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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
FrodoBiggins · 27/01/2026 23:09

slozenger · 27/01/2026 23:08

It’s actually a form of racism to assume in order to judge someone’s political views.

Omg @Peridoteage maybe you were right, didn't expect that one to be pulled out at this hour 😂

WinterBlues26 · 27/01/2026 23:10

slozenger · 27/01/2026 23:02

Right what do you call the chizzer then?

The chip shop is called the chippy, as you well know.

slozenger · 27/01/2026 23:10

FrodoBiggins · 27/01/2026 23:09

Omg @Peridoteage maybe you were right, didn't expect that one to be pulled out at this hour 😂

She was incorrect. I would never conform to reforms horrific views on mygrans and other subjects

OP posts:
slozenger · 27/01/2026 23:11

WinterBlues26 · 27/01/2026 23:10

The chip shop is called the chippy, as you well know.

Not for everyone. Some of my friends call it the cod shop

OP posts:
Peridoteage · 27/01/2026 23:11

I didn't judge your views op. I speculated where a pp could get a job where they wouldn't need to understand words, numbers or the economy.

Grammarnut · 27/01/2026 23:11

slozenger · 27/01/2026 22:13

It’s self explanatory

It's not. What is soch? Do explain. You might also like to explain how the social contract (what's left of it after neo-liberal crisis capitalism has had a go at it) will work if people opt out of the bits they think they don't want - and then have to opt back in when they realise they need them?

slozenger · 27/01/2026 23:11

Peridoteage · 27/01/2026 23:11

I didn't judge your views op. I speculated where a pp could get a job where they wouldn't need to understand words, numbers or the economy.

Ok. Thx for clarifying.

OP posts:
slozenger · 27/01/2026 23:12

Grammarnut · 27/01/2026 23:11

It's not. What is soch? Do explain. You might also like to explain how the social contract (what's left of it after neo-liberal crisis capitalism has had a go at it) will work if people opt out of the bits they think they don't want - and then have to opt back in when they realise they need them?

Edited

RTFT at this point!!!

OP posts:
Lunde · 27/01/2026 23:12

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

Where are you going to A&E/ICU as a non NHS user?

NotThatSerious · 27/01/2026 23:13

Don’t pensions rely on continuous contributions to be able to pay people? If people had the option not to pay the wouldn’t have enough money in the “pot” to pay the current claimants of pensions

slozenger · 27/01/2026 23:13

Lunde · 27/01/2026 23:12

Where are you going to A&E/ICU as a non NHS user?

Well I’m not going there am I.

  1. Don’t want to
  2. Self treat myself for 40 years and hasn’t failed me.
  3. Will not go out if unwell
OP posts:
Peridoteage · 27/01/2026 23:13

Basically op your national insurance contribs are paying for your Gran's pension. Not your own.

FrodoBiggins · 27/01/2026 23:13

slozenger · 27/01/2026 23:10

She was incorrect. I would never conform to reforms horrific views on mygrans and other subjects

Sorry to hear Reform have been expressing such hatred towards your gran, OP.
Awful way to treat the woman who invented the word "soch" 😥💐

slozenger · 27/01/2026 23:14

Peridoteage · 27/01/2026 23:13

Basically op your national insurance contribs are paying for your Gran's pension. Not your own.

Well I can’t really dispute that part. She deserves it

OP posts:
Tigerbalmshark · 27/01/2026 23:14

Reform has horrific views on your gran? Is that the same gran who called it “the Soch”?

Boudy · 27/01/2026 23:14

FrodoBiggins · 27/01/2026 23:13

Sorry to hear Reform have been expressing such hatred towards your gran, OP.
Awful way to treat the woman who invented the word "soch" 😥💐

😂😂😂😂

slozenger · 27/01/2026 23:15

Tigerbalmshark · 27/01/2026 23:14

Reform has horrific views on your gran? Is that the same gran who called it “the Soch”?

Err? Where did I say that

OP posts:
Peridoteage · 27/01/2026 23:15

slozenger · 27/01/2026 23:14

Well I can’t really dispute that part. She deserves it

Sadly she herself likely didn't pay enough in to pay for the benefits she's received/receiving so you and the other worker bees are left holding the bill.

godmum56 · 27/01/2026 23:16

I can't have children and don't want to pay for other people's Can I opt out please?

slozenger · 27/01/2026 23:16

godmum56 · 27/01/2026 23:16

I can't have children and don't want to pay for other people's Can I opt out please?

Write to your MP. More use than mumsnetting about it…

OP posts:
Grammarnut · 27/01/2026 23:17

How do you know what you won't benefit from? What if you are involved in a serious accident. Only the NHS runs emergency health care - private hospitals generally don't and if something goes wrong with your private operation guess where you end up? The NHS which has the ICUs, the ITUs etc, which we all pay for.

FrodoBiggins · 27/01/2026 23:17

slozenger · 27/01/2026 23:15

Err? Where did I say that

"My gran called it soch in her stamp era. So it’s been around for longer than yours."

OP you can't make a huge claim like your gran invented the word soch and then withdraw the claim the moment you get a bit of pressure from a political party! Fight the power!!

Waitingfordoggo · 27/01/2026 23:17

slozenger · 27/01/2026 23:16

Write to your MP. More use than mumsnetting about it…

Well quite.

slozenger · 27/01/2026 23:17

FrodoBiggins · 27/01/2026 23:17

"My gran called it soch in her stamp era. So it’s been around for longer than yours."

OP you can't make a huge claim like your gran invented the word soch and then withdraw the claim the moment you get a bit of pressure from a political party! Fight the power!!

No they said reform said horrible things about my gran. She did use the word soch

OP posts:
BlackCatDiscoClub · 27/01/2026 23:17

Mygrans is the mature person's OnlyFans. And coincidentally, round my way we call the chippy the OnlyFins

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