I'm just wondering what other people's opinions of this are and have name changed for this. An acquaintance of mine on Facebook has just posted a picture of a brand new expensive SUV declaring she has been waiting 'years for this'. As far as I know, she doesn't work, doesn't own her own home, yet her partner has a small garage. AIBU to wonder, where I'm going wrong in life? I have a full time well paid job, yet this is beyond reach. I am a homeowner so perhaps that's the difference? I'm assuming renters just know that they are never going to get accepted for a mortgage, just need to do splurge and therefore know that car finance is a lot easier to get than a mortgage?? Or are they just not sensible with money, and that's the reason they are in that situation?