to think that people that are responsible with their money...

[TheDuchessOfNorksBride]

are boring?

Guilty as charged.

but also they are happy

Yes responsible, boring, happy, and unstressed

I tried to be responsible and took cash in to the bank to pay most of my loan off and they wouldn't accept it!! huh! so I said I'll spend it then, he said he'd put a block on it so I couldn't get it out!!!!! apparently there was some SMALL PRINT that said you can't part pay the loan, the bank manager (NAT WEST) then told me to go and look on the internet for the cheapest loan to pay his loan off completely! because I couldn't afford his offer!!!!!!!

...and considerably richer than .......me!

i wish i was more boring, in that case... [sigh]

Oh yes, and I sleep very well knowing my bills are paid

I don't feel boring

actually this is one of those crappy 'cool' topics again that we should really have grown out of

after all we're all disgusted by children who take the piss out of our children because they like to 'read' or like 'science' or 'maths' .. Oh yes from our lofty adult perspective we can appreciate that actually the children who enjoy studying are far better placed to succeed (not uniquely though of course) .. but we are proud of this aspect of our children and laugh patronisingly at the children who strive to be cool knowing that when all's said and done its a bit pathetic really

seems like the same kind of thing really

but its 'uncool' to only spend the money you have isn't it?

I once stood for hours behind a friend of mine at the cinema as she stood at the counter, holding everyone up, writing in her chequebook the exact date, time and amount she had just paid for her two cinema tickets.

Honestly life's too short.

Also I find that the people who are good with money tend to be the people who least need to be. Rich fuckers.

Obviously this has touchede a nerve Twig.

I found living with a man whom I constantly had to bail out financially very boring, actually. I really resent the idea that because I don't have an overdraft I am by definition a respectable, sensible, suburban matron who clearly can never have had any fun whatsoever and is incapable of thinking any kind of creative thought.

But do you know who has money and who hasn't? I mean if you went out shopping with a friend who bought something would you know if she was buying it on credit or with money that she had? I wouldn't for most of my friends. So surely there isno cool or uncool?!

Well, we never said you were incapable of creative thought MI

(and at least I actually open my bank statements now, instead of recoiling from them in terror)

just in its continuation of teenage 'cool' into the adult arena .. I find it slightly sad to be honest

it is not cool to be in debt
it is also not cool to not know whether or not you're living within your means

but that's just my viewpoint .. and I am patently boring because I take the time to give a toss

I also appreciate there are many people who are responsible with their money who are still in debt through no fault of their own .. its tough to have bugger all money I know .. it is not of them I am talking by the way

I am boring, but that's because I have children.

i might be boring but hopefully my kiddies will go to university, i will be able to help them buying a property and fingers crossed we will have a happy retirement.

call me boooooring anytime

Fio I will happily take you in hand if you want me to

Twiglett - I'm the same.
I can't stand this affleunza and shopping religon that is sweeping the country.