I bought the Velvetiser last year with the QVC discount @DamitJamit and it does make lovely hot chocolate, but I don't buy the Hotel Chocolat sachets - they're expensive anyway and I don't live near a store, £4.95 delivery is extortionate 
M&S did lovely hot chocolate flakes last year at bigger stores - this one - but again, I have to make a special trip to a large M&S as our local one is only small, so am not sure if they're in yet. Otherwise the Clipper powder from supermarkets works well and I've also had nice ones from Aldi and Lidl. I'm glad I didn't try the Pendragon ones now @buckeejit!
Turtle Doves have 3 for 2 on some cashmere neck loops, gloves etc here and there's a 10% off code as well if you sign up to their mailing list