PREMIUM BONDS 2023

[Blondeshavemorefun]

Thought do a new thread as other is nearly full

lets hope for lots of wins for us all

there are more prizes of 50&100 but less of £25

Prizes now

Still never won a single penny in over 50 years.

I won £100 last month. Its the most I have ever won in one go. My friend won £500 a few months ago too. Good luck everyone!

That’s unlucky @KangarooKenny how many do you have ?

I have around £3k now did have a lot more but tax bill / new car /col meant been digging into it

and sure will again in 2023

I win £25 maybe every 2/3mths now if lucky

my dream is to win enough to be able to have £50k and full pot

@Blondeshavemorefun this is on NS&I's site and looks like the prizes are even better this month? Roughly 3x more 5k - 100k!

I've won nothing since the prize changes after winning for 3 out of 4 months beforehand.

Obviously the more bonds you have the better chance of getting a prize.

But it only takes one to win so fingers crossed for everyone particularly those with only a few holdings 🤞

Oh wow @Sparklfairy that’s fab

tho does that mean less £25/50/100

Sorry the whole table didn't fit in one screenshot it looks like more of £100 and £50 prizes, and a drop in 25. Same number of prizes overall though so it seems that if you win, you're more likely to win bigger if I've read it right

🤞for January before the next mortgage chunk is withdrawn. I would love to get back to full holdings one day (previous full holders but only because it was our mortgage money saved up to pay off the capital)

The prize rate is to be increased in ‘23, but the £25 prizes are dramatically reducing.
www.moneysavingexpert.com/news/2022/12/nsi-premium-bond-rate/

I've never won a penny but then only have about £1000 in bonds!

Well hello there.

Here's to a prosperous 2023 for everyone 😁

Just checking in. Hoping for a brilliant start to the year 🤞🏻

Checking in 🤞🏻🤞🏻

Checking in too, I’ve moved some of my emergency fund into PBs as I need more excitement in my life than an easy-access savings account can realistically bring

Also - does anyone have, or more importantly has anyone won with the monthly draw thing that Halifax do? I’ve just spied it and contemplating moving some money over as there’s the guaranteed interest too. Although not tax free

I’ve just invested some more money into bonds. Fingers crossed I win enough to compare with the interest I could have got elsewhere! I know the sensible thing would have been to put the money where there’s a decent guaranteed rate but I like the monthly excitement of checking the PBs and dreaming about what I would do if I win the million.

Logging in. I watch 4 people's PB for them. Various investment levels.

Looking forward to January's results.We aren't expecting much as we did OK in December.

Checking in and hoping for a good win

I'm so in the for the next draw. Didn't win last month, so it's my turn right?

Checking in here too. Hoping to get a decent return in 2023, it'll be our first year of holding PBs from January, so it will be good to see what our winnings equate to as a % next December.
Still also hoping for a big win. DH and I have just over £60k invested between us.

Checking in!

Oh this is interesting! I have money to invest but might need it if we ever get around to moving house so maybe I should buy more PBs. I already have some PBs which I've had for decades and only every won £25.
OH, who admittedly had more invested than me, has had a fair few £25 and maybe £50 once but never more.
I am off to look into buying more and hopefully joining in with win celebrations!

Checking in. Fingers crossed for everyone this coming year 🤞🏼

7 more bloody days

urgh