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Original poster

anyone ever been DeBanked?

211 replies

LittleRob · 04/02/2025 00:21

After finding myself the wrong side of a bank, who I've been fighting them for a while.. I spoke to a friend of mine who pointed me here. His exact words " You need to put this on mumsnet, cos that place will have an opinion on what's happened to you... "

So firstly has anyone on here ever been #DeBanked, cos my story should serve as a warning to anyone that is a customer of a high street bank.

post your questions and buckle up for a story that will make your hair turn white... fall out and raise more questions than it anwers

my background I'm a nobody, yet my bank chose to debank me, and sieze all my families money after a near fatal accident... and this could happen to you.

more to follow, it's been a long day and I just introduced myself a few hours ago.

OP posts:
Anotherparkingthread · 06/02/2025 01:40

LittleRob · 06/02/2025 01:31

dear mods, is an unqualified opinion = bullying...?

just a question....

One would hope not, aibu is entirely made up of unqualified opinions. That's how it works.

Original poster
LittleRob · 06/02/2025 01:51

Anotherparkingthread · 06/02/2025 01:40

One would hope not, aibu is entirely made up of unqualified opinions. That's how it works.

Show quote history

yeah but I have disclosed who I am, to prove who I am with my with my 5 minutes on the naughty step.

over to you love...

let the mods sort it out afterall that's their job...? I guess..?

OP posts:
Toddlerhelpplease123 · 06/02/2025 02:21

spritsailking · 04/02/2025 07:53

Banks have been fined a lot over recent years. There's a very low threshold to freeze an account due to new laws. Banks only care about not being fined so go on the side of caution.
If you've done nothing wrong you'll probably get your money back in a few months but can cost thousands and if you now have a marker against your name you won't get a bank account for 6 years.
Money laundering rules are strict and anything abnormal could trip something.

So what are you supposed to do without a bank account for 6 years!

Surely that can’t be allowed.

BMW6 · 06/02/2025 03:30

LittleRob · 06/02/2025 01:51

yeah but I have disclosed who I am, to prove who I am with my with my 5 minutes on the naughty step.

over to you love...

let the mods sort it out afterall that's their job...? I guess..?

Show quote history

None if that makes any sense at all.

That really does sound like the ramblings of someone having a psychotic episode.

Whattodo1610 · 06/02/2025 10:49

@LittleRob what are you on about .. 5 mins on the naughty step??? 🤔

Lovebirdslovetea · 07/02/2025 02:03

LittleRob · 05/02/2025 12:31

solicitors came via the business insurance, I didn't enter into an agreement with them persay. All the costs where later paid for by the business insurance. took about 10 years after the accident, but that's another story, and is way messier than

one day having a bank account, the next not having a bank account!

Show quote history

so what’s going on now? Where are you in the process

Original poster
LittleRob · 07/02/2025 08:27

Lovebirdslovetea · 07/02/2025 02:03

so what’s going on now? Where are you in the process

Show quote history

the process has finished

catching up of pages 6-8

summary to keep things shorter all duly noted and moved on

the poll has proven interesting, it suggests that 85% of the votes cast want a world without or greatly reduced laws

as this is mostly a cautionary consumer issue, which most folks are unlikely ever to find themselves in.

OP posts:
Original poster
LittleRob · 07/02/2025 08:30

Whattodo1610 · 06/02/2025 10:49

@LittleRob what are you on about .. 5 mins on the naughty step??? 🤔

well I was blocked I presume by someone here or a moderator from here. To safeguard the folks here, but I doubt anyone here needs safeguarding.

that was resolved I presume as my logon works again

OP posts:
Original poster
LittleRob · 07/02/2025 09:12

Toddlerhelpplease123 · 06/02/2025 02:21

So what are you supposed to do without a bank account for 6 years!

Surely that can’t be allowed.

Show quote history

you can get a simple account (heavily restricted) it's designed for Asylum seekers or if your on emergency benefits (battered wives kinda gig) but it can't be given to folks that don't fall into the very narrow spectrum of eligibility.

Suppose if you did momeny laundering you've have it all under the bed tucked away..? and wouldn't need an account...?

OP posts:
Original poster
LittleRob · 07/02/2025 10:03

Anotherparkingthread · 06/02/2025 01:40

One would hope not, aibu is entirely made up of unqualified opinions. That's how it works.

Show quote history

I don't get involved in forums, so it's basically a pub without a landlord to keep order...?

OP posts:
ChonkyRabbit · 07/02/2025 17:43

LittleRob · 07/02/2025 10:03

I don't get involved in forums, so it's basically a pub without a landlord to keep order...?

Show quote history

The landlord is at the other end of the bar with no idea this conversation is going on.

If you think a post should be deleted then click Report and the mods will look at it and decide.

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