I don't think she will settle out of court. I should imagine she's been offered plenty of hush money before.
You don't take on the Royal family wanting your voice heard only to accept money when you have a lovely life anyway.
As for evidence there is 'that' photo already, plus the nightclub sweaty incident which was witnessed by others. There is the word of other girls that were taken to the island.
What was the documentary - Prince and the Paedophile - there is a lot of evidence in that alone.
Good luck to you Virginia. Bring it on, don't be cowed.
(don't drive through any tunnels though either)