Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

PREMIUM BONDS DEC INTO 2024

934 replies

Blondeshavemorefun · 02/12/2023 09:22

New thread for when old is finished at nearing 1000

pleased to say I finally won £100 after nothing in oct and nov

here’s to a happy healthy and ideally WEALTHY 2024 for us all 😁

OP posts:
Thread gallery
23
littleblackcat27 · 05/01/2024 09:32

Blondeshavemorefun · 03/01/2024 20:58

I also had the thrill of winning postcode lottery

Not £30/50/80/100/325k like tv adverts

A whole £10

I pay £12 a month s0 £144 a year

I have cancelled it now and will add the £150 to pb over the year

Quite wise too - I think I did postcode lottery for around 8 months, and won a tenner. It's a bit rubbish as obviously you never get that money back.

littleblackcat27 · 05/01/2024 09:37

YellowRoses100 · 04/01/2024 18:53

Jumping in. I had 30k in Premium Bonds for 10 years and only ever won £75.00 over the whole time.

i also had some in an account from my birth. The oldest bonds I had were from 1976. They never won anything.

In the end I took it out and I get more money in higher Yield interest account. How do you all manage to won every month????

Hi @YellowRoses100 I dont get it - did you really have £30k in premium bonds for a full 10 years and not win anything?? That sounds totally flukey and impossible Confused

Or did you mean you had £500 in premium bonds for 10 years?? That would make a lot more sense.

Sorry as I'm no doubt strongly mildly obsessed

Chewbecca · 05/01/2024 10:27

When interest rates were really low, premium bond prizes have been equally low, it's only since rates shot up in the last year or two that winnings have become more normalised.

Happiestathome · 05/01/2024 11:15

Even when the odds were as bad as 36000:1 you would still expect multiple prizes in just one year with £30,000. Something must be wrong for so little in 10 years.

PREMIUM BONDS DEC INTO 2024
OneFrenchEgg · 05/01/2024 13:03

I cancelled post code lottery too; seemed like a massive waste of money. Now to cure my national lottery addiction.

clary · 05/01/2024 13:08

InMySpareTime · 05/01/2024 07:41

@YellowRoses100 you say "the main account", which implies you have other accounts with NS&I. If a person's total holding across any number of accounts is over £50k then there's a problem and bonds can end up ineligible.

Whaaaat? I have FH PBs and also another NS&I savings account. It didn’t flag an issue when I set it up??!!

InMySpareTime · 05/01/2024 13:14

You're ok if the other account is a savings account, some people have more than one PB account (I do). The PB holding in total cannot exceed £50k.

Blondeshavemorefun · 05/01/2024 13:41

OneFrenchEgg · 05/01/2024 13:03

I cancelled post code lottery too; seemed like a massive waste of money. Now to cure my national lottery addiction.

Ditto. See above

I don't do the lottery as see the money each week wasted

But I didn't think that with monthly postcode lottery tho obv was

OP posts:
OriginalLilibet · 05/01/2024 14:04

Purchased £10k in August. Winnings (reinvested):
£1000 October
£200 November
£0 December
£150 January

OneFrenchEgg · 05/01/2024 16:28

OriginalLilibet · 05/01/2024 14:04

Purchased £10k in August. Winnings (reinvested):
£1000 October
£200 November
£0 December
£150 January

Wow! That seems like a really amazing set of wins

Blondeshavemorefun · 05/01/2024 17:01

Very lucky @OriginalLilibet

£1000 wow

OP posts:
YellowRoses100 · 05/01/2024 17:08

Just to clarify. I closed my account about 2 years ago. I had it from 2011 (when my kids were born) and I was saving into it each month about 2k. The most it ever had was 30k. I also withdraw from it sporadically
I only ever won £75.00- once in lockdown. It was the first and only time I ever got a payment. I am Aware others win more. My BIL had 10k in his account and he has won over 3k in 10 years so I'm aware I am very unlucky. Which I why I withdrew all my money and I now have a High Yield Savings account which pays 7% each month. The other NS&I bonds account was set up by my parents when I was born using the money people had gifted them. I have never won anything in this since 1976. But I still keep this one open.

OriginalLilibet · 05/01/2024 17:08

@Blondeshavemorefun in my first draw 🍀. I hope I haven’t used all my luck up.

Like others on this thread, I had £50 of bonds since birth for 45 years and never won a penny.

YellowRoses100 · 05/01/2024 17:08

Genuinely an amazing set of wins.

lap90 · 05/01/2024 17:35

Glad to hear i'm not the only one who cancelled postcode lottery.

Had it for 6 months last year and cancelled in December. Nothing to show for it.

Blondeshavemorefun · 05/01/2024 17:57

I have won postcode lottery think 3 times. Always £10

So £30 v maybe 10yrs of 120 a year ans recently increased to £12 so £144

That's over a £1000 I could and should have our in pb

OP posts:
ScoobyDoesnt · 05/01/2024 19:04

Well I’ve just had an email to say I’ve won £100! And…. I only have £200 worth at the moment, which I’ve had since last March.

Daftjon · 05/01/2024 19:06

After my 5k win in September I only had 50 quid October.. had zero in November and December but 150 win in January.
8k win in total last year and started this year with 150 quid. (Another 5k be nice in 2024 !)

Blondeshavemorefun · 05/01/2024 22:18

ScoobyDoesnt · 05/01/2024 19:04

Well I’ve just had an email to say I’ve won £100! And…. I only have £200 worth at the moment, which I’ve had since last March.

Wow that's amazing odds

OP posts:
c24680 · 06/01/2024 07:45

£0 on 4K holding, here's hoping 2024 brings some winnings!

Cubbysnowdog · 08/01/2024 19:27

Anyone know what day we actually get the prizes this month?!

EasterIssland · 08/01/2024 19:28

I got the money today

yorkieswithgravy · 08/01/2024 20:39

I expected today but not received anything yet 🤔

House4DS · 08/01/2024 20:53

Mine is showing pending for tomorrow.

Avacardo2023 · 08/01/2024 21:07

Mine arrived ten mins ago