PREMIUM BONDS - august onwards !!!

[Blondeshavemorefun]

Know other thread is near the end

So this is for when previous one is full

£100 on 19k, which is about right for current interest rates I think.

I believe its from the remaining estate - the receiver could well have spent it - but you'd need to check that with a qualified advisor. There are some extra times it can be more than 3k too, marriage gifts for descendents, excess income (again that would need qualified advice).

Thank you @Ohmylovejune really helpful! And spending part of the win on a trip to Japan is exactly what I would do, very excited for you!

I posted on the old thread, but just to check-in here, I had no win this month (~6500 holdings).

£100 for me on 25k
Nothing for DH on 25k
£25 for DC1 on 5k ish
Nothing for DC2 on 5k ish

Not great but not terrible

£50 win on £10k holdings. Only my second win this year, so I'm just running at 2%. Needs to do better.

I took out most of my PB last month to pay for my new car. I won £75 on the remaining £7K, so feeling quite happy about that. Neither DS won anything.

Wow @bunanarama That's amazing

Keep going like that and soon will have £50k 😂

Fab @Smellycat23

So nice to see small amounts can win

Nothing on 50k, very disappointing!

I won £125, really pleased on about £18k holding it gets reinvested so I can't spend it!

Wondering if anyone knows what % ‘profit’ or equivalent interest rate these figures would work out at?
3 lots of 50k holdings from July 2022 to July 2023 total winnings for all 3 of £5425.
Thanks if you’re able to help.

I make that about 3.6% which is not bad over a year!

£200 on 20k and £225 on FH. After a couple of poor months I'm happy with that

Does anyone track their winnings per bond? I've got around £15k but notice some sets of numbers have won more than others. I've won at least £50 for the last 5 months though. Would love a big chunky win though greedy.

Won nothing on my £25 holding...
Just bought another £50 though so fingers crossed in a couple of months. Inspired by you all!

£125 on £45k and DS won £150 on £15k, lucky boy.

This year has been quite good for me, the high point being in April when I got £1,125!

£100 for me this month (2 x £50). Pleased with that x

@SwedishEdith i track mine. A block I have of £4k finally won its first £25 this draw after just over 2 years in the draw! I’ve not yet won off anything I’ve reinvested which amounts to approx £2.5k in total

£125 for DH
£550 for me!
Never won more than £100 so am very chuffed!

My mum recently won £50 which was reinvested, then one of those bonds won her another £50 the next month!

Just £75 on full holding, disappointing. I won £175 last month which is the most I’ve had so way behind the amount I would get in a savings account, even taking into account that it’s interest free.

I’ve had £20,000 since December, topped up to £50,000 in May.

Have won £325 in total since I first bought the bonds, which is pretty poor returns. But I inherited the money from my mum and decided to give PBs a go for a year for the fun really. Later this year, mums house should be sold and then I’ll need to look at better investments.

5425 divided by 150,000 x 100 = 3.61%

Nothing. Again. For me or the kids. Genuinely wondering if it's the best place to keep my money, but I do so enjoy the lottery feeling. Perhaps when I get to 10k I can split it and put some in PB and some in a savings acct

Has anybody explored the other premium bond type savings accounts like the halifax? You need to have 5K but you also earn a normal interest rate from the account. Are there any others?