Boasts on FB

[QuizzicalLady]

I'm just wondering what other people's opinions of this are and have name changed for this. An acquaintance of mine on Facebook has just posted a picture of a brand new expensive SUV declaring she has been waiting 'years for this'. As far as I know, she doesn't work, doesn't own her own home, yet her partner has a small garage. AIBU to wonder, where I'm going wrong in life? I have a full time well paid job, yet this is beyond reach. I am a homeowner so perhaps that's the difference? I'm assuming renters just know that they are never going to get accepted for a mortgage, just need to do splurge and therefore know that car finance is a lot easier to get than a mortgage?? Or are they just not sensible with money, and that's the reason they are in that situation?

Careful op, just because you're in a good financial position now, doesn't mean it can't all come crashing down.
Best not to look down on other people, you could end up in a very similar position one day, and I doubt anyone will be rushing to help with an attitude like yours.

I rent and I have a large brand new SUV with a personalised Reg so I probably look like one of these people you’re talking about. Mid twenties. I’m not digging myself a financial hole nor am I making irresponsible purchases.

I live in a high rise apartment in the city centre and the rent is massive. I would definitely save money by having a mortgage as my mum lives 10 miles away from me, on the outskirts of the city, and her mortgage is 1/3 of what my rent is. Her house is 3 bed, two reception rooms with a large garden. Mine is a two bed flat.

I like living in an apartment and having the life style that comes with city centre living. I have no desire to buy a flat at all. I will buy a house at some point using my LISA and collecting my gov bonus when I decide I want to settle down and move out of the city but that time isn’t now. I also like having the freedoms of being able to hand my notice in and be able to move quick; I’ve changed apartments 3 times in the last four years. Not everyone aspires to own a property ASAP.

It could be a mobility car.

It could be on finance.

She could have won the lottery.

She could have a job that you don't know about.

She could have inherited some money.

It could be anything, not really your business though.

Your post definitely insinuated that renters waste their money…just own it OP !

She probably stole it.

She'll steal your house next. That's what these renters are like. Then she'll fill it with avocados 🥑

Your self righteousness is so shiny.

I can understand why it’s annoying when you work hard and other people just seem to get nice things regardless of never working a day in their life. But I’d rather work hard and save towards the things I want. I wouldn’t prioritise an expensive car personally, but I know that for others that could be a priority.

I don’t think the rental comment was a dig at renters. The way I see it is you mean that renters don’t have to consider whether to pay a chunk off mortgage or buy a car, so can go with the car or other expensive purchase.

If you'd scrolled through my FB posts December last year you'd have seen my chuffed to bits post about our new shiny MPV in the sexy burnt orange I actually wanted...

You may well have thought 'fml how the fuck does Widdlin' afford a 30K+ car..'

It's a motability car, I had waited 8 months for it, and had been in need of an adapted WAV for several years prior - you bet your ass I was chuffed to finally get it and my life be made somewhat easier.

It doesn't matter if she's not disabled or whatever, we want stuff, we wait for it, we're pleased when we get it. I was overjoyed to get the COLOUR i bloody wanted for a change, after 10 years of shit brown or shit grey cars!

If SM was full of 'look at this boring sensible thing I am moderately pleased with' no one would be interested.

But SM doesn't show you ALL the nitty gritty of someones life, you have NO idea how they have achieved what they have. You've jumped to some conclusions, they may be right, they may be wrong, but all you've succeeded in doing is pissing yourself off.

Try just.. smiling and thinking 'actually, I am pleased that you're pleased'. It won't hurt, I promise!

I’m calling the police. This is the third renter I’ve heard about this week who has a brand new car. These people need to be stopped.

Everything we own and have can all come crashing down quite quickly (through no fault of our own). I'm glad you feel financially secure OP but it's best to not root your identity in 'being a home owner' or anything else you possess.

Many people lived stable, relatively prosperous lives a few years ago and then out of the blue, we were thrown into an unexpected series of lockdowns. Secure businesses failed, wealth vanished...security wiped away overnight by cruel circumstances that literally no one saw coming.

With all that in mind, your friend is enjoying her life now and how she's spending her funds is not anyone else's business.

Try being happy for him/ her. Maybe an inheritance, motability car, maybe it’s leased, who knows. Maybe they prefer a really nice car to their own home. None of your business really, but there will always be someone better off than you in any respect. And YABVU to say that renters are shit with money- rent is often much more each month than a mortgage.

I see everyone has jumped on the OP with insults. Someone has the bottle to post the first albeit mild insult fairly early on and then everyone else piles on with increasing nastiness.

The OP's post wasn't particularly goady. People do brag on Facebook and it's normal to wonder how people who live ostensibly beyond their means can do so?

In answer to the question, I would say: gift from boyfriend, obtained on finance (not difficult) or spending an inheritance? Could possibly be proceeds from crime if she or the boyfriend are dodgy.

A lot of people these days are driving around in new or nearly new cars. Most people don't have £20k - £80k to spend outright so I'm guessing it's mostly on finance or hire agreements.

Boasting on Facebook is embarrassing BUT in regards to how she can afford it you don't know shit! And as for renting renters pay more than most paying a mortgage!

Love it 😂

The OP's post wasn't particularly goady. People do brag on Facebook and it's normal to wonder how people who live ostensibly beyond their means can do so?

Oh come on. Not goady? ‘I just don’t know how she affords this… unless of course it’s because she’s a mere renter and doesn’t have the terrible burden of a mortgage on her own home like I do’.

Anyone with half a brain knows that, while there are many people comfortable with renting, there are also many stuck in a trap because rent is so expensive that they can’t save for a deposit to buy. Suggesting renters can throw money about with gay abandon was always going to be goady.

You sound like a wee cow! Judgemental and uppity post.

Besides, rent is normally higher than you'd pay for a mortgage. Not sure why you're bashing renters. Get off your high horse.

Be happy for her rather than dissecting her life. It's none of your business how she affords her lifestyle. Maybe she has some gigs you don't know about. And stop putting her sown because she "rents" and her husband owns a "small" garage. Oh, but you have a "well" paid job and a mortgage. Get over yourself.

You're partly correct. A mortgage traps you into making the same money no matter what, you can't choose not to pay bills for a bit, you can't quit work for a bit, use benefits, or crash out for a while because you owe a bank hundreds of thousands of pounds and if you are unable to pay it back your home gets repossessed.

I'm socially housed and we are doing fine because we can pick and choose where to cut back without worrying about repossession. The worst that can happen is we get into arrears that we then pay off. We've paid quite a bit in advance so that's not going to happen and we stocked up on food when it was cheap.

We use universal credit and make more or less each to get the maximum. I never wanted to own a building. I never wanted to have to fork out a grand if the boiler broke or basically be in debt to a bank for decades. Just seemed like a trap, and it was.

Ohitsspicy, do you need a large suv if you live in a city centre?

My husband drives a new car well we got it new 18 months ago ,we live in a council house and my husband works in a warehouse, its my sons mobility car ,I don't go round telling people why we have the car its none of their business.

🤣🤣

You sound jealous but you're wasting your energy on this. You will never get to know her financial circumstances, so just let it go.

There will always be someone who has more than you, and there will always be someone who has less.

I don't care how someone affords it, I would not celebrate someone buying an suv

This is basically none of your business, OP.

You choose homeownership, she chooses a car. Who knows where the money came from. Good for her.

Also if her partner has a business she is probably doing the lions share of housework, childcare etc so why doesn’t she deserve a car because she doesn’t have a ‘paid’ job? Things aren’t always what they seem.

Also stop bashing renters, have you seen rental prices? We bought a few years ago so mortgage is literally half our old rent. No idea how we would afford life if still renting. It’s the saving of a deposit while paying high rent that’s the problem.

This whole post is another example of FB being a crock of shite tbh.

My grandad died so I bought a car I've always wanted. He even said before that he didn't have much to leave me but at least we can put it towards a car - seeing that we've only ever been able to afford old cars that broke down a lot (as you'd expect)
I'm a SAHM and DH isn't on a massive wage but with what small amount of money we did manage to save, plus my little inheritance, we were finally able to get a shiny new car with monthly payment we can afford. 🤷‍♂️
The car does look like it's something we shouldn't be able to afford but it's costing a shitload less than having constant repairs on our shitty old cars and despite the petrol pump horrors right now, is cheaper on fuel consumption.