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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not want to give my DSD the money we would have spent on her holiday

641 replies

ZestLemon · 30/07/2026 17:01

We're a family of five: myself, my husband, our two children (12 & 14), and my stepdaughter, who is 18.

My stepdaughter lives with her mum full time and is very much in independent 'mode' now, so rather than following a set routine she comes over whenever she wants.

We're booked to go to Disney World in Florida next year with our two children doe 3 weeks, we are doing all the big attractions such as universal too. We invited my stepdaughter to come too, but she has said Disney isn't really her thing and she didn't think she'd enjoy it. Fine, not a problem!

However, her mum has now had the cheek texted saying that because my stepdaughter isn't coming, we should give DSD the equivalent amount of money that we would have spent on her so she can go on holiday with her friends instead.....

AIBU, or is she mad?!? We have said no but she is now texting all sorts of abuse.

The Disney trip is costing us over 10k and we are only doing a cheap trip this year to save for it.
Yes, we have spent less because she's chosen not to come, but that was entirely her decision.

OP posts:
0Thatsplenty0 · 30/07/2026 20:23

Another2Cats · 30/07/2026 20:01

That isn't what you said on your previous post.

On your previous post you questioned why the OP was keeping in touch with her DSD now that she is over the age of 18

No she did not. Read it again.

JMSA · 30/07/2026 20:25

I don’t understand the insane strength of reaction to this post. I would absolutely bung her a few hundred quid for a holiday of her choosing. It doesn’t have to be anywhere near the full amount you’d have paid for her to go with you.
YABU.

Another2Cats · 30/07/2026 20:27

Datafan55 · 30/07/2026 18:34

An 18 year old isn't going to enjoy going to Disney, I'm afraid. You have chosen that instead of a holiday all of you can go on.

Edited

There are very many 18 year olds (and much older) that would very definitely enjoy going to Disney.

"An 18 year old isn't going to enjoy going to Disney, I'm afraid."

Do you actually have anything to back up this statement at all?

ThisISmycircusandtheseAREmymonkeys · 30/07/2026 20:32

Another2Cats · 30/07/2026 20:27

There are very many 18 year olds (and much older) that would very definitely enjoy going to Disney.

"An 18 year old isn't going to enjoy going to Disney, I'm afraid."

Do you actually have anything to back up this statement at all?

If you have actually been, comments like this are just so so off the mark.

But tbf, @Datafan55 did clarify later that she has never been and may be wrong about it.

Moreholidaysthanjudithchalmers · 30/07/2026 20:33

With your update about all the parks you are doing you are saving a good £1500 on her tickets alone by her not going. Food isn’t cheap so another few hundred minimum for that.
I do think the going to uni timing/CMS stopping and you booking an extravagant expensive holiday is relevant.
They have months off uni. My dd is there about 7 months. If your dsd is going to be back living with mum mainly for the other 5 months that’s a huge burden on mum who has lost CMS.
I spent several hundred kitting dd out in August before she went mattress topper, bedding, duvet, pans/crockery, food shop etc. Plus costs of actually getting her there which involved a night hotel.
If mum is worried about helping to pay for this while dad is contributing naff all it perhaps explains why she reacted as she has.
Just because the student loan system is messed up and says he doesn’t need to contribute legally it’s not a good look if he’s opting to save for a luxury holiday over supporting his eldest.

Moreholidaysthanjudithchalmers · 30/07/2026 20:35

When is the holiday?
Is it she doesn’t want to go or can’t eg you’ve booked Easter hols which is uni exam time. University and school hols are different.

Boreded · 30/07/2026 20:38

BreadInCaptivity · 30/07/2026 20:02

The OP said DSD will be getting the maximum loans. Why would she need to do this if her father was offering some support?

It would also be easy for the OP to simply say they will offer financial support at Uni - but she hasn’t, rather there’s just been a one liner about CMS ending and in response to a post re: cutting funding the OP stated that the holiday offer was an example of not doing this - hardly comparable - and if uni support was being offered why not just say so?

It’s not about frenzy/pitchforks. It’s about context.

As I have posted above the cash for holiday request is utterly unreasonable.

But by the same token I can well imagine the mum (and I’m a SM btw) and daughter being pretty peeved about cutting all financial support through uni and saddling DSD with more debt that is potentially necessary and I think that’s pretty shitty if that’s the case (and for reference yes, DH and I supported DSC through uni by paying the money that had gone to their mum directly to them which covered their course fees and a good chunk of accommodation costs).

Maximum loans may not cover everything for starters. Taking maximum loans does not mean they won’t give her money, it just means that she will also have the loans in addition to anything her father contributes 🤷‍♀️

ThisISmycircusandtheseAREmymonkeys · 30/07/2026 20:39

ZestLemon · 30/07/2026 17:13

No way would I take a friend. Too much responsibility in America!

This I disagree with. They are 18. If you have a hire car big enough this is a great idea.

But, it would be difficult finding a friend who could afford it. Just the entrances to the parks is not cheap.

Boreded · 30/07/2026 20:41

Moreholidaysthanjudithchalmers · 30/07/2026 20:33

With your update about all the parks you are doing you are saving a good £1500 on her tickets alone by her not going. Food isn’t cheap so another few hundred minimum for that.
I do think the going to uni timing/CMS stopping and you booking an extravagant expensive holiday is relevant.
They have months off uni. My dd is there about 7 months. If your dsd is going to be back living with mum mainly for the other 5 months that’s a huge burden on mum who has lost CMS.
I spent several hundred kitting dd out in August before she went mattress topper, bedding, duvet, pans/crockery, food shop etc. Plus costs of actually getting her there which involved a night hotel.
If mum is worried about helping to pay for this while dad is contributing naff all it perhaps explains why she reacted as she has.
Just because the student loan system is messed up and says he doesn’t need to contribute legally it’s not a good look if he’s opting to save for a luxury holiday over supporting his eldest.

Nowhere does it say that he isn’t going to contribute.

it’s all just conjecture

Another2Cats · 30/07/2026 20:56

Allrightonthenight1 · 30/07/2026 20:03

If DSD is getting a full loan, he doesn't need to contribute. That's the point of the full loan, she'll have the same funding as most others - at zero cost to the family. Then, she'll only repay at the same rate as someone who only had the minimum loan, so will have had more for less. Let's face it, no-one graduating now is ever going to clear their loan, whatever its size.

"Then, she'll only repay at the same rate as someone who only had the minimum loan, so will have had more for less. Let's face it, no-one graduating now is ever going to clear their loan, whatever its size."

I agree. I think that this is something that a lot of people fail to understand.

The current student loan system is basically just a graduate income tax. Unless you become a lawyer with one of the big London law firms or become a partner of one of the big accountancy firms then graduates these days are likely never going to pay off their loans, regardless of how much they are.

So the loan simply becomes an income tax. It doesn't matter how much you borrowed, you're likely going to be paying it off for most of your working life.

Another2Cats · 30/07/2026 21:00

BreadInCaptivity · 30/07/2026 20:02

The OP said DSD will be getting the maximum loans. Why would she need to do this if her father was offering some support?

It would also be easy for the OP to simply say they will offer financial support at Uni - but she hasn’t, rather there’s just been a one liner about CMS ending and in response to a post re: cutting funding the OP stated that the holiday offer was an example of not doing this - hardly comparable - and if uni support was being offered why not just say so?

It’s not about frenzy/pitchforks. It’s about context.

As I have posted above the cash for holiday request is utterly unreasonable.

But by the same token I can well imagine the mum (and I’m a SM btw) and daughter being pretty peeved about cutting all financial support through uni and saddling DSD with more debt that is potentially necessary and I think that’s pretty shitty if that’s the case (and for reference yes, DH and I supported DSC through uni by paying the money that had gone to their mum directly to them which covered their course fees and a good chunk of accommodation costs).

"...saddling DSD with more debt that is potentially necessary"

I think that you might perhaps be unaware of how student debt is paid back and how little anything less than paying almost all the university fees and living expenses upfront is going to make to the amount of time it takes to pay off the debt.

BeardySchnauzer · 30/07/2026 21:02

Well someone is paying for it - the governments deep pockets again I guess

Strawberrydelight78 · 30/07/2026 21:06

I declined going on a family holiday to go on my first holiday with friends at 18. I was earning my own money and paid for it myself. Never expected any money towards it off my mum. The only thing she contributed was a Kellogg variety pack of cereal. 😂😂😂

Jaichangecentfoisdenom · 30/07/2026 21:11

PhaedraTwo · 30/07/2026 19:56

You've avoided it because he's not going to be paying is he?

How nasty.

I think you’re right, @PhaedraTwo, and @ZestLemon knows that she and her husband are in the wrong here, but won’t admit it.

ruethewhirl · 30/07/2026 21:11

AII41 · 30/07/2026 19:35

Eurgh, bloody men and their second families and screw the first child.
Sad. I feel very sorry for the daughter here. She deserves better. Why couldn't you have found a holiday she'd enjoy too? Of course it is because you didn't want to, and I bet you knew it wasn't her cup of tea either.

You will 100% be treating your own children better than this when they turn 18, I can guarantee it.

Is she renting at uni 100% full-time and not ever expecting to go home to her mother's? Will her mother manage to keep a room for her so she always has a roof over her head when she needs it? Was the mother financially disadvantaged during her relationship with your partner and in the time afterwards, as is usually the case?

Sounds like you might be projecting just a tad here...?

hotmumshit · 30/07/2026 21:13

If i were a man, i'd want to make sure my daughter is provided for equally.

MeridianB · 30/07/2026 21:15

Back to the original point… OP, don’t dignify this demand with a response. Just ignore and enjoy your holiday.

Lesina · 30/07/2026 21:17

I’m intrigued as to how your are doing that many people to Orlando with park tickets for £10k…. We spent £18k for a similar number, are you all staying in one hotel room? Anyway tell the mother and the step adult to do one :)

Nottodaythankyou123 · 30/07/2026 21:19

I went to Disney / Universal at 18 and it was fantastic. I suspect she turned it down assuming there would be a cash alternative…

It’s not an Omaze prize ffs, it’s a family holiday 🤷‍♀️ (I would however probably try and give her a little to start at uni once this has blown over, as someone suffering from a Plan 2 loan I will bend over backwards now to ensure if my kids go to uni I can help as much as possible without needing alllll the loans!)

Vartden · 30/07/2026 21:26

Shes only 18. Shes not coming on holiday with you which is her choice. However I would have given her money towards her own holiday because she is a child of the family . Not because her mother demanded it.
I wonder if you will contribute to your own children's first holiday away with friends.
When they are your own children 18 doesnt seem so old!

ThisISmycircusandtheseAREmymonkeys · 30/07/2026 21:41

hotmumshit · 30/07/2026 21:13

If i were a man, i'd want to make sure my daughter is provided for equally.

And as a woman what would be stopping you?

Cnidarian · 30/07/2026 21:44

He's really giving her NOTHING for uni? And you're going on a £10k holiday?

lifetheuniverse · 30/07/2026 21:45

No to giving her the monies.
However, you splash out on Disney after she is 18 and know that is not her type of holiday.
Youa re obviously pleased CMS stops as she has finished College
She is getting maximum loans out - are you contributing.

It is always deeply suspicious when the second family organise a once ina life time holiday that et\ither deliberately excludes or is not the type of holiday that the step child would like

This type of scenario - minus the askng for the monies is so common on the SM forum

Velumental · 30/07/2026 21:47

See if she'd said 'listen, Sadie doesn't want to come on a family holiday with me this year either but has her heart set on a trip to Ibiza with pals, I've said I'll give her £250 towards it, is there any way you guys could contribute too since she's not going to Disney?' I think I could see her point. Like it's be nice to contribute if you can. Buy the demanding is weird

hotmumshit · 30/07/2026 21:51

ThisISmycircusandtheseAREmymonkeys · 30/07/2026 21:41

And as a woman what would be stopping you?

?? I am not the op's husband ??