Vinted credit - WWYD

[Dahliadaily]

I’ve had a big clear out and amassed £300 on Vinted.
I’d like to pick a few key pieces for winter. I’m struggling to decide. I no longer work in an office so am in casual and exercise clothes all the time these days.
I live in a very Boden/Wyse suburb and don’t want to be another leopard barrel/Onitsuka Tiger clone. Nothing wrong with those things - just that they’re a uniform here.

I’m a short size 10. I like cashmere but have quite a bit already. Was toying with a classic Barbour or big down parka maybe. I do need some comfortable leather Chelsea boots or similar. And my Puma trainers are getting past it.

I was planning to spend my winnings on Vinted because your money goes so much further but perhaps I should withdraw it. WWYD? 🙏🏼

Withdraw it then pay by normal means! Put the money in a savings account so you know it's earmarked for clothes. Vinted can't be trusted further than you can kick your phone

This.

Take the money out. Don’t keep it there as they have a reputation for closing accounts for the most minor reasons.

It also takes its time making its way to your bank account.

I worded that badly and was looking for style advice and to know what other people would pick.
But yeh I probably should consider moving the money. It’s just that I like having a clothing budget in there. And Vinted £s have more purchasing power than £GBPs!

Get it out of vinted first! If your account gets flagged for anything that money is gone!

As someone who is always cold, (but would not touch Vinted with someone's else's) I would withdraw the money and spend it on thermals. My mum just sent me a £25 heat holders voucher and I got three thermal tops at the weekend I got the leggings in a charity shop. Also I would get a real wool tartan kilt ( I did ) and Ganni Boots from eBay £39.99. also A beret in tonal colours with the kilt and a merino wool poncho

Ooh lovely @Doggymummar. You’re obviously a lot more stylish than me.

I buy myself something beautiful, but unnecessary, every year with my Vinted earnings. A heart purchase over head, if you like. Last year a beautiful bracelet. This year, a preloved designer bag. Next year it’s going to be Roger Vivier shoes.

I withdraw all my earnings as soon as they hit €25. Aside from the fact it’s not wise to leave such a huge balance sitting in your wallet, that £300 could be earning interest.

Do not leave that much money with Vinted! They could ban you for absolutely zero, idiotic AI enabled reason and you'd lose all your money. Also don't use Vinted credit to buy stuff as then you can't do a chargeback if things go wrong with the purchase. Just withdraw and then use it for whatever. There's literally 0 advantage to leaving it in Vinted.

This is true!

They closed my account for alleged fraud and doubled down when I queried it. Then when I threatened police involvement they re-opened my account and claimed it had never been closed…..!

They’re absolute twats but I do love a bargain so I still shop on there. I wouldn’t trust them holding my money though!

do they? news to me! what exchange rate?