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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to wonder if giving cash to a stranded tourist was naive

401 replies

LovingLilacDuck · 18/07/2026 22:14

I just got approach by a tourist woman in Paddington who said she got her purse stolen in Oxford Street. She asked me for some cash as she had to put blockage on all her bank cards because they were stolen. And she needed the cash to go to her hotel or something like that. She was good looking, she said she was a lawyer from Amsterdam and was soft spoken but also a little nervous. And she was so happy when I gave her the cash that she gave me a hug and thanked me in a genuine way.

I helped her because she seemed genuine. Of course, there is a chance she could be a scammer herself so a part of me feels a bit sad and naive. But I just want to hope that she wasn’t and I helped a woman in need.

What would you do in this situation? I am just curious. xx

OP posts:
WimbyAce · 19/07/2026 16:40

PhaedraTwo · 19/07/2026 11:52

Me too. London is heaving with options.

I wouldn't know where to charge my phone either tbf?

PhaedraTwo · 19/07/2026 16:49

WimbyAce · 19/07/2026 16:40

I wouldn't know where to charge my phone either tbf?

In London? Any café or pub or buy a powered up power bank. Charging points at railway stations.

ParsleySageToiletDuckAndBinBags · 19/07/2026 16:49

Munchie1965 · 19/07/2026 08:42

I think some scammers are desperate and I really do not think they are all part of an elaborate gang network or live in nice homes.

A few months back I was approached by a white English man in his fifties when getting out of my car in a hospital car park. He was not particularly well dressed and a few feet away was his "partner/wife" who was better dressed. Great place to do a scam as in a hospital car park most people will likely be already distracted by why they are there in the first place.

He asked me for a few quid to put on his oyster as he lost his money and just needed to get home. I think the "wife" was there to give credence to his story. I declined saying I didnt carry cash and she said a lot of people have said that.

Later on I thought about it - it is obviously a scam but at the same time they probably are desperate for the money. I mean what lengths to go to just to get a few quid - I know that in a hour of asking loads of people they could probably make a pretty penny but its still quite desperate.

I wonder if I should have just given him a couple of quid. I mean begging is better than mugging people.

I mean begging is better than mugging people.

For many of them, they'll just do either or both - depending on what gets them or their handlers more money from you; they aren't really fussy.

Even if they only ask for 'a few quid', they know that most women in particular will keep their cash in a small bag, right next to their bank cards, phones, keys, driving licence, passport (if visiting abroad). The 'just a few quid' is often nothing more than a foot in the door; potentially, you could lose a great deal (and just hope that it's 'only' money and possessions).

Xanhi · 19/07/2026 16:49

It was 100% a scam. It is very commonly used in London. I live near a big station and you see the same people doing it. They sometimes come to the house and try it out.

ParsleySageToiletDuckAndBinBags · 19/07/2026 16:57

Passaggressfedup · 19/07/2026 09:20

Who knows. My mum had a terrible experience in her 70s on her way somewhere and I can't remember the detail but she was left with no access to money that she needed on a Sunday night.

She was left completely hopeless and it's only thank to a good Samaritans who gave her some cash to get to a hotel that she managed to be okay.

There's fraud and there are rare circumstances when this can genuinely happen. Choose to believe that in your case, it was the latter.

The big difference is that, if some kind person had offered to pay the hotel directly for a room for her, she would have been visibly overwhelmed with gratitude. She wouldn't turn and walk away annoyed if, like several people on here have recounted in their experiences with actual scammers, she realised that they weren't directly giving her cash.

I'd never really thought about it until just now, but in the actual parable of the Good Samaritan, the extremely kind man insisted on arranging what was needed and agreeing to settle the other man's bill; he didn't just hand him a big wad of cash directly. That had never occurred to me before; maybe they had scammers back then and the GS wanted to make sure that the man was genuinely in need and not just an elaborate scammer - or even in genuine need of X but possibly weak and tempted to spend the cash on Y instead, before stumping up?!

malloryknox123 · 19/07/2026 16:58

It’s a well known scam.

fundamentallyauthentic · 19/07/2026 17:04

PhaedraTwo · 19/07/2026 16:49

In London? Any café or pub or buy a powered up power bank. Charging points at railway stations.

Edited

Also - libraries and restaurants. Most campuses of universities have student union buildings that members of the public can go to. If you have an iPhone then any Apple shop. In London, there would be thousands of places you could go to.

Nearly50omg · 19/07/2026 17:04

£30 in a taxi in London gets you a long way!!! Right across to the other side of London! YOU were the one who was robbed op ! N

PhaedraTwo · 19/07/2026 17:09

fundamentallyauthentic · 19/07/2026 17:04

Also - libraries and restaurants. Most campuses of universities have student union buildings that members of the public can go to. If you have an iPhone then any Apple shop. In London, there would be thousands of places you could go to.

And tbh, the posters puzzled by this- you're grown ups. If you're going to rely on your phone for every single thing that makes your life liveable, maybe think about this and have a back up plan.

GlobalTravellerbutespeciallyBognor · 19/07/2026 17:55

An honest person would have insisted on getting your details to refund as much as £30!

Bunny65 · 19/07/2026 17:57

I can understand why you helped but she was almost certainly a scammer

Bunny65 · 19/07/2026 18:01

They're always really joyful when they've conned some cash out of someone. I've fallen for scammers too so I know what it's like. One turned out to be a very well known (to the police) drug addict. She'd been doing it for 20 years so was very good at it.

JJMama · 19/07/2026 18:03

She was a scammer. I guess you’re not from a big city OP. Nevermind you’ll know for next time.

Never2many · 19/07/2026 18:14

As for the “they’re victims”Line which people trot out to justify giving money to these people, that is frankly not your problem.

Being victims doesn’t stop them from hurling abuse if told no. The people who call you from the call centres to tell you your bank details have been compromised are often victims too, doesn’t stop them telling people to fuck off, calling them cunts and what not when they’re outed.

They know exactly what they’re doing. And they’re not all victims, some of them do it for their own living.

If you wouldn’t hand over your card details to the “bank” scammer even though he may have been trafficked from somewhere, then you don’t hand over cash to an unknown in the street.

The one from the bank told my MIL that she obviously had a tired pussy when she told him to go away. Told my FIL “I’ve fucked your mother.”

That’s no different to pretending to be a victim of circumstance and begging on the street.

As for giving out your bank details, while there are risks associated with doing so, it’s not the same as handing over cash you have no hope of ever getting back.

BeddysMum · 19/07/2026 18:29

I've been in a similar situation with a young lad who approached me one evening as I was getting in my car. He was nicely dressed and well spoken and seemed a bit desperate and stranded.
I only had a tenner on me and I gave it to him because one way or another he clearly needed it! I've given a tenner to homeless people begging before when I could, and I would never give more than I could afford to lose.
Who knows if his story was true?
I'd like to think in that situation, if roles were reversed that somebody would help me.

pouletvous · 19/07/2026 18:31

A woman approached me in London recently and asked for directions to the nearest apple shop. She had her phone swiped out of her hands

I was very wary about her grabbing my phone or bag

sad really. Im sute she was genuine

WimbyAce · 19/07/2026 18:38

PhaedraTwo · 19/07/2026 17:09

And tbh, the posters puzzled by this- you're grown ups. If you're going to rely on your phone for every single thing that makes your life liveable, maybe think about this and have a back up plan.

Edited

Something I have never really thought about. I don't rely on my phone for everything though, I always have cards etc.

Stelladid · 19/07/2026 19:08

Bless your heart. You are kind and very naive.

Camdenish · 19/07/2026 19:16

I think she might be someone from my neighbourhood. If not it’s certainly her modus operandi. This sort of thing is one of her main sources of income.

Namechangedididittoo · 19/07/2026 20:24

One day I was driving near my home and this lady was running and waved me down saying she needed to get to xyz and could I give her a lift, without any thought I let her in my car and drove her there, only later did I think she could have been anyone (murderer abductor) but sometimes you act on spur of the moment and think later

Pam100127 · 19/07/2026 21:07

We were staying in an Airbnb in Toronto recently, and we needed to use a local laundromat, we assumed that the machines would take card payments (they didn’t)
A very kind local went to the instore machine and got $10CAD in coins for us.
We had no way to pay him back.
We were immensely grateful and told him that we would be sure to pay it forward.
Assume you helped a genuine person in need.

GoodViewOfThePeople · 19/07/2026 21:16

Namechangedididittoo · 19/07/2026 20:24

One day I was driving near my home and this lady was running and waved me down saying she needed to get to xyz and could I give her a lift, without any thought I let her in my car and drove her there, only later did I think she could have been anyone (murderer abductor) but sometimes you act on spur of the moment and think later

I’ve given lifts to random people plenty of times. I can fit a push bike in my car so have rescued a few cyclists with broken bikes. The chances of them being murderers is as good a zero (yes there is a teeny chance but hardly) however the chance of someone like the women the OP met being a scammer is as good as 100%. The two situations are very different

ParsleySageToiletDuckAndBinBags · 19/07/2026 21:29

In general, if somebody is asking you for a thing/favour, such as a lift, information, a sandwich or whatever, there's a very good chance that they will be genuine - assuming, of course, that it isn't just an 'in' to gaining your trust or distracting you so they can rob you.

One very clear way to mark out scammers is that they want money or valuables that they can sell - and aren't in the least interested in anything else. If somebody's story is not a ruse and is actually true - say they're telling you they're stranded and need to get to Leeds, and so you go to the railway station with them and buy them a ticket to Leeds - they will very gratefully accept it. By stark contrast, a ticket to Leeds on a train leaving in half an hour, when that was just a lie and they don't actually want or need to get to Leeds at all, is worthless to them and will be snubbed.

Flamingojune · 19/07/2026 21:34

I would have shown her the walking directions on my phone as walking is free

MammaTo · 19/07/2026 21:57

There’s a woman in Liverpool who’s renowned for doing this to tourists. People will shout in the street “don’t give her anything” if they see her approaching people.

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