Summer savings support - be frugal

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Running out of space on the old thread so here’s the new one. Everyone welcome.

for background this is a slice to share your No spend days, your big spend days your savings your situation. We all help each other out with advice and tips etc. but it’s mostly for friendly accountability.

@Decafflatteplease why do you have to buy teacher gifts ? if you cant afford them, don't buy them. They are not a necessity.

Congratulations wolf that is exciting!

Aww gen fingers crossed for a helpful doctor!

twobullets that's great frugaleering in Lidl well done and enjoy your meal out. I quite like wetherspoons cheap and cheerful and something for everyone.

Thanks for the well-wishers for my toddler they are a bit better today. They are currently asleep in the car (don't nap anymore so must be feeling grotty) and I'm sat in the front of the car having a £1.69 McDonald's latte although they don't do decaff 😂😂😂 well deserved I reckon.

Need to do a small top-up shop later, bread, veg, vitamins, calpol etc

Afternoon everyone 😊
Well done Wolf this is a huge achievement 🤗
Decaff hope your little one is much better 😊💐
Spends today £16 in Aldi
Have been avidly watching the tennis , Andy Murray on next 🤗

@minesalargered have you asked the ward about a permit for visiting?

Do not get into the teacher gift thing u less you have 1-2-1 dedicated suppprt. A home
made card, a picture or email for their performance review is all that is needed

I'll ask re the permit, as I'm there every day and it's adding up. Today was extra as I had to park in the city centre. I had an appointment with a solicitor to understand how I might manage assets held in DH's name, or joint names. It's rather complicated, and not something I'd ever think I'd need to understand, but here we are.

So my spends today were £10, but I'm less anxious re spending from the joint account as it's completely allowed, apparently. I'm not deliberately deprecating assets,

Yes we have 1-1 support 🙂 thinking possibly a small plant as a gift?

Hi guys, hoping you will let me back in, been on here for years but the new platform doesn't like me much. Caught up on the thread, big wave to the new improved Mrs Evans, still loving swansea life this end. Lovely to be back. I retrained careers, went down to part time, but need to go back up to full time again now, cost of living is killing me. In other news we rescued a jagdterrier pup, he is the best thing,EVER 👌

Well done wolf, you have done so well, especially with everything that has been thrown at you in recent years!

Welcome back fear

I cannot wait for payday, although I’m sure the bank account will be looking sad once the bills go out.

It’s been a dull few days at work, I cannot wait for the week to end. I did improve this evening by finding a reduced finest cheesecake I only went in for rolls for lunch tomorrow 😋

I've felt surprisingly well today and ticked a few little jobs off the list (replaced a bowl for my new set that my husband managed to chip straight away, took some parcels, popped to hospital and brought somethings I had forgotten for my hospital bag and pet shop) I planned everywhere I needed to go so I could do a simple loop around rather than Criss crossing which was more fuel efficient, didn't buy anything that wasnt ok the planned list.

I have no experience of that but possibly you might have to keep receipts and stuff to cover yourself until it’s sorted. Not accusing you of anything but I know red tape.
sounds like he’s in hdu or similar and our trust do permits for those long term patients but don’t advertise.

welcome back fear.

a plant woulD be nice, trust me all
my teacher Friends like thoughtful gifts like notes and personal messages

gov.uk hospital car parking guidelines
voluntary basis for you possibly but I would definitely ask www.gov.uk/government/publications/nhs-patient-visitor-and-staff-car-parking-principles/nhs-patient-visitor-and-staff-car-parking-principles

@Wolfcub massive well done!

@Wolfcub . Huge well done. Not surprised you are emotional about it.

Thanks life that's really useful, and really kind of you. I hadn't thought to wonder about free parking. Will enquire.

The puppy sounds fun fear

Spends today will hopefully be hospital parking only.

Making a cauliflower and chickpea curry for tea, all the ingredients are in so nothing to buy.

Right, off to work. Have a good day all.

Pay day thank goodness.

Several unexpected disasters last night which resulting in needing to sort some stuff out today and also, in a very clumsy accident, a fairly spectacular black eye and accompanying painful cut.

Great to see Laska and Fear again

Good morning everyone 🤗
Mine l am so sorry l didn't realize how serious things were with your DH being hospitalised. It must be such a worry for you 💐
Decaff am so glad your little one is better today 💐
Wolf ouch you poor thing l am sorry lovely, hope it isn't too painful and you get everything sorted 💐

Life that is great advice re the hospital permit so helpful and will save a lot of money for ppl who need a lot of help in a difficult time , thank you 🤗💐
Wolf hope you get things sorted and your black eye isn't too painful bless you 💐

Time l hope things look better this side of payday for you love 💐
FEAR welcome back Sweetheart so good to see you . Congratulations on your retraining and although you will have to go to full time again at least you have the option with your new career , which is brilliant 🤗 Yes, l know re the awful cost of living it's absolutely awful 🙄
On a good note though your dog sounds wonderful l am so pleased for you 🤗

Name glad you are feeling better now sweetheart and it's a great idea to preplan the journey to save on fuel costs 👏
I have been losing long posts here so l am tending to do several smaller ones . I'm sorry if it's irritating anyone 💐
I don't know if it is me or the site but l will say since l have been using this new MN interface l have never lost so many posts as l do now . It's so annoying 🙄
Yay for payday at long last 🤗
Put the bloody flags our ! 🤩

Out not Our 🙄🤗
Am planning a NSD today with a liberal sprinkling of tennis 😀 despite it being payday, we shall see 🤩

Morning all

Welcome back fear

wolf that's sounds mysterious hope you are ok!

Toddler all better here thanks everyone so we are back to our usual routine yay! Playgroup this morning the kind where you stay with them and I've got lots of friends there have been going for years so looking forward to it.

Garlic chicken / Quorn chicken pittas for dinner already got the chicken/ Quorn in freezer so just need to get wedges / salad

I've just tried to scroll back to find the poster but can't find it.

Who is it here whose son works on a construction site? Is it @TheNewlmprovedMrsMadEvans ?

Whoever it is was saying the son needs work shorts I think? Just seen the Lidl leaflet for next week and it says from sun 10 July they have work shorts for £9 I think. Lots of different builder type stuff.

Budgets redone in light of increased pet insurance costs and the removal of the loan payment. Basically I'm doing anything to avoid studying

Can I join you? I've always been an avid budgeter since our income was tight, but DH and I have both been very lucky in that we've both had pay rises (well, income increases in my case, I'm self-employed) and I've been getting lax with my budgeting lately. I don't want lifestyle creep to eat into our ability to save and so would like some accountability!

I also have a very expensive four-legged habit 😳 so need to keep on top of my budget so I can continue justifying the expense!

One thing I'm struggling with lately is what to do with my car. It's 20 years old but in immaculate condition and I love it. I do not, however, love how much it guzzles petrol. Do I spend a lot of money on a newer car (I never buy brand new) to save money on petrol in the long run? I looked at a few recently that get 70mpg+ and it would take over two years to come out ahead assuming petrol prices stay the same. Or just hang on to my current car? It's not just the cost of petrol but also environmental guilt, but then I think if I sell my car then someone else will be driving it and it won't really make a difference to the environment anyway. 🤔

Anywho, would love to join in if you'll have me!