Depends what you mean by responsible?? Do you mean it is boring to live within your means, or is it boring to have a savings account, or is it boring not to own a pile of crap and have high credit card bills??
I am not sure what you mean by boring.
I have a pension, a mortgage, shares, savings, kids savings, ofset mortgage against said savings, I read the money section of the gaurdian sometimes, I pay all my bills by DD and have never had outrageous bank charges against me.
Am I boring??
Or how the f**k would youknow if I were??
So in a word your are being v v unreasonanle