@ttcsolomumtobe ugh! Mortgage is stressing me out! Im in Portugal, where our mortgages and interest rates are bound to the Central European Bank and the Euribor.
My mortgage was on the 12 month Euribor, which means that it is fixed for 12 months, and updated on the 13th month. When I first got it, Euribor was negative, so my mortgage was really low. It increased by 56% last year, and Im due another increase soon, as Euribor keeps on rising.
At my original payment, Id have zero issues affording everything. Now its becoming a bit tighter!
However, I will be remortgaging soon, and hopefully keep the rate Im on now for a while longer, on a fixed.
I too put money away every single month into my "Baby fund" savings account. So Ive been toping it up, and will continue to do so, as babies cost money, even after conception!!!
I have no idea, re spotting after ovulation, because I have never ever noticed my ovulation before. Mostly because I was on the pill for about a 1000 years, so no ovulation to speak of! But didnt notice anything last month when I was already off it.
Fingers crossed your period comes sooner, rather than later, so you can finally start!!!
Hahah yeah, youll definitely need the liners! I didnt put one on last night, as I figured since I was gonna be lying down it would be fine, but woke up in the middle of the night to leakage and put one on then!
Funnily enough, noticing a lot less leakage with the morning ones, so far (I am now at work, having walked here as well)