Oooooooooh I’ve been paid!!!!!
First 2018 payday!!!!!
So. The situation is. Or will be on Monday once my standing orders etc have gone out.
My ac : £405
Joint ac £1523
Credit card £650
“Penny” account £12.47
“Christmas savings ac” £250 - putting £50 a month aside for Christmas now so it’s not such a flap come December.
I’ve logged on to my online banking and realised that it’s 1 June that our mortgage flips to variable rate and our first payment is on 4 June. So well save £450 a month. Payments reduced to around £900. Whoooop! We figured given the move is edging closer (no date yet but things are falling into place) there’s no point refixing.
I have £39 something in my purse. £27 of that on riding today.
On Monday I’m going to take out £20. And see whether I can use that and not my cards for the week. Only pre planned spend is nails on Thursday (£30.25 - usually £39 but 25% off as I filled my loyalty card).
On Sunday (next Sunday) I/we have to pay for ds’ christening. I cleverly chose a pub with a loyalty card scheme. So I’m going to get my points when I pay for the food! Should get around £50 added to my card! Haha!
I have £100 on my boots card
And around £150 in various gift cards.