To think we shouldn’t have to contribute to soch if we don’t intend to use it?

[slozenger]

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

If she's for real, she's in desperate need of a dictionary. She accused us all of "parentifying ourselves" early in the thread. I think she meant becoming parents.

OP we can't parentify ourselves, it's a form of child abuse done to a person by their parents.

Circumstance could change, what happens if you needed a state pension for some reason and hadn't been contributing?

If you don’t want to claim your state pension, you don’t have to but you shouldn’t get a reduction in national insurance contributions as current payments are funding those currently receiving their pension.

I haven’t missed anything; I’ve read all of your posts and most others. I had nothing much to add, as others have said what I would have said so there was no point me just repeating the same messages.

I do wonder what boat I have missed; do you just not have any more pearls to drop into the discussion ? I don’t see a bandwagon; just a lot of people wondering what you are really trying to achieve.

One aspect you have conveniently overlooked is how interlinked our society is. You cannot say 'I am not getting x so I won't pay' when ultimately you are still benefitting.

For example, assuming you don't grow all your own food and weave your own clothes on your £75000 salary.... everything you buy has a chain of workers contributing to the production and distribution. Many of those workers will be paid so poorly, and offered such terrible occupational pensions so they will need a state pension. You indirectly benefit by this because their low wages keep prices down.

Some of the current pensioners you object paying for probably contributed in some way to your life prior to now - again, unless you live in a bubble.

You're not in a position to police other posters' contributions.

I cannot police them. But as they’ve been submitted two days too late, I can certainly refuse to acknowledge them.

There's no time limit for posting.

I'm guessing the reason they aren't going to get a pension is because they aren't from the UK and don't qualify for one. Wherever they are from pay SOCH or SOSH or whatever - since no one else has a clue what they are on about

I do qualify, I just don’t need it

Then when the time comes, you can take it and consider it your tax rebate

Good idea

I don’t know either 🤷‍♀️🙄🙄

Well, you haven't engaged with others on any meaningful level at any point in the thread. And as others have said, you don't get to say what the time limit is.

She’s answered that, she’d use one of her self-inflicted ailments to cure herself. And no it didn’t make any sense in context either.

Too late for what ? Do you know how MN works because it seems not.

So claim it and then donate the whole lot to charity every month.

You don’t need it and charities will be happy to get £12k a year.

Win win!

ETA: You could make sad donkeys just a wee bit happier. What’s not to love.

Also “diffrent”. All a bit lolz isn’t it.

WTF is Lolz? I’m recoiling at your choice of word.

You did acknowledge the post by replying to it 😂

Now I know you are bored 🤣

The thread is almost full. I imagine having nothing to do tomorrow, you'll change name and start a new thread 🙄🤣

I just don’t know whether to laugh or be concerned about OP’s mental health.

Just laugh. This is just a fun post.

But that’s what someone with mental health problems would say.