Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to tell my SIL not to comment on my finances?

192 replies

KKD09 · 13/09/2026 14:18

I could really appreciate an outside perspective on an exchange I had with my SIL, because I genuinely can’t work out whether I’m being unreasonable or whether she crossed a line.

We’ve known each other for seven years and I have never really called her out on anything before. She can be quite bitchy, argumentative and judgemental, so normally I let things go, but this one didn’t sit right with me. For years she’s been like this with comments, she’s 26, works in a gym and has had no real education and has no respect for anyone besides her husband and 19 month old, oh and her parents. Not her in-laws. I am 37, married and work in corporate and grateful for my role.

I went to visit my family yesterday and I tend to travel around on foot (I am London based, learning to drive). She essentially interrogated me on text about when I was going to pass my driving.

THEN..

She sent me a voice note yesterday randomly saying “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.” She also sent a load of shocked/laughing emojis and seemed genuinely surprised that I had spent £120 on the ticket.

My immediate reaction was basically, wait, did she actually just say that? I questioned why what I had spent was even being discussed between her and my cousin. Her response was, “I didn’t know it was a secret.” That completely missed my point. It wasn’t a secret as the ticket prices are online. What bothered me was that my spending had apparently been discussed and then she had taken that information and made the judgement, “That isn’t saving.”

I told her I would appreciate it if my finances weren’t discussed or commented on because ultimately they’re personal and don’t really have anything to do with her.

She replied: “I commented as a caring joke to you. Not to anyone else because I know you want to move. You do you. If you took offence to what I said, I’ll be careful in what we speak about in future.”

I then sent her a voice note because I genuinely didn’t want it to become an argument or create unnecessary drama. I explained that I wasn’t offended. I was simply saying that the comment didn’t make sense to me because she doesn’t actually know my financial situation. She doesn’t know my salary, what I save each month, what my husband and I save together or how we manage our money.

I also said that I respect her enough not to question what she earns, how much she saves, what she spends her money on or how she and her partner manage their finances, and I’d just like the same respect back.

I also mentioned that maybe part of it is where I am in life now. I am 36, married, work in a corporate environment and I have just become a lot more private about certain things as I have got older, especially finances. I work hard, I save, but I also enjoy my money when I choose to.

I wasn’t saying that being 36 somehow makes me superior to her because she’s 27. I was trying to explain that I am settled in what I consider a personal boundary. She’s private about certain areas of her own life too, which I’ve always respected. Her response was: “Don’t use the age line with me.” She then started saying things like: “I didn’t say that. I didn’t question how much you earn. I didn’t question this or that.” She seemed to reframe her original comment as though all she had jokingly said was, “Bitch, you should be saving.”

But that wasn’t really what I was responding to. Her original comment was specifically that she’d heard how much I’d spent on the tickets and that “that isn’t saving.” Throughout the conversation she also kept coming back to the idea that I was offended. She repeatedly said, “I didn’t mean to offend you,” and later, “You’re clearly offended.” That’s probably the part that has confused me most, because I don’t personally see being offended and setting a boundary as the same thing.

From my perspective, I wasn’t saying, “How dare you say that to me?” I was saying, “That assumption isn’t correct because you don’t know my finances, and I’d rather you didn’t comment on them.”

She also started explaining that what she’d said came from a place of caring and brought up personal things I’d previously confided in her about, including the stress of living with in-laws (me and husband are gearing towards a move) and difficulties I’ve had with my living situation.

That made me uncomfortable because I couldn’t really understand what those things had to do with whether spending £120 on a concert ticket means I am or am not saving money. Her face has changed a lot since I met her, and I know it’s all fillers and hair injections, but I don’t care! That is where her money goes, you do you 😂

I’m genuinely curious how this comes across to someone completely outside the situation. Was I reasonable to say I didn’t want comments made about my finances? And does correcting somebody or setting a boundary automatically mean you were “offended”?

She is unreal in the worse way. She also threw a dig to the fact she has a child sleeping and needed to sleep, they will be waking up in the night. Fully knowing me and my husband are childless (I don’t let in how much me and my husband wish to be parents). But I hope I offended her because she needs to be bought back down. I am constantly polite to her and she’s so lucky to have ME as a SIL.

OP posts:
Notsosweetcaroline · 13/09/2026 15:21

Oh dear op. The age think isn’t the trump card you think it is.

I mean she has a point.is that why it hurts so much?

RosesAndHellebores · 13/09/2026 15:22

@KKD09 I have disliked one of my SILs since she told me to think long and hard about marrying her capitalist bastard of a brother. You clearly dislike your SIL as much as I dislike mine. Don't engage.

KKD09 · 13/09/2026 15:23

Gazelda · 13/09/2026 15:18

You’re not coming across as much better OP. She said something that about a topic you consider none of her business. Your response seemed to imply you were offended (which many posters on this thread have also interpreted). There was then a back and forth where you each gave as good as you got.

its obvious you don’t like her. Your response seemed consider her inferior. You consider yourself a model DIL and corporate worker. I suspect she knows what you think of her. And what you think of yourself.

I suggest you keep out of each others way until you both grow up. It must be exhausting for people to be around you when you’re together.

Regardless of an offence or not, why is she giving someone 10 years older than her advice? Her husband is close in age and stil lives at home. It’s just boundaries, I don’t pry into her life and finances.

OP posts:
Twogingercats · 13/09/2026 15:24

Tell her it’s very vulgar to discuss money.

somanychristmaslights · 13/09/2026 15:24

You didn’t have to justify yourself by replying again you her. You called her out and she said she was going to stop, you should have left it at that. Stop pandering to her.

Macaroni46 · 13/09/2026 15:24

KKD09 · 13/09/2026 14:57

We are continuing to save, that’s all that matters.

But you spent £120 on tickets. I can see her point.
You clearly look down on her. But actually you’re almost ten years older and are still living with parents.

WildLeader · 13/09/2026 15:25

Nevermind31 · 13/09/2026 14:27

None of her business - but I would have just ignored her message

Take it from a 58yo… this is what you should have done @KKD09

but there was a lot of words you used when “my financial situation isn’t anybody’s business but mine” would have done

LET her read pissy into it if she feels like it. She’s 26, this is a proverbial clip of her egotistical ear.

youre older, absolutely pull rank if you need to.

tripleginandtonic · 13/09/2026 15:26

GenEx · 13/09/2026 14:31

You are being unreasonable because you’re living with her parents and saving to move out. She can’t help but think of her parents. I know I have done when I’ve seen my siblings take advantage of my parents.

This.

BotterMon · 13/09/2026 15:27

You both sound as you should be back in the playground. What a load of nonsense.

redskyAtNigh · 13/09/2026 15:27

If you are spending £120 on a concert ticket that is £120 that you are not saving. The fact that you are saving other money does not make this a contradiction.

I have a couple of friends like you - they make a lot of comments about saving for a particular purpose and occasionally moan about how saving is taking ages - we absolutely have the sort of friendship where I would say "shame the shoe habit stops serious saving" (and yes, it would be mostly a joke, but a bit of a point behind it, but we are good enough friends that they will agree and we will laugh, and then they will show me their latest new shoes).

It doesn't sound like you and SIL have that sort of relationship so it was not her business to comment, but it wasn't worth anything beyond a jokey response or to ignore it. The fact that you've spent so much time thinking about it (and analysing your SIL's spending) suggests that it might have hit a nerve?

KKD09 · 13/09/2026 15:28

tripleginandtonic · 13/09/2026 15:26

This.

these are in-laws I live with, she still lives with her parents.

OP posts:
PussInBin20 · 13/09/2026 15:30

You’re giving this way too much headspace. Why do you care so much? You said what you thought so just move on. Life is too short for this shit!

beaglescurleduplikebagels · 13/09/2026 15:30

You really need to grow up. I'm embarrassed for you.

KKD09 · 13/09/2026 15:30

redskyAtNigh · 13/09/2026 15:27

If you are spending £120 on a concert ticket that is £120 that you are not saving. The fact that you are saving other money does not make this a contradiction.

I have a couple of friends like you - they make a lot of comments about saving for a particular purpose and occasionally moan about how saving is taking ages - we absolutely have the sort of friendship where I would say "shame the shoe habit stops serious saving" (and yes, it would be mostly a joke, but a bit of a point behind it, but we are good enough friends that they will agree and we will laugh, and then they will show me their latest new shoes).

It doesn't sound like you and SIL have that sort of relationship so it was not her business to comment, but it wasn't worth anything beyond a jokey response or to ignore it. The fact that you've spent so much time thinking about it (and analysing your SIL's spending) suggests that it might have hit a nerve?

More shocked than anything because she spends money on hair injections and claims it’s all real, then judges how I spent on an experience?

OP posts:
KKD09 · 13/09/2026 15:31

beaglescurleduplikebagels · 13/09/2026 15:30

You really need to grow up. I'm embarrassed for you.

Did I hit a nerve? I wasn’t the one making comments on others financials, just sharing a scenario

OP posts:
TwinklyAmberSloth · 13/09/2026 15:32

KKD09 · 13/09/2026 15:08

How would you feel if a 27 year old is telling you how to save, yet she’s booking holidays and I can’t enjoy a concert? She isn’t my mother. She complains about her child all the time, and that she can’t do anything because of them. Not staring down, but unfortunately she is a facade and tries hard to uphold a lifestyle, and I can’t enjoy a concert?

Edited

I think your response turned the whole thing into drama.

She said “I wanted to ask you, those Bad Bunny tickets weren’t cheap. My cousin told me how much you paid. That isn’t saving.”

All you had to do was reply with something like "you only live once" or "oh, did you know how to get them for cheaper? Oh well, never mind".

What she said was seriously odd, but your response turned it into far too much personal drama.

beaglescurleduplikebagels · 13/09/2026 15:33

KKD09 · 13/09/2026 15:31

Did I hit a nerve? I wasn’t the one making comments on others financials, just sharing a scenario

I'm not the one who's almost 40 and living with my in-laws.

AirportParking · 13/09/2026 15:33

I think she actually was joking.

You want to move and have spoken about it to her. It was meant as a "Bad Bunny tickets?? 😱 That's not saving! 🤭🤣 Wink wink"

I can still see why it annoyed you, but your rant about being 36 and married etc was OTT and patronizing.

Macaroni46 · 13/09/2026 15:35

You’re coming across as very argumentative OP. I feel a bit sorry for your SIL. You clearly don’t like her and think you’re superior when really you’re not that different to her! You’re coming across very immature. Are you really 37??

KKD09 · 13/09/2026 15:35

beaglescurleduplikebagels · 13/09/2026 15:33

I'm not the one who's almost 40 and living with my in-laws.

It isn’t really the end of the world, we are quite lucky in fact, but yes it comes with difficulties. This isn’t our forever situation. But I also don’t comment on other peoples situations, I stay far away from her. But she loves a text and being nosy!

OP posts:
InterIgnis · 13/09/2026 15:36

It wasn’t her place to question your finances. You didn’t handle it well though, because you highlighted your own insecurity, and your defensiveness let her know just how much she got under your skin. If that is what she was aiming to do, she succeeded. Rather than feeling stupid and insecure, there’s a fair chance she’s laughing at you. She now knows exactly how to needle you.

So you are not being unreasonable in wanting to shut her down, but you did yourself a disservice in how you went about it.

beaglescurleduplikebagels · 13/09/2026 15:37

KKD09 · 13/09/2026 15:35

It isn’t really the end of the world, we are quite lucky in fact, but yes it comes with difficulties. This isn’t our forever situation. But I also don’t comment on other peoples situations, I stay far away from her. But she loves a text and being nosy!

I wouldn't say that living with my alcoholic father in law made me lucky, but each to their own 😂

redskyAtNigh · 13/09/2026 15:38

KKD09 · 13/09/2026 15:30

More shocked than anything because she spends money on hair injections and claims it’s all real, then judges how I spent on an experience?

The response to "you do this" is not "well you do this thing which is worse". Well, it's not once you've got beyond primary school.

alcovecupboards · 13/09/2026 15:38

I'm so confused by this but I would suggest that she's possibly hinting at the fact you're living with/off the in-laws and saving (presumably to move out) while spending money on concert tickets, whereas she's independent, married with a family.

lazyarse123 · 13/09/2026 15:38

Op i understand your point. Simplest thing in future if she does it again is just reply "i don't remember asking for your opinion" and then ignore. Cheeky bitch.