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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

PSA: never give a guy you're not married to or the mother of a massive sum of money

122 replies

CurdinHenry · 13/07/2026 14:07

Double not if you've only "met" him online

Scared by how many smart and brilliant women fall for this and even end up in debt to give money to some random guy on the back of a sob story

Never ever ever, ok?

OP posts:
WallaceinAnderland · 13/07/2026 17:26

Justthethingsthatyoudointhisgarden · 13/07/2026 17:15

Ripped off for over £20k by a bloke I was with for nearly 3 years. We lived together and were planning our future. This was four years ago and I still haven't forgiven him. Never will. Tried to warn his next victim, she ignored me and he did exactly the same thing to her!

How were you ripped off though? Did you make the decision to pay for him, support him, lend him money? That's on you. Yes it's different if you are in an actual relationship but 20k? That must have been him coming back for more over and over again. At some point you must have realised you were giving money away.

VickyEadie · 13/07/2026 17:41

I've watched a fair number of TV shows about romance scams, including the one fronted by Kym Marsh, in which they investigated the online "partner" and then showed the proof to the scammed person.

More than one refused to believe it, including a bloke who'd already been left standing at airport arrivals when hus scammer failed to fly in - he said "I still think she'll come", despite being shown absolute proof that "she" didn't exist.

JHound · 13/07/2026 17:51

Kingdomofsleep · 13/07/2026 16:05

According to research, men are more likely to be victim of romance scams than women.

So, yabu to be addressing women alone, if you are a man, op. It comes across as superior but men are not immune.

Wholeheartedly agree with this. And I include in this the men who genuinely thinks the waitress, stripper, sex worker is really interested in them.

JHound · 13/07/2026 17:54

WallaceinAnderland · 13/07/2026 16:29

But that's the point. There shouldn't be an 'initial loan'. That's where you say to yourself hang on, this incredibly wealthy professional man has no other option but to borrow 500 quid off me.

I think a man should have a plethora of options to get money from before he gets to me. Hence me refusing point blank to ever lend a man money. And I also would side-eye why a man would have so little shame he would ask me.

So that would get an immediate block too.

HumberSquid · 13/07/2026 18:06

PrizedPickledPopcorn · 13/07/2026 15:35

It’s grooming. Very cleverly done to take advantage of what are often our better personality traits.
Grooming and manipulation don’t require people to be stupid. They just require people to be open minded, warm hearted.

We socialise women to suicidal empathy- which is how women end up in terrible coercive relationships. They aren’t stupid. They’re groomed into compliance.

It's rarely "Very cleverly done" though, the majority of these scams are carried out by unsophisticated young men from Lagos or Bangkok. They are not criminal masterminds.

LaliqueSaltGrinder · 13/07/2026 18:10

PrizedPickledPopcorn · 13/07/2026 15:30

It’s not stupidity. These people aren’t stupid.

The fraudsters are able to spot vulnerabilities and weak spots and work their way up to total control. It’s easy to see from outside a situation, but from within each step makes sense after the last.

Lacking in critical thinking then. Lacking in ability to google. Lacking in ability to look at evidence and draw conclusions. Gullible. Whatever you want to call it.

The story is always the same - either Brad Pitt or another celeb needs cash, or it's an American medic / oil engineer / humanitarian worker in Syria / Iran / Central America who just needs your cash for customs fees / his sick mother / to pay off local corrupt police.

People who swallow those sorts of stories are incredibly stupid or naive - or both.

ThatCyanCat · 13/07/2026 18:13

I know a woman who got totally scammed by one of these. Not a romance scam, she's happily married. I think it was a sob story. They got her talking to them, online I think, and tugged her heartstrings for ages and ages. It's left her so traumatised she can barely leave the house now. The financial loss is bad but it's the shame and feeling of stupidity.

She's not a stupid woman at all. She is older and not very internet savvy (I know plenty of older people are but she's not) and honestly, just kind of tries too hard to be nice. She's not insincere or fake but if you can convince her that doing this is what nice people do, she'll do it. She's tried to befriend younger people who turned out to be total trouble and she gets behind various socio-political movements without really thinking them through because she wants to be a good person and thinks this is what good people do. When she's confronted with some realities, she doesn't get angry or aggressive...Just very very distressed.

The road to hell...

LaliqueSaltGrinder · 13/07/2026 18:15

Delphiniumandlupins · 13/07/2026 16:27

It's often a frog-boiling situation. The scammer also makes themself appear to be financially stable, often wealthier than their victim. Perhaps they even borrow and pay back an initial loan.

The "victim" who is unable to google the story, reverse image search the photos, fact check the story....

MabelAnderson · 13/07/2026 18:17

SwatTheTwit · 13/07/2026 14:30

My otherwise brilliant mother was fully convinced she was friends with Benedict Cumberbatch on fb.

She’s not great at interneting.

Scammers are good at it though. I had a pm from a celebrity I followed on Twitter, a few years ago. The scammer had set up a fake account. The strange thing was that I had actually met the celebrity, we aren’t friends but I had worked on a project he was doing. So I sent a very confused reply and was promptly blocked.

Weeellokthen · 13/07/2026 18:17

KittytheHare · 13/07/2026 14:09

Gosh thanks for warning me! I was just about to remortgage my house because my online friend Brad Pitt is having some liquidity problems.

😮me too.

Blondeshavemorefun · 13/07/2026 18:19

Equally you can lend money to your dh or a loan is in your name and then he doesn’t pay it and muggins here has to

Weeellokthen · 13/07/2026 18:23

Darragon · 13/07/2026 15:35

We're not allowed to say that though. One of my posts was deleted for saying it. FFS. We're all just supposed to accept increasing nannying from our banks making it very difficult to make simple payments with money we've earned because they're unreasonably expected to stop this sort of silliness. I hate that the UK repeatedly legislates based on the most incompetent in society instead of the mid-point. No one is allowed to fail, and by extension, to succeed.

Thank goodness for the "nannying banks" you don't need be in a romance scam for some fucker to want to steal your hard earned cash. Keep it up RBS, I appreciate you watching my money for me

ThatCyanCat · 13/07/2026 18:26

Weeellokthen · 13/07/2026 18:23

Thank goodness for the "nannying banks" you don't need be in a romance scam for some fucker to want to steal your hard earned cash. Keep it up RBS, I appreciate you watching my money for me

The banks are also protecting themselves too; it isn't entirely altruistic and trying to protect "stupid" people.

chocoluv · 13/07/2026 18:27

I am ashamed to admit I used to mock women (and men) who would hand over their money to strangers or men they hardly know.

But then I watched a show with a top police police detective and she said women get shamed over this all of the time but we would never shame the victims of any other crime, so why do we do it with these women.

Yes they are silly and are mugs but their biggest crimes are having big hearts and falling for a sob story.

Fortunately banks have started asking questions when you try and transfer money to people now.

Weeellokthen · 13/07/2026 18:28

ThatCyanCat · 13/07/2026 18:26

The banks are also protecting themselves too; it isn't entirely altruistic and trying to protect "stupid" people.

Nontheless

LaliqueSaltGrinder · 13/07/2026 18:32

ThatCyanCat · 13/07/2026 18:26

The banks are also protecting themselves too; it isn't entirely altruistic and trying to protect "stupid" people.

There's a balance to be struck. Every time I transfer money to one of my kids, or a friend, or pay a bill I have to read the declaration saying that you must know who you are transferring to, fraud warnings, check the name on the account matches etc etc etc. People who read all that, click ok and then still transfer the money to their dodgy online boyfriend should not be refunded at the expense of everyone else who banks with that bank.

SpaceCat87 · 13/07/2026 18:40

SwatTheTwit · 13/07/2026 14:30

My otherwise brilliant mother was fully convinced she was friends with Benedict Cumberbatch on fb.

She’s not great at interneting.

Mine thought she was with George Ezra. It's crazy.

Whatacoincidence · 13/07/2026 18:43

Justthethingsthatyoudointhisgarden · 13/07/2026 17:15

Ripped off for over £20k by a bloke I was with for nearly 3 years. We lived together and were planning our future. This was four years ago and I still haven't forgiven him. Never will. Tried to warn his next victim, she ignored me and he did exactly the same thing to her!

Same. Over four years although in my case it wasn't as much. He has his teeth well into the ow now.

QuintadosMalvados · 13/07/2026 18:48

It's not so much intelligence, it's how cynical you are, how tight money has been for you.

I don't think I'd hand cash over.
Not because I'm better than anyone or more smart but because I would be amazed that a man a lot younger or rich would be interested in me.

I don't pour scorn on anybody who's fallen for it, I feel sad for them.

Money has not always been easy to come by, I really do see it as a safety net and a buffer against life's problems.
That's more important to me than romance.

nomas · 13/07/2026 18:49

CurdinHenry · 13/07/2026 14:11

See this attitude is why so many women are scared to ask for help

I don't know what causes it because it's not stupidity. Professionals, older women, smart ladies fall for it all the time. Probably several hundred cases going through the courts right now. Many many more because people are too ashamed to go to the police.

Speaking of Brad

https://www.bbc.co.uk/news/articles/ckgnz8rw1xgo

Hundreds of social media users mocked Anne, who the programme said had lost her life's savings and tried to take her own life three times since the scam came to light.

People really are scum. Even Netflix and Toulouse FC's social media mocked the poor woman.

Technoclogy is moving at a faster rate now. Gen Z are better at spotting AI things like like deepfakes than Boomers. Younger people have grown up as digital natives, giving them the edge in spotting digital manipulation.

We should be teaching everyone about fakes rather than shaming people.

WallaceinAnderland · 13/07/2026 19:05

We should be teaching everyone about fakes rather than shaming people.

We do. The banks say don't send money. Friends and family say don't send money. But they still choose to send money. It's their choice. But then they should own it.

WallaceinAnderland · 13/07/2026 19:09

HumberSquid · 13/07/2026 18:06

It's rarely "Very cleverly done" though, the majority of these scams are carried out by unsophisticated young men from Lagos or Bangkok. They are not criminal masterminds.

They cast the net wide and only need to catch a few

PSA: never give a guy you're not married to or the mother of a massive sum of money
ThatCyanCat · 13/07/2026 19:10

WallaceinAnderland · 13/07/2026 19:05

We should be teaching everyone about fakes rather than shaming people.

We do. The banks say don't send money. Friends and family say don't send money. But they still choose to send money. It's their choice. But then they should own it.

Why should anyone have to "own" being a victim of a horrible manipulative crime?

nomas · 13/07/2026 19:10

WallaceinAnderland · 13/07/2026 19:05

We should be teaching everyone about fakes rather than shaming people.

We do. The banks say don't send money. Friends and family say don't send money. But they still choose to send money. It's their choice. But then they should own it.

I don't think UK banks have got as far as warning people about AI deep fake videos.

Islavadaukrani · 13/07/2026 19:11

I rented a room in my house to one of these delusional scam artists, thankfully all worked out well for me in the end and he got no money out of me as I was fairly wise to him after a while and spotted a pattern but on checking his sm recently he definitely has been on the scam again as he is travelling far flung places and he sure as shit is not paying for it out of his own money.

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