What age would be your ideal time to retire?

[LoveToGiveAdvice]

Just daydreaming here - what would be your ideal age to retire ?

I am thinking soon - 40, but this because I have small children and it would be lovely not having to stress about work (on top of all the other life stress)

Mn annoys me sometimes with the assumption we are all comfortably off.

I think it’s not so much this but the fact that the average user is 50 plus. Things are very different now.

Thing is, us over 50s started here when our strapping nearly 30 year olds were babies. We started here at the age a lot of posters are now. But to me a lot of the ones who weren't comfortably off got fed up with the middle class rhetoric on here and scarpered.

Right now... age 53

I’m 49 now and want to retire in 5 years. DS has 4 years left at school and DH is 2 years older than me.

I stopped for a bit age 55 due to contract ending, having Voluntary redundancy money and demanding elderly DPs. I didn’t enjoy it but that may have been because of the elderly DPs. I am now working 3 days a week in an admin position age 56 and they are in a care home. I was working for me, but now I am wishing I had a few more weeks holiday per year as DH is retired, so I may try to reduce weeks or find something more flexible.
One of our friends age 55 has just had a life changing stroke, I had planned to keep working as long as possible, but it’s altered my thinking somewhat.

60

I was dismayed to discover the NHS pension calculator already assumes 68 as the normal retirement age. I have no idea whether I'll be able to go before then. The difference between 68 and even five years early on the 2015 scheme is substantial. At 50 I feel like I'm gearing up for a marathon not a sprint to the end.

I was going at 62 but of late I’ve thought 2 days a week until 64. I’ve got quite a cerebral job that’s not physically wearing. It’s all very well giving up work in your 50s as my brother did but I don’t actually want to be retired for 30 odd years with a diminished income.

I'm 52, enjoy my job, no plans to retire soon. Maybe around 60/62? It depends on things like when DH wants to retire and if the DC start having babies (eldest DC is 20 so probably not for a while) as I would love to be an involved granny (if they want me to be!).

60 would be nice, which is fairly soon, but that’s not happening sadly.

I’m 59 and hope to get through to 67. I’d miss the money.

55 for me - best career move I ever made!

I retired at 59!from teaching. Now turned 69’amd am doing a few days supply to top up my pension.

@tinytemper66 wow supply at 69. I retired from teaching last year and have been doing supply 2-3 days a week just for some extra money. I'm 57 and I will stop completely at 59-60.

You're a brave person to still be teaching (in any capacity) at 69 🤩

I'm nearly 51.

Would like to be able to work three days a week by the time I'm 55 and fully retire at 60.

Now would be great but realistically I would like it to be 60. Depending on how investments pan out this may be possible, if it all goes tits up though it will have to be whenever the state pension age is by then.

40 (I’m 40)

I would have loved to have retired already, but cannot afford to. Currently supply teaching 3 days a week and tutoring 5 days a week (just an hour a day). I will be 64 in January and might drop to 2 days teaching if I can pick up a couple more tutees. Ithink I will stop at 65, just because primary teaching is too bloody knackering! I might carry on with the tutoring tho'.

I am 49 and plan on taking my NHS pension at 60. I work FT over 3 days now anyway so always feels like I have a lot of downtime especially as both DC have left home.