To not want to work?

so what would you do for money? is your earnings just your spend money ie no bills etc?

It’s up to you! Only you know if it would make you happier.

you don’t want to contribute to pension etc?

how part time are you?

i am part time and bloody love it .

Not really. Women earn a fraction of what men earn.

I'd rather be a stay at home Mum and housewife than work but that will never happen for me

I would cut down hours and change jobs or increase hours in 2026

If it works out better for you theb great but I would be putting a decent amount into a pension pot for yourself

I think only you can answer that. I earn the same as my DH and we contribute everything 50/50 down to finances, housework and so on. So I wouldn't want to do that. But I think every situation is different, in your situation I probably still wouldnt want to I'd want to be earning etc. But if earning means putting your child in childcare and paying a fortune is there much point for now? These are things only you can weigh up.

As long as you have access to the family pot for your day to day expenses and think about how you’d make up your pension I say it’s definitely worth looking into.

It depends what industry you are in and if it would be easy to get a job in two years time. Some people took a career break when I worked at Tesco so they were still on the books and came back when their career break ended. I'd also check NI contributions and make sure they stay up to date.

If you can afford it, then I suppose just stop.

I would think about the long term though... a plan for when the youngest goes to school.

IMO relying entirely on your partners income (and pension) is quite high risk - and it is preferable to have some kind of financial independence.

eg can you train to do something you are more interested in while youngest DC at nursery, so when they go back to school you can work in a better job.

sounds good

what does your dh earn and how much in savings does he have?

Maybe while DC is small then leave. But for me once I went back I'd need to be financially secure for myself, I couldn't be in a position where I'd be screwed without my partners income. But I know that's not what your question is about.

Soooo many of us work FT with a child so the number of hours you currently work is, to me, barely anything. I would feel like I'm on constant annual leave on this pattern. But if you can afford it (both now and future-wise) then 🤷🏻‍♀️

How many people actually want to work?

it sounds like you have it pretty good already, the risk would be if you broke up. What would you do then. And being out of the workforce for years and trying to get back in. It’s almost much harder to work round schools than it is nursery etc!

but you should do what works for you

Do it. Life’s too short and it sounds like you want to be at home with your kids

Well it all sounds very positive, own savings, access to money, a job you can walk back into and most importantly, a supportive husband.

The only thing I would say is that when you do return to work how likely is it that your Dh would now split the housework with you? Some men expect their wives to work but still do all the things they did when they were at home full time. I am a long, long term sahm and I have seen this all too often with friends returning to work. Just worth having that conversation before you quit and make sure he understands.

I mean what person wouldn't want to come home after work and do no housework on weekdays? Dh will tell you it is brilliant. But he is a roll your sleeves up type who will do weekday dinners and food shopping as he sees us as a team. We have both loved me being a sahm and my youngest is now 18.

Depends if you're going to get divorced in the future or not. Personally I would lose all self respect if I lived off a man's wages and would hate not contributing fairly to the household pot, and on the flip side, no way would I want to be financially responsible for an adult who could work but can't be arsed.

If you hate your job so much change it or train for something else.

Stay at home and enjoy being with the kids.

I'm not convinced in the slightest that taking a few years off out of a 45 year working life is the career suicide it's been made out to be. I think women have been sold a myth here.

Pensions can be picked up when you've paid off the mortgage or the kids have left home, there's plenty of time for everything.

IMO money is less important than a stress free life.

I never worked when l had my children..nor my friends.. we were all SAHM's.. we are in our 60s.. it never crossed our minds that we wouldn't be at home with the children.. .. Guess we were lucky in those days we afforded our houses and holidays etc..
I loved being home and doing things with the children.. l did do all cleaning and cooking etc but l enjoyed it.

You're not living off a mans wages. Your contribution is the childcare etc etc. I'm surprised that view is still around in 2024.

All good and well if your relationship doesn't fall apart.

I don’t tell people this and i never say it in room as can imagine the reaction I’d get but as hard as it is the only positive of my dd being severely autistic with a very long dla award means I don’t have to work (I’d always struggled due to my own ASD) so it was in a lot of ways a relief and something Ive come to be grateful for