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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

“Please make cheques payable to”

259 replies

asatelliteisnttoofarright · 17/07/2026 06:37

I went for a private healthcare appointment recently and just got the invoice in the post.

It says that the preferred payment method is a cheque! I’m in my 20s and have never written a cheque before. AIBU to think they need to update their payment terms?

OP posts:
Vroomfondleswaistcoat · 17/07/2026 12:50

As regards using cash - until late last year I worked on a till in a local supermarket. I was there for over ten years - during the entire time we were about 50/50 cash and card payment. It didn't noticeably change over the decade.

So I'm not sure there's a swing back to cash. Those who always use cash always used cash and the card users ditto. We would get more cash payments during holiday season because a lot of people would come here on holiday (we are a 'destination') and use cash to pay for everything - presumably to help budget. In the entire ten years I never had one single person either try to pay by cheque or even tell me that we 'should' take cheques.

Thechaseison71 · 17/07/2026 13:04

asatelliteisnttoofarright · 17/07/2026 09:36

Queen Mary university London note that cash carries as many germs as a toilet.

Mobile phones I think have more. Yet people use them to pay

ConverselyAttired · 17/07/2026 13:25

Thechaseison71 · 17/07/2026 13:04

Mobile phones I think have more. Yet people use them to pay

It's usually from your own environment. Not feacal matter from where other people haven't washed their hands.

SerendipityJane · 17/07/2026 13:49

There are so many different ways to pay.

But only cheques allow you to pay a person, not an account.

If I ask you for a cheque, you know sod all about where I will pay it in.

Growlybear83 · 17/07/2026 14:02

Thechaseison71 · 17/07/2026 09:31

That's interesting. I've never heard of a shop that doesn't accept cash Certainly none in my town as far as I know

I’ve never come across a shop that doesn't accept cash either but there are a number of takeaways near me that don't accept cards.

AlwaysExtraHot · 17/07/2026 14:18

Growlybear83 · 17/07/2026 14:02

I’ve never come across a shop that doesn't accept cash either but there are a number of takeaways near me that don't accept cards.

Pret is cashless.

asatelliteisnttoofarright · 17/07/2026 14:27

SerendipityJane · 17/07/2026 13:49

There are so many different ways to pay.

But only cheques allow you to pay a person, not an account.

If I ask you for a cheque, you know sod all about where I will pay it in.

So what? God I can’t ever imagine being this precious

OP posts:
Missthemachine · 17/07/2026 14:58

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Missthemachine · 17/07/2026 15:00

asatelliteisnttoofarright · 17/07/2026 10:31

And just as I predicted. “Thank you for calling the business office, there is nobody available to take your call, leave your name and number and we’ll call you back” NO!!! I don’t understand how businesses can operate like this in 2026

Paid now?

asatelliteisnttoofarright · 17/07/2026 15:01

Missthemachine · 17/07/2026 15:00

Paid now?

Nope. Nobody answered the phone.

OP posts:
asatelliteisnttoofarright · 17/07/2026 15:01

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God forbid someone takes two minutes and looks at their phone while working!

OP posts:
Missthemachine · 17/07/2026 15:02

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asatelliteisnttoofarright · 17/07/2026 15:06

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No, I haven’t.

I posted the majority of my posts before I started work. A few on my break (when they didn’t answer the phone), and then three in the last 30 minutes or so - quickly checking my phone in between tasks. Not enough time to take a personal call.

OP posts:
Thechaseison71 · 17/07/2026 15:07

AlwaysExtraHot · 17/07/2026 14:18

Pret is cashless.

One chain then. And none where I live. Only even seen them at airports

Thechaseison71 · 17/07/2026 15:10

ConverselyAttired · 17/07/2026 13:25

It's usually from your own environment. Not feacal matter from where other people haven't washed their hands.

Hmm. So if you don't touch anything( like shopping trolleys and toilet doors when the person before you didn't wash hands) before touching your phone then you should be ok.

Missthemachine · 17/07/2026 15:23

asatelliteisnttoofarright · 17/07/2026 15:06

No, I haven’t.

I posted the majority of my posts before I started work. A few on my break (when they didn’t answer the phone), and then three in the last 30 minutes or so - quickly checking my phone in between tasks. Not enough time to take a personal call.

Almost a dozen since 9am

All I’m saying is that you freed up from the original statement that you had nothing more than a 15 minute window to make the call

asatelliteisnttoofarright · 17/07/2026 15:45

Missthemachine · 17/07/2026 15:23

Almost a dozen since 9am

All I’m saying is that you freed up from the original statement that you had nothing more than a 15 minute window to make the call

9:

1 at 09:36

4 on my break between 10:30 and 10:40

1 at half 2, as I walked back from my lunch meeting

3 between 15:01 and 15:06 when I was walking between meetings

1 now as I head back to the office.

During none of those times did I have time to call and pay. Apart from on my break, when they didn’t answer!

OP posts:
NotAnotherScarf · 17/07/2026 15:48

caefe · 17/07/2026 06:50

I don’t mind receiving cheques as you can pay them in via mobile banking and mine usually clear the next day. Even before banking updates for cheques the only took a week max where do you bank that takes 4 weeks to clear a cheque?

OP you say their preferred method is cheque, just use one of the alternatives instead. Chequebooks are not given as standard with accounts now and even those who use them don’t get them sent out automatically when they run low, they have to request them every time now with BOS, presumably the whole Lloyds group is the same. Just an extra layer to make it more difficult to use them.

Unless you are with some of the newer banks like chase who don't except them. Or Nat West who app is too shite to accept them... strangely Lloyds accepted the rejected ones without an issue

Missthemachine · 17/07/2026 15:51

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itsanamething · 17/07/2026 16:14

asatelliteisnttoofarright · 17/07/2026 10:32

So it’s okay for you to hate receiving a phone call, but not for me to dislike having to make one because it’s bloody inconvenient?

You're the one complaining about having to make a phone call whilst telling us your own job involves making phone calls!

Hotzenplotz · 17/07/2026 16:42

Good grief, what a load of fuss over nothing.

Jc2001 · 17/07/2026 16:47

UniquePinkSwan · 17/07/2026 07:17

Using a phone is outdated?

To make a credit card payment? Yes it is really. I was doing that in the 90s.

Imlyingandthatsthetruth · 17/07/2026 16:53

Yeah, us sad old gits who had to use cash back in the last millennium, well, it was like Armageddon out there. Dropping like flies we were, having to handle all that faeces smeared money. It was survival of the fittest, really. They made us tough back then, thank God.

asatelliteisnttoofarright · 17/07/2026 17:02

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I can’t tell if you’re being obtuse or genuinely don’t understand that it takes about 30 seconds to type a post on here, which can be done around people. Phoning up a business, saying my private information and then reading off my credit card number a) takes a lot longer and b) can’t be done in public.

OP posts:
Missthemachine · 17/07/2026 17:12

How many times have you tried today? And never any answer?

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