I know this is a very very dumb thing to do but.......................................

[cantswallowmypride]

How do I find a loan shark

I am a regular but have changed my name as I am
I cant get credit but need a loan asap.

1. Go back to your bank, explain the problem - ask for an agreed overdraft or an extension to your current overdraft. If you have money coming in regularly there shouldn't be too much of a problem. They may be able to off other loan advice too. It doesn't matter if you've been once, go again and again and again..

1. Ask your mum to help further with the cost, explain honestly that you naffed up with the money and that you'll pay her back!

1. sell your non-essential electrical good through a free adds paper - microwave, stereo, computer, dishwasher etc anythingl ike that.. if you can afford to pay back a loan shark monthly you should be able to save up and buy these things back in not time.

1. As somebody else already suggested, scrimp on the shopping.. Netto's Aldi, Lidls etc

1. trade in your car for an old run-around.

1. If you smoke or drink - quit - at least until the holiday is paid for.

Personally I'm with those who say cancell the holiday. Nothing is worth a loan shark but if you're adament then at least consider other suggestions first.

Loan sharks are for fools. Certainly a holiday isn't worth the trouble you could get into and suffer for the rest of your life.

oops

I know that this sounds really negative and that there is no helping me but.

The bank will definately not help me, they wont even give me a cheque guarentee card, and I cant have an overdraft without one.

I really cant ask my mum for more help, as she just flew home from england yesterday after attending her dads funeral, that cost her a fortune (I did'nt know him )

We already drive a rusty tin

Dh says over his dead body can we sell our electrical goods, besides the pc is on hp.

I dont care for drinking, a smoke just a few a day (good time to pack that in I suppose)

I am very gratefull for all your suggestions, I have applied for a few loans over the net, and should hear within a week

bARCALYCARD ARE doing a card that has a APR of 28% but you can get one if you want to improve your credit rating. I have a very poor credit rating and I got one (so did Misdee, and she has a bad credit rating too) I think its called Barclaycard Intital.

see \link{http://www.barclaycard.co.uk/Products/Apply/card_range.html\here} about halfway down.

mieowscintillant
Thankyou, will give that a go

I will admit that in the past I have got cash I needed from Cash Convertors (I think they are called that).

I can't even remember what I needed the money for but I borrowes something like £1000 and they took post-dated checks in payment for it over the course of 3 months.

Not an ideal situation and obviously I payed more interest than was desirable but it was the only option at the time.

Could you go somewhere like that?