BEST Cat Insurance

[SortCode]

A friend had to take her cat to an out of hours vet cost over £1,600 her insurance will pay out once and only £1,000.

Is there a pet insurance that covers more than one claim out there can you recommend any?

Mine is insured with Pet Plan. Lifetime cover. I think it's called ultimate. Up to £12,000 per year for vet bills

Bought by many.

Bought by Many 15k lifetime cover

I highly recommend Tesco

How much do you pay monthly???

I have 2 cats and pay a total of £27 per month for both

boughtbymany.com/pet-insurance/cat-insurance/
BBM has cover from 3K to 15K

Tesco have covered my £22k if claims without fuss!

I'm with bought by many for my 10 year old cat. 15k cover. We adopted her last year. Went from £18 per month to £25 per month with no claims. I think that could be due to her age though. We've claimed over 1k in fees this year so I expect renewal may go up but I'm really happy with them. They paid out in less than 24 hours on some claims.

BBM just quoted £23-£38 per month for my new kitten depending on level of cover. This seems really expensive to me!!!

@Snog

BBM just quoted £23-£38 per month for my new kitten depending on level of cover. This seems really expensive to me!!!

Is your cat a particular breed? I pay £27 for 2 cats with BBM but mine are moggies

Following with interest, need to switch after having a similar experience as OP's friend.

We are with More Than and it's only £1000 per issue (x rays alone were £1400).

Looking at pet plan.

Petplan was much more expensive when I looked

Bought by many.

NEVER Animal Friends

@dementedpixie mine is a ragdoll, seems like my quote is more than twice as much as your policy is costing!!!

I'm with pet plan, 3 cats, been insured for a while with them although may look around at renewal,
It's 4k covered in vet fees per year (can be numerous) but goes up as they get older and a jump at 10 years as it's excess plus 20% of the total.
Cat 1 male 8yrs £28 pm had surgery and treatment 2 years ago for blocked bladder over £2k in vets bills!
Cat 2 male 9 yrs £25 pm
Cat 3 female £21 pm

I’ve never had pet insurance. I’m not sure what level of cover to choose. Is 15k really necessary? How likely am I to need this? Last cat died at 14 never having needed the vet apart from flea and wormer treatments ,Vaccination and spaying.

For a ballpark, our cat has this month racked up:

£50 consultant fee
£1400 x ray
£30 medication
£2K (could have been £6k) but we've opted for the next best surgery over the hip replacement

😬

Petplan is about £15/month for my 6 year old moggy. They’ve been good for £500 worth of claims - same condition - over 2 claims so far.

@indiesearcher

For a ballpark, our cat has this month racked up:

£50 consultant fee
£1400 x ray
£30 medication
£2K (could have been £6k) but we've opted for the next best surgery over the hip replacement

😬

Oh my Lord!

@TheElvishQueen yep, nightmare

Our plan will pay £1000 - so we were spent up by x rays!

Lesson learned the hard way.

Petplan times a million

@Snog

BBM just quoted £23-£38 per month for my new kitten depending on level of cover. This seems really expensive to me!!!

£17-18 each for my two. Both with Petplan. Ivy insured up to £5k per year although as we exceeded that one year we can't increase it. Betsy insured up to £10k.

I don't trust any other providers (although I spent 5 years working as a veterinary nurse so maybe biased).

Not to be a scare story but Ivy was poisoned 2 years ago.

She was hospitalised for 12 days, constant tests, scans, fluids, bloods. Finally came home for palliative cafe (however then made a crazy recovery and is still with us with normal blood results)

The final bill was close to £6k. We paid £70 excess then anything over the £5k limit.

The main things to look for are:

Not excluding conditions at the start of each policy year
Good level of cover
Will pay direct to vets rather than you having to pay and reclaim
Lifetime cover!!

Bought By Many says after the age of 9 you have to pay 20 percent of the claim and a higher excess. Does Tesco do this?

I got quotes from both and then redid the Tesco quote. It came out as £65 per month when previously it had been about £9!!

Pet plan seems a lot more expensive.