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I know this is a very very dumb thing to do but.......................................

57 replies

cantswallowmypride · 31/03/2006 17:28

How do I find a loan shark

I am a regular but have changed my name as I am Blush
I cant get credit but need a loan asap.

OP posts:
beansprout · 31/03/2006 17:30

Please think very carefully before you do this. If you can possibly find a way to avoid doing it, please take that option.

motherinferior · 31/03/2006 17:30

Please, please, please, please don't. Look for a \link{http://www.abcul.org/page/index.cfm\credit union} and/or contact the CAB instead.

charliecat · 31/03/2006 17:31

No idea. Whats the money for? Is there any other way? If you need to be going to a loan shark are you going to be able to pay it back or is it going to bring trouble to your door?

cantswallowmypride · 31/03/2006 17:32

I dont mean the illegal ones that bully you, but I dont mind paying a huge interest rate, is there something similair to provident?

OP posts:
cantswallowmypride · 31/03/2006 17:33

I can pay it back very easily, but need the money within the next week or so, cant say much, as dont want to give myself away.

OP posts:
motherinferior · 31/03/2006 17:33

There are borderline ones like Provvy which are legal but seriously, they are bad news. Huge numbers of people end up in serious trouble.

charliecat · 31/03/2006 17:33

why do you not mind a huge interest rate..???

NotQuiteCockney · 31/03/2006 17:34

Can you pawn something, if it's just a short-term loan you need?

cantswallowmypride · 31/03/2006 17:35

motherinferior
Do you know if the credit union loan to people with a bad credit history?

OP posts:
cantswallowmypride · 31/03/2006 17:36

charliecat
I mean if I have to pay alot of interest to get a loan, then I can live with that, just as long as I can get a loan, I only need about £1000

OP posts:
motherinferior · 31/03/2006 17:38

Look on the website, find the nearest one, and ask.

cantswallowmypride · 31/03/2006 17:50

thankyouSmile

OP posts:
bubblerock · 31/03/2006 17:51

Why can't you get credit? You can check your credit file online free (trial) \link{http://www.creditexpert.co.uk/UK/index.aspx\here}.

mieowscintillant · 31/03/2006 17:52

If you are on benifits you can get a budgetting loan for the DWP, there is no interest on them..

cantswallowmypride · 31/03/2006 18:05

bubblerock
cant do that, dont even have a credit card, and it requires one............d'oh

OP posts:
bubblerock · 31/03/2006 18:11

I used my debit card as I don't have a credit card either.

spacecadet · 31/03/2006 18:13

do you know why you have a bad credit history?? eg; do you have ccj's etc

cantswallowmypride · 31/03/2006 18:16

I dont have any ccjs, but I have a few defaults, and I have let a few debts purposely go to debt collecters before paying them off, that way the interest is stopped.

OP posts:
spacecadet · 31/03/2006 18:20

how long ago was it, if you dont mind me asking?

cantswallowmypride · 31/03/2006 18:22

a couple recently

OP posts:
spacecadet · 31/03/2006 18:25

ah..that may affect your credit rating then, i would advise against going to anyone shonky though as you run the risk of an astronimical interest rate, so that if you find yourself in the posistion to pay the loan back(settle early), the figure has quadrapuled from the original loan

cantswallowmypride · 31/03/2006 18:27

The thing is we are suddenly in a much better financial situation, so I can now pay back my debts, but I just need £1000 now, as I cant save that much in the time that I need it by, but can easily afford to pay it back in monthly installments, if that makes sense.

OP posts:
desperateSCOUSEwife · 31/03/2006 18:30

csmp can you go to the bank and ask for a loan
could they not put a standing order on you wages if they think you are not credit worthy

waterfalls · 31/03/2006 18:34

desperateSCOUSEwife
have tried the bank and was turned downSad

waterfalls · 31/03/2006 18:34

shitGrin

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