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How many people actually work until 67 or 68?

259 replies

EstoyRobandoSuCasa · 14/01/2026 23:49

Neither of my parents could have worked until the (current) state retirement age due to different health issues. Luckily, they were able to retire in their early 60s. And now a family friend has just retired aged 64. His state retirement age is 67, but due to worsening arthritis and the feeling that he's slowing down physically and mentally, he's sure that he couldn't manage another three years.

I accept that this country is experiencing a democratic time bomb due to the ageing population, but just because the Treasury needs people to work longer, it doesn't mean that they'll be able to. I know there are people in their 70s and older who are still fit for work and that some of them enjoy working, but I think they're in the minority.

OP posts:
ThunderThunderThunderThunderCats · 01/11/2026 10:47

I think people in our 40s, 50s and early 60s now will be in much better health for longer when we reach the current retirement age. Which I’m guessing will rise before I’m able to retire.

EBearhug · 01/11/2026 11:05

ThunderThunderThunderThunderCats · 01/11/2026 10:47

I think people in our 40s, 50s and early 60s now will be in much better health for longer when we reach the current retirement age. Which I’m guessing will rise before I’m able to retire.

Not necessarily. A lot of people in their 50s have chronic conditions. At work, we've got - limited mobility after a stroke, colitis, diabetes, cancer (in remission) and that's just the ones I know about. A couple of generations ago, the stroke and cancer people would probably be dead rather than back at work, as possibly would the guy with a congenital cardiac condition. And some of the younger ones, I want to tell them they should get to the gym now to lose the weight, but it's not my place to do so.

3point5 · 01/11/2026 11:09

EBearhug · 01/11/2026 11:05

Not necessarily. A lot of people in their 50s have chronic conditions. At work, we've got - limited mobility after a stroke, colitis, diabetes, cancer (in remission) and that's just the ones I know about. A couple of generations ago, the stroke and cancer people would probably be dead rather than back at work, as possibly would the guy with a congenital cardiac condition. And some of the younger ones, I want to tell them they should get to the gym now to lose the weight, but it's not my place to do so.

It certainly isn't your place to do so. I gained a lot of weight after being prescribed a significant dose of steroids to treat a chronic condition - largely to keep me well enough to be able to work.

Two people I know well gained weight after being prescribed antidepressants - again, partly to keep them well enough to work

I think we need to look far more closely as a nation at the role prescribing has played in weight gain.

TheLadyofMisrule · 01/11/2026 11:19

I think we need to look far more closely as a nation at the role prescribing has played in weight gain.

We certainly need to look at the over subscribing of anti depressants. However, if anyone suggests walking, exercise, eating healthier, limiting your screentime, they are met with anguished cries of "I'd be dead without my meds!"

3point5 · 01/11/2026 11:21

TheLadyofMisrule · 01/11/2026 11:19

I think we need to look far more closely as a nation at the role prescribing has played in weight gain.

We certainly need to look at the over subscribing of anti depressants. However, if anyone suggests walking, exercise, eating healthier, limiting your screentime, they are met with anguished cries of "I'd be dead without my meds!"

I do all those things (well exercise I can only do so far as my health allows) and yet thanks to steroids I am large now. I was slim my whole life until they were prescribed.

It's just much more comfortable to blame individuals than dig properly into systemic causes

RollingValleys · 01/11/2026 12:47

@3point5 I think this is true re systemic impact on health and wellbeing.

This thread is fascinating and people's reasons for working right up to retirement (and beyond) vary so much. I'm leaving my relationship after 25 years together and am starting anew. I'm walking away with very little as I have the capacity to begin again and my ex, the father of our DC, does not due to ill health. I'd not see him homeless or unable to house our DC, despite my belief that he is the cause of the breakdown of our relationship. Hence I'm labouring on, although, if we stayed together, I could retire or go very, very part time in 3 years.

maddiemookins16mum · 01/11/2026 12:51

I'm 62 and still have a 10 year mortgage. I'll be working until my early 70s). I hope that will still give me 15-20 years of retirement.

suburburban · 01/11/2026 13:27

mugglewump · 01/11/2026 10:40

I'll be 64 in January; I am still teaching but it is exhausting me, and I have several chronic health conditions which are impacted by stress.

I plan to retire at 65, tho' continue to tutor for a few more years. Money will be tight for 24 months, but I need to put my health first.

Just because people are living longer, this does not mean they are living well longer. Many people in their 60s have life shortening health conditions but have to keep working.

I think there should be an interim solution: if you retire from your job in your 60s, but do 15 hours a week meaningful volunteering, you qualify for your state pension early. I would love to be an adult literacy volunteer - in the community or in prisons - but I need to be earning and I am not sure I would have the energy in my late 60s.

Great idea, I would do this

TheLadyofMisrule · 01/11/2026 13:47

@3point5 if you'd read my post, I specifically said antidepressants not steroids.

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