PREMIUM BONDS 2023

[Blondeshavemorefun]

Thought do a new thread as other is nearly full

lets hope for lots of wins for us all

there are more prizes of 50&100 but less of £25

I’ve worked for 27 years full time. No mat leave or breaks. I’m on a very average wage so don’t need a lot of money. So I defo would give up work for a short time if I won a million. I’d likely go to uni and maybe do something part time eventually.

Argh bloody hell I got really excited then, checked the list and there was a winner from my county with roughly the same holding as me (I reinvest winnings and buy £50 a month by DD so never know my exact total). The date purchased was within the period I have been buying bonds too!

Just checked and it is £105 different to my holding 😩

Did you see that someone won £10K with only £2 holding bought in 1970

So I'm just a few days into having money in PBs, and having just looked at the winners list can anyone please tell me what the difference is between Holdings (middle column) and Value (right hand column)? Honestly I jumped into this on impulse so I don't have a full understanding yet!

Not me 😞

There's a £5k that could conceivably be DH though...... 🤞🤞🤞🤞🤞

Would be great if he won as he's been really fed up about what the economic climate is doing to his business

Holdings is the full amount

value is the amount the bond was invested and when

so winner for example won with £4:5 k roughly but the winning bond was in a batch of £135 thst the purchased in July 21

bloody jammy

125. Sorry fat fingers

@Pyjamageddon

Holding = total amount of all the bonds they hold
Value = amount paid for the block of bonds that includes the winning one

So if you’d bought £50,000 of bonds in 50 blocks of £1000, your holding would be £50,000 and the value would be £1000.

@JesusMaryAndJosephAndTheWeeDon so close but hopefully dh will win

When they list the holding, is it the holding you have that’s valid in the draw or does it include new bonds you just bought?

@OublietteBravo and @Blondeshavemorefun ahhh that makes sense, thanks for explaining

I only have £40k in premium bonds because DH died and left me his pension, that money is to see me through the rest of my life, I have very little in the way of pension, don't own a house and am too old to buy one so premium bonds is my way to try and make a bit of money every month.

@bloodywhitecat same as me. That's where my main bulk came from dh dying and life insurance paying out

Bitter sweet isn't it

We have 50k in ours which we’ve saved over 25 years, DH didn’t have a pension (he does have a workplace one now worth nothing) so it’s to support retirement basically, and I dream of living in a nicer area. So we’re not rich and not poor, but definitely still need the money! Just like lots of people really. Hoping for £25 tomorrow lol.

People who really have significant money I kind of think would have their money invested in a different way. There is every chance it will be just as big a deal to someone with full holdings as to the person with a forgotten £2 invested in the 70s.

Ah sorry - I do appreciate that the vast majority of people with full holdings are very normal people with normal lives. I wasn’t being serious, I genuinely don’t begrudge others! Sorry for your loss and I hope 2023 brings you some great PB news.

My app still shows the December draw. So annoying.

The app won't update until tomorrow.

The big winners are listed today on the website not the app.

If you win 100k or 50k (wishful thinking!) when do you find out? Is it just via the app tomorrow or for that amount of money do you get an email beforehand?

Thank you, I hope we all get some good PB news this year!

@diian check here

smaller wins are on the app tomorrow

We have £70k in there between is. It's our borrowing for work to be done on the house but the builder is delayed so not really ours!

I'm waiting with baited breath to check the app tomorrow. Feels like it has been a long time since the last draw and as I haven't won a penny since September, I'm feeling impatient. Good luck everyone!

Hang on a minute. I’ve got £2 bought in the 70s. But I don’t know where it is and haven’t added it to my holdings.