That's it really. Some posters seem happy to bandy around the term quite happily on here but I suspect they are all talk with very little trousers IYSWIM. There are others who I am very certain could call a fanny a vagina.
So AIBU in thinking people are vey happy to type the word but out there in the real world face to face with another human being they wouldn't have the front/arrogance/nastiness to do it?