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Original poster

Crepey continuum

999 replies

Cremolafoam · 18/03/2013 15:12

Grin Over here!

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Blackduck · 07/04/2013 11:00

Bugger here

bigTillyMint · 07/04/2013 11:03

Are you mad, MI?! I hate going running (apart from interval training in the gym) - walking is the way to go! DH is running on the beach as I typeShock

Your DH sounds as dithery as mine MI - drives me to distraction with his inability to make a quick decision and invariably comes to the same conclusion that I made instantaneously. HTF does he hold down his important job????!!!

rubyrubyruby · 07/04/2013 11:04

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bigTillyMint · 07/04/2013 11:06

X posts BD! Great minds?!

Stropperella · 07/04/2013 11:07

Brisk walking much better for your joints, I think. Definitely works for me. I hate running, apart from the odd bit at circuits and the sprints after the bad lickle doggie.

rubyrubyruby · 07/04/2013 11:13

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motherinferior · 07/04/2013 11:19

I won't go for a brisk midmorning walk. Really I won't. I may just invest in a sports bra and give it a nine-week go.

I am going to have a bloody good party in June to which you are all invited!

bigTillyMint · 07/04/2013 11:22

Ruby, Barca is FAB - went with DH for my 40th. Loved all the Gaudi stuff. Love gaudy clothes too - especially bright 70s prints!

rubyrubyruby · 07/04/2013 11:23

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Original poster
Cremolafoam · 07/04/2013 11:28

MI lock him in a room with this and tell him he can't come out until its booked. Weather at the very least will be more reliable in Espagne.Hmm

BTM I am starting to feel Envy of holiday chat. I am sitting here in my slippers Blush Contemplating a days cooking. Biscuit

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bigTillyMint · 07/04/2013 11:31

Bloody internet connection... Birthday Bash in June sounds great MISmile

rubyrubyruby · 07/04/2013 11:35

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Original poster
Cremolafoam · 07/04/2013 11:40

< pricks up ears> birthday party???
[ never goes to anything theses days ]

I am saving for my 50th . < determined for the money not to be sucked into dds uni fund>
I am thinking private villa with pool in Italy with cook.

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Blackduck · 07/04/2013 11:44

Oh tell us more Ruby!
In Barca in July (probably), and Madrid in June (probably) - both work-related (first dp second me) love Barca, less keen on Madrid - fav Spanish city is Bilbao.

Have almost packed - its all piling up on ds's bed ready to be shoved in bags...need to do insurance and Euros

Blackduck · 07/04/2013 11:44

Haven't given a thought to 50th.......

Original poster
Cremolafoam · 07/04/2013 11:47

Ruby - spill!Grin

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bigTillyMint · 07/04/2013 11:48

Sounds interesting ruby - an extension?

Cremo, cook sounds goodWink I am hoping planning on going to NY for mineSmile

BD how exciting!

motherinferior · 07/04/2013 11:57

Ooh Rubes do tell.

rubyrubyruby · 07/04/2013 12:32

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bigTillyMint · 07/04/2013 12:38

J think that would work - surely you could just get a standard variable mortgage till you sell current house and then fix/cap as you want? Just make sure that theres no clause saying you cant pay a huge lump sum!

IIRC my DM had a bridging loan for a few weeks many years ago - would that be another option?

rubyrubyruby · 07/04/2013 12:45

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bigTillyMint · 07/04/2013 12:55

Good plan rubySmile

Blackduck · 07/04/2013 12:58

Envy at no mortgage...
In your position I think it would work.... (I would not have done it when we were trying to sell - was suggested to us - because our house was a 'mare to sell due to area)

Stopanuary · 07/04/2013 13:06

Delurking once again....

Ruby, make sure you check out your plan with an accountant as there could be capital gains tax implications depending on the time scales etc.

I'm 50 in less than a month...I've banned my family from organising anything and plan to take myself off to a spa for a weekend.

Original poster
Cremolafoam · 07/04/2013 13:15

Sounds good stopanuary . Happy birthdayThanks

Ruby I don't know if they still allow you to arrange a late exchange date.
The last time we moved house we were selling two houses to buy one and we arranged an exchange date of 6 months into the future to allow us some leeway. I know this only works if the chain is amenable. Gave us the time to find a house we really wanted.

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