How many people actually work until 67 or 68?

[EstoyRobandoSuCasa]

Neither of my parents could have worked until the (current) state retirement age due to different health issues. Luckily, they were able to retire in their early 60s. And now a family friend has just retired aged 64. His state retirement age is 67, but due to worsening arthritis and the feeling that he's slowing down physically and mentally, he's sure that he couldn't manage another three years.

I accept that this country is experiencing a democratic time bomb due to the ageing population, but just because the Treasury needs people to work longer, it doesn't mean that they'll be able to. I know there are people in their 70s and older who are still fit for work and that some of them enjoy working, but I think they're in the minority.

I take my hat off to you, thank you for your service. Very hard work. Do look at AVCs so you can go earlier.

I'm 66 and still working part time I like the structure it gives me.

My husband is still working full time as a farmer past state retirement age, including working weekends/ evenings and its a physically demanding and at times stressful job. He luckily is in good enough health to do it.

I work in financial planning support in Aus. I deal with clients of all ages, including pensions.

Most expect to retire at 67. Even older clients. Some work part time, some have to stay full time. Our state pension is both age (67) and means tested. Most just don't have enough saved. A few work by choice, but not many.

DH & I (49 & 51) are aiming for 60, thanks to my very high Super (pension) balance. DH's is average.

The longer I work in this industry, the more I'm determined to enjoy life now & not work past 60. Too many clients become unwell & can't do anything, or even or die right before they retire. If you make it to age care, the rules have changed & the fees I'm seeing, calculated on your financial position, are shocking, so you won't have much left!!! (I don't dispute user pays, but providers are ripping off the system).

Still working very part time at 74. Worked full time until 65. After I retired I have done a minimum of 3 days a week childcare and casual work ( tutoring) two or three evenings. I am tired a lot.

My Dad worked til he was 72, retired in 2002. A few of their friends also worked til about then, some older, maybe not full time.

I’m 59 next week, limping to retirement at 61. In a university teaching role but it very much relies on up to date skills and I feel 61 will be the limit I can continue to be current. Hopefully my mixture of pensions will support me until 67. Personally I think 67 is not fair. Maybe it’s ok if you are in a part time job but if you work in a physically demanding job; nursing, or a job with his stress like teaching and numerous others then it’s just not manageable.

Both my parents (teachers) retired before the age I am now (early 50’s) I will be going until my mid 60’s and even then won’t retire on the pension / payout they had (dad got around &200k 30 years ago) i am unlikely to be retiring to live in a £1.5m+ 7bedroom mansion either .

DMIL’s first signs of dementia started in her late 60s, DH is determined to have some time retired before ill health kicks in and is aiming to retire at 60. But he’s been paying in additional money to his pension since his first month of work. One of my parents worked until 67, but then had three bad years of ill health, which left them disabled.

I think that's exactly what the government want. For more people to work longer, till they are worn out and less heslthy so they to have much shorter retirements so the government don't have to shell out as much on pensions.

I won't be teaching till 68. It seems I can claim part of my pension at 60 and then the remainder at retirement age. I can't see myself teaching beyond 60 so need to think about how I will fund the gap.

I'm not in the UK and you get paid superannuation from the age of 65 here. I am always surprised at how many people reach that age and keep on working, often full-time. I was talking to someone I used to work with yesterday and they are still working at 75. So yes, I would say a lot of people are still working at 67 and older. My neighbour owns a business and is still working very hard at 67 - the work is physical - and I can't see him stopping anytime soon. In fact I used to think I would continue to work for a few extra years myself until I took voluntary redundancy several years ago and got a taste of not working!

its all younger teachers at my gc’s school. Definitely all under 45.

I will be working until I die. If I can. I have no choice.

Plenty of people do. My dbrother is 71 and still working full time.

Many of my parents' generation were much less fit, no gyms, sport for that age group was much less common. I'm 62 and run, practice karate, cycle. I am far fitter than my dm was. I can work another 5 years. On the other hand 30% of adults are obese and less healthy.

There is no law to say people must work full time or in physically taxing roles and if people are no longer raising children they can afford to earn a lower income. Some will reduce hours for the last few years.

I think increasing the retirement age is counterproductive.

I have a parent who stopped at 64 due to Health conditions. Retiring meant they could Focus on their health. Their Blood pressure issues stabilized. Their arthritis symptoms improved. They were not getting called into Meetings about having too many doctors appointments or sick days.

If they had worked until the end they probably would have needed more Health Intervention and care by the age of 70. Now it seems Like they are going to live much longer independtly, saving the pressure on our health and social system.

Unless the plan is to work people into an early grave, which then the plan will probably work, sadly.

Its not like age is considered a disability so employers are also not making the necessary reasonable adjustments. No increase in sick days, for example. So would-be pensioners getting called into disciplinaries for not dragging themselves into the office to have a heart attack. I have one colleague at my work who is expected to drag huge heavy Gas cannisters around the building and accept massive deliveries of goods. They take 3x as long as their younger colleague and they are miserable.

I think you mean, this allowed your sons and daughters in law to go back to work.

I think what truffleruffle means is that her her dil's had periods of maternity leave or had chosen to be sahm's for a while. Perhaps a decision had been taken that they did not want their children to go to formal childcare.

Have you never heard of or experienced a primal maternal need to nurture a child. Some women have the choice to do so; some women have the support around them to facilitate returning to work despite it.

I chose to give up a successful career because we had no family support.

@truffleruffle your dils and ds's are very lucky to have your help and that you want to give it.

Its a totally individual thing dependent on occupation, health, individual and family circumstances, finances and individual
wants and needs.

I will be working until 67/68 or not far short of it at least in some capacity. It’s part of my identity. Whilst, I now receive one pension from last year it goes into our joint account but its not enough to live on and with having children in later life (one is still at University) and we are still wanting to go on nice holidays and buy nice things for the house an older property I will carry on working part time.

68 and still working two jobs . Due to relationship breakdown I will have a mortgage to age 75 . At the moment I manage ok .

We don’t have grandchildren yet or are expecting any, anytime soon but our parents were too old and in one case not interested to rarely see or spend time getting to know them never mind cover childcare whilst we worked. If I had GC I would gladly look after them to
allow parents time off (we never had this) but I wouldn’t be wanting or able to look after them on a FT basis as I wouldn’t have the energy. Its hard enough looking after myself and DH now going into an office part time. Never mind childcare in my 70’s.

Healthy life expectancy hasn’t changed in years so moving out state pension age for younger generations is not fair imo. Particularly whilst they are still keeping the triple lock for current pensioners.

There has been a lot of talk around the economically inactive & increased disability costs but when the state pension age increases more people fall into the should be working catogory & the number who can’t work increases.

At 18 I opened a stakeholder pension. The bank person asked when I planned to retire and I rather facetiously said 55.

It was a bit of a pipe dream really but actually that is my aim and due to some good fortune it is a reality. I'd look to work maybe part time for a couple more years if I'm happy and have the health. Part of my decision is partner is 6 years older and his job is physically demanding. 2 knackered hands from wrist breaks are not helping and he needs to retire at 60 so we'd obviously like to stop work together.

statistically I think about 1.6m over 65s work but many are self employed & many part time.

Of course I understand what she meant, I took maternity leave myself as the primary care giver as did most mothers I know. Still, it's anti feminist to assume that her sons had an automatic pass to go back to work regardless and her daughters in law were gifted the opportunity thanks to her care giving. I don't mean any harm and it's a wonderful thing to do for your grandchildren but as women we should stand together to recognise that both parents under UK law have almost exactly equal rights to parental leave and the right to return to work almost immediately after birth. I'm sure her sons were grateful to their mum for helping out which enabled both parents to return to work.

not sure I know of a single farmer that had retired at the SPA!! My two parents still work full time in their 70’s, my in-laws part time in their 80’s. My grandad only stopped work in his 90’s when he physically couldn’t move out of the house. He still had a cup of coffee chatting over farm issues though.