I'm not exactly sure, apple - I just know they tried to use it for mobile phone top-ups but the bank got suspicious straight away! Bank (Lloyds) have been very good, actually. Hope you and three get your cards sorted soon too.
Our NCT group has quite a spread of due dates, from mid-April to early June, so I'm sure you'll be fine :-)
Just, the iCandys do look good. Also liked the Babystyle Oyster and Cosatto Giggle (largely because the fabric patterns are fun and I'm clearly really shallow). Think we might try and get an eBay/Gumtree bargain if anything comes up - I'm not too fussed about having a new pram as long as it's in good enough condition.