home. You are both relying on parents/in laws for housing and aren’t living independently.

KKD09 · 13/09/2026 14:45

howshouldibehave · 13/09/2026 14:44

You’re ’married into the family’ as well?!

You talk about maturity and your ‘corporate’ job, but essentially you are both women who are still living at home. You are both relying on parents/in laws for housing and aren’t living independently.

Ha, I pay the house bills silly!

OP posts:
Notonthestairs · 13/09/2026 14:45

CherryKerry · 13/09/2026 14:32

YABU for actually bothering to reply to her. Put her on an information diet.

Yep.
No need for any discussions regarding money or anything else.

KKD09 · 13/09/2026 14:47

Passaggressfedup · 13/09/2026 14:35

Also if you constantly moaning about your living arrangements and how you're doing everything to save to move out but you still can't, yeah, I would think you were a bit hypocritical to then spend lots of money on a concert.

But I don’t moan about living arrangements and she’s the last person I would moan to. The matter of the fact is, I can save, enjoy life and pay my own bills and house bills. Her saying ‘that isn’t saving’ is a bit strange lol.

OP posts:
PinkFrogss · 13/09/2026 14:48

KKD09 · 13/09/2026 14:45

Ha, I pay the house bills silly!

Then move out and pay the bills of your own house?

Your OP may it sound like you did not want to live there but could not afford to move out, so people are replying as such.

Sounds like you’d be better off moving out, trying to conceive, and having less contact with SIL.

Notrainingbutpouring · 13/09/2026 14:48

KKD09 · 13/09/2026 14:43

She is marred into the family, our husbands are brothers. She’s never spent time with them and doesn’t care about them. Besides the point, she was being intrusive yet we don’t know her plans and details for the future.

no it’s not but maybe your PILs have communicated their feelings to their other child - her husband. Todays goodwill becoming tomorrows expectation etc… do you contribute to the household or pay them rent? I don’t think your finances are really anything to do with her but you are making them the wider family’s issue in some respects.

KKD09 · 13/09/2026 14:49

PinkFrogss · 13/09/2026 14:36

She shouldn’t have said it but it sounds like she’d fed up of hearing you complain about your problems but seemingly doing little to solve them.

I’d also be surprised to hear about someone unhappily living with family and saving to move out spending so much on concert tickets.

Your post also sounds like you think you and you and your job role are above her, but it also sounds like you are deeply insecure and jealous.

Jealous and insecure of? I would love to know!

OP posts:
PinkFrogss · 13/09/2026 14:49

KKD09 · 13/09/2026 14:47

But I don’t moan about living arrangements and she’s the last person I would moan to. The matter of the fact is, I can save, enjoy life and pay my own bills and house bills. Her saying ‘that isn’t saving’ is a bit strange lol.

What does this mean in your OP then?

I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

Notsosweetcaroline · 13/09/2026 14:49

Is there a culture thing here, why are you all living with parents?

anyway it’s a whole lot of drama, your voice note did escalate it and I’m unsure why you’re denying being offended, you clearly are.

id have either ignored or sent a laughing emoji back

Notsosweetcaroline · 13/09/2026 14:50

KKD09 · 13/09/2026 14:47

But I don’t moan about living arrangements and she’s the last person I would moan to. The matter of the fact is, I can save, enjoy life and pay my own bills and house bills. Her saying ‘that isn’t saving’ is a bit strange lol.

But you don’t have a house?

Cuppachuchu · 13/09/2026 14:50

It seems you have fed her nosy drama habit.
A short and to the point "none of your business" is my advice. Don't waste your time and headspace on her.

Notsosweetcaroline · 13/09/2026 14:52

KKD09 · 13/09/2026 14:45

Ha, I pay the house bills silly!

Huh? Your in-laws nd husband don’t contribute? You’re keeping rhem all?

KKD09 · 13/09/2026 14:53

Notsosweetcaroline · 13/09/2026 14:49

Is there a culture thing here, why are you all living with parents?

anyway it’s a whole lot of drama, your voice note did escalate it and I’m unsure why you’re denying being offended, you clearly are.

id have either ignored or sent a laughing emoji back

I don’t think it’s an offence. It’s correcting a judgement, ‘that isn’t saving’ saving looks different to a lot of people.

OP posts:
KKD09 · 13/09/2026 14:55

PinkFrogss · 13/09/2026 14:49

What does this mean in your OP then?

I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

We have both had issues with my MIL, it’s more the cultural issues. Overpowering and overstepping. That’s where I had confided in her, but that has no attachment to my savings. I save, I work hard to still enjoy life and save. Simple as that.

OP posts:
beaglescurleduplikebagels · 13/09/2026 14:55

KKD09 · 13/09/2026 14:45

Ha, I pay the house bills silly!

You both sound incredibly immature and petty.

You're 37, why aren't you living in your own house?

KKD09 · 13/09/2026 14:56

beaglescurleduplikebagels · 13/09/2026 14:55

You both sound incredibly immature and petty.

You're 37, why aren't you living in your own house?

Where was I immature?

OP posts:
B1anche · 13/09/2026 14:56

There is a lot of drip feeding in this thread. I wish people would make their OPs clearer so we don't have to make assumptions.

It does sound like a weird set up, but the point is that you shouldn't engage with her. Tell her it's none of her business and leave it at that. All these long texts and voices messages about boundaries and respect are completely over the top.

She sounds annoying but you do sound jealous of her, perhaps because she's younger and a parent? Just distance yourself from her, concentrate on your own life and stop feeding her information.

KKD09 · 13/09/2026 14:57

Notsosweetcaroline · 13/09/2026 14:50

But you don’t have a house?

We are continuing to save, that’s all that matters.

OP posts:
DriedPetals · 13/09/2026 14:58

KKD09 · 13/09/2026 14:53

I don’t think it’s an offence. It’s correcting a judgement, ‘that isn’t saving’ saving looks different to a lot of people.

Are you in denial about how similar your situations are, or something?

KKD09 · 13/09/2026 14:59

B1anche · 13/09/2026 14:56

There is a lot of drip feeding in this thread. I wish people would make their OPs clearer so we don't have to make assumptions.

It does sound like a weird set up, but the point is that you shouldn't engage with her. Tell her it's none of her business and leave it at that. All these long texts and voices messages about boundaries and respect are completely over the top.

She sounds annoying but you do sound jealous of her, perhaps because she's younger and a parent? Just distance yourself from her, concentrate on your own life and stop feeding her information.

where do I sound jealous from? She’s a rude person with an awful personality.

OP posts:
DriedPetals · 13/09/2026 14:59

KKD09 · 13/09/2026 14:59

where do I sound jealous from? She’s a rude person with an awful personality.

So why are you continually confiding in her???

PinkFrogss · 13/09/2026 14:59

So you are moaning to her about living arrangements, and presumably issues with MIL are worsened by living with her Confused

It sounds like she’s assuming you are living with in laws for financial reasons, so if it would make you feel better explain to her why you moved in with them for other reasons.

And then move out asap, rent while sorting searching for a house to buy and going through the purchasing process.