@carosel2 - I had a Yorkshire Building Society mortgage once and could not wait to change it (not sure if they are connected).
I bank with Lloyds. I also have an account with First Direct but after many (many) mistakes I am in the process of changing things over. I did check before I changed to Lloyds about the charges for Euros and I think they are much the same as First Direct in the conversation rates they use. At present neither charge for Euros.
I did post earlier here but it does not seem to have registered - I mentioned about you querying with Tpro why you do not get a monthly reminder about invoices and cut off times for sending them in.