I have 2 children and a step daughter, my dd is 8 my ds is 20 months and my sd is 9, i am longing for another baby and my dh has just agreed we can try for another next year, i will be 30 by then. am i too old and mad, my family think im mad and my sister said its to old more so that i have 1 of each plus a sd. Also the big downer is money, we bring a good amount in but a lot goes out, debt and stuff, is there anybody out there that has four children and no money if so am i doing the right thing and will i cope????.