PREMIUM BOND THREAD

[Blondeshavemorefun]

tried to link this on old thread , but was 1000 :( so couldn’t

I didn’t win this month but did last month of £25 - let’s hope will next month :)

It was my first draw, £14k invested, and won £25, really pleased. I'm reinvesting everything then taking most of it out again next year as it's earmarked.

My dps both have £50k, my dm wins several prizes every month, my df hardly ever wins!

I looked at opening an account but when I googled it it said people have been having problems accessing their money.
And also the rates are being slashed. I'm taking it the prize draw is different to the rates?
I'm wondering if the prize draw element will remain the same and if its worth it going to the bother of opening a new account just now?

We have £70k between two accounts, and have a win on both most months. This month 3 x £75 between us

@ssd the prize draw is the rates! There is no additional interest so you take a gamble, essentially. It is currently the equivalent of 1.4% but is going down in December to 1%. It’s been higher than most bank savings these last few months,and is still a good deal if you are paying tax on interest

Just won £25! It will buy a bottle of gin. Third win in 3 years.

Have had premium bonds for 4 months. Currently just worked out my ‘prize in place of interest’ is running at 1.6%.
To be honest I put money in p binds so it was safe rather than for interest. Also have other accounts with them which pay interest and which are 100% guaranteed (treasury backed). X at the time (beginning of Covid) I was more interested in safety of deposits over the bank guarantee limit rather than interest.

I've had my first ever win! £25 on just over £4k, started from zero in June 2019 so has been building gradually. Very happy with that!

2 x £25 this month. I think that’s £375 in the last year. (I have about £40k of premium bonds).

£25 for me this month on £30k.

£25!

Hi there. Last month was my first month in the draw. I got left some inheritance, I won £25 last month. I got a text to tell me I had won on the draw. This month, no message so I guess I haven't this month? Do they always sent a message to tell you?

£75 on max holdings - pleased with that!

I always get an email (no text) about 3 days after I've found out the result through prize checker.

I'm not signed up to the text alert, but the emails always come around a day later. You can also check if you've won using the app and the website.

£50 this month which is £150 in the past 6 months
I usually have between £25000 and £30000 invested

Me 25
DP 2x 25

Just coming on to say I have had my premium bonds since 1987 and have never won anything!

Nothing for us again this month

I'm getting 'Results not available yet' on the app - how did you get yours so early?

I've had £50, £25 and 2 x £25 in the three months I've had PBs so I'm going to be gutted if I don't get anything this month! But it's already made more than a year's interest in an easy access account so I've no right to be I suppose.

For anyone who's had them a long time, if you stop winning, is it worth cashing out and buying new bonds?

Nothing, but not surprising as there's not much in there after paying DS's halls rent and buying a new car.

2 x £25 wins this month. I've got about £30k in premium bonds, saved for a specific project. I'll be bereft of the monthly excitement when I have to withdraw the money.

I have a very small amount of premium bonds but I haven’t changed my address since I moved...... 10 yrs ago 😳

Will any (unlikely) winnings just be added on or saved for me to collect?

Have also misplaced the actual certificates somewhere which is why I haven’t checked them.

I think they would just get saved up.

Another 4 wins of £25 this month. £25,000 invested.

That's £225 in the last 3 months for me.

Very happy with that. 😀

I've got some uncashed bond cheques that are out of date.
Does anyone know if I can get them reissued?

My son won £10,000 a few years ago from £100 worth of bonds my parents bought for him. At the time, I would rather have put it in a savings account so I definitely had to eat my words on that occasion.