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Does anyone lend money to small entrepreneurs using lendwithcare?

232 replies

User253853 · 19/02/2026 21:03

I've spent some time looking at it this evening and I am quite tempted. It looks like a really good way of helping others for no cost (or at least limited risk). DH thinks its a scam..

Has anyone done it?

OP posts:
Thread gallery
32
Sunshineandrainbow · 24/02/2026 21:32

ThatsPlentyIsa · 24/02/2026 18:19

I've just lent to a women's collective in Malawi and also sent my aunt a gift donation instead of the usual birthday bunch of flowers; I think she'll really enjoy deciding who to support. The site actually apologised for not having the widest range of projects to choose from, on account of the unexpected surge in interest!

Lovely idea, you could also send her your referral code so she can support another project too 🙂

catipuss · 24/02/2026 21:34

Sounds similar to Kiva.

User253853 · 25/02/2026 08:26

ThatsPlentyIsa · 24/02/2026 18:19

I've just lent to a women's collective in Malawi and also sent my aunt a gift donation instead of the usual birthday bunch of flowers; I think she'll really enjoy deciding who to support. The site actually apologised for not having the widest range of projects to choose from, on account of the unexpected surge in interest!

Oh I do hope that surge is due to us!

OP posts:
Grrrpredictivetex · 25/02/2026 08:27

Have never heard of this before, but just used a code and now do. Thank you. This is Mumsnet at its best.

Evergreen21 · 25/02/2026 10:25

I've donated too using the link from @Sunshinedahlias . It is such a fabulous idea.

Jugglingeggs · 25/02/2026 10:50

I have loaned to two women based on this thread , love it , thank you to the op for raising awareness

BadgerFace · 25/02/2026 11:34

User253853 · 25/02/2026 08:26

Oh I do hope that surge is due to us!

I read about the surge too and hoped it was our collective!

@User253853 your thread was a great catalyst!! 😊

Airbagger · 25/02/2026 12:24

Here is my code lendwithcare.org/referral/OV3WA3

Madlentileater · 25/02/2026 14:49

thanks everybody, definitely will look into this

Overjiggly · 25/02/2026 16:17

I've used it for years love it, didn't know about the grants I will definitely be looking into that.

sallymonella · 26/02/2026 07:02

I missed the grants bit, that sounds like a great idea too. I'm going to check it out now!

BadBones60 · 26/02/2026 09:22

My referral code was posted after several others and I've had 3 people use it (thanks) so I think OP has effectively added lots of new MNers to Lendwithcare - great job everyone 😁. Wonder what the total number of referrals has been from this thread..

Mailegchristmas · 26/02/2026 10:17

Love this thread, just donated to the Maziko group which is a group of five women who support 23 children between them including an orphan, the loan will go towards their farming businesses. It looks like we get updates on how their business goes too which will be lovely to follow. Great thread idea, I used a referral code above and here’s mine too: https://lendwithcare.org/referral/SU25UI
excited to re-lend it once repaid too.

Microfinance from CARE International UK

CARE International's microfinance lending initiative

https://lendwithcare.org/referral/SU25UI

Neverthoughtiwould · 26/02/2026 13:54

Just checked my account and realised I’ve been supporting this charity for 15 years with only one default in all that time!

DamsonGoldfinch · 26/02/2026 14:13

In the last year, I’ve supported 4 different women’s enterprises and one has just been repaid in full, one has almost been repaid and the other 2 are 1/4 of the way there. I’ve just reinvested the repaid one in a 5th enterprise.

I can’t think of a better way to spend £60

NameChangePoP · 26/02/2026 15:34

SmallPeachKoala · 21/02/2026 21:43

Thanks for sharing, I used @BadgerFace code

Anyone else looking for a link, here is mine ☺️

lendwithcare.org/referral/BJZPT1

I used your link, and have made two loans.

Thanks for this 😀

BadgerFace · 26/02/2026 17:12

4 of my 6 lenders are now fully funded, they were all less than 40% when I lent earlier this week, so cool!

Just Francisca and the CAF Philadelphia Group to go…!

staringatthesun · 26/02/2026 19:49

BadgerFace · 26/02/2026 17:12

4 of my 6 lenders are now fully funded, they were all less than 40% when I lent earlier this week, so cool!

Just Francisca and the CAF Philadelphia Group to go…!

I'm rooting for Francisca too!

BadgerFace · 26/02/2026 20:08

staringatthesun · 26/02/2026 19:49

I'm rooting for Francisca too!

She’s jumped from 53% to 74% funded so I’m hopefully she’ll be fully funded by the end of the week!

Sunshineandrainbow · 27/02/2026 07:22

BadgerFace · 26/02/2026 20:08

She’s jumped from 53% to 74% funded so I’m hopefully she’ll be fully funded by the end of the week!

I just made a payday donation to Francisca, there were over 100 available loans last week and now there are just 54!

staringatthesun · 27/02/2026 07:36

Sunshineandrainbow · 27/02/2026 07:22

I just made a payday donation to Francisca, there were over 100 available loans last week and now there are just 54!

Two of my three loans have been repaid in under a week. It's such a great way to help people to help themselves isn't it? Just Francisca to go now.

SleafordSods · 27/02/2026 08:02

Thank you for this thread. I’ve got DH to use my code and he has made a loan Smile