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From saving to budgeting: Ask Plum's experts your family finance questions. £200 voucher to be won!

8 replies

geemumsnet · 11/09/2026 11:29

It’s been a long (and probably expensive!) summer keeping the kids entertained or going away on holiday, and now everyone’s heading back to school, it’s a great time to think about getting your family finances back on track.

Whether you're thinking about university costs, saving for Christmas or your next holiday, managing childcare costs, or simply want to get better at budgeting, our experts Will and Susanna are here to answer any money questions you may have!

How to enter:

  • Share your question in the thread by 28 September
  • One lucky Mumsnet user will win a £200 voucher for a store of their choice
  • Will and Susanna will return in a couple of weeks to answer a selection of your questions

Meet the experts

Will Bryant is Director of Wealth Strategy at Plum. He's a former financial adviser and dad of three boys, so brings both financial expertise and plenty of first-hand experience of family life.

Susanna Wood is Communications Lead at Plum and, as a parent herself, cares passionately about making money matters accessible to all. She'll be bringing a practical, everyday perspective to your questions about managing family finances.

About Plum

"When it comes to money, families need to make every penny count, but finding the time and energy to sort your finances is tricky.

We describe Plum as the ultimate smart money management app, because it automates those parts of personal finance you might find difficult or don’t have time for..

Our app can help you automatically set more money aside, choose saving and investment products that can grow your money over the long-term and analyse your spending so your money is working as hard as you do!

And for an extra boost, we'll give you a £10 welcome bonus when you deposit £1 into any Plum ISA within your first 3 months. T&Cs apply."

From saving to budgeting: Ask Plum's experts your family finance questions. £200 voucher to be won!
OP posts:
Kentishbirdlife · 11/09/2026 12:04

What are the advantages of a stocks and share ISA vs a cash ISA?

MayCottage · 11/09/2026 18:59

I think saving for a long term goal (Uni) and annual goal (holiday) and Christmas is beginning to overwhelm me - any advise to save for all three, where to save - would you invest in a DC's name for Uni - a high interest long term account.
We are high earners but of high bills - I just need to make sense of my savings goals.

TheKestralNextDoor · 12/09/2026 13:13

A stocks and shared ISA is a long term investment - I get it - what would you say is a good return over 15 years of peaks and troughs and advise to hold my nerve if there is a stock market jitter (eg Truss-economics)

Haleyscomets · Yesterday 08:35

I’m considering taking a career sabbatical to retrain, but it would mean relying on my DH’s income while I study. We have rent, household bills and family costs to cover, and although we have some savings, I’m worried about how quickly they would disappear. How would you work out whether living on one income for 2–3 years is financially realistic, and what funding, benefits, grants or budgeting strategies should I look into before taking the plunge? I’d hate to give up on the opportunity purely because I’m scared of the financial sacrifice. I have savings of 10k.

sharond101 · Yesterday 18:40

Whats the best way to save for my children's future?

Kweenxo · Yesterday 21:50

I've seen a lot of apps lately that supposedly help with budgeting. What can they do that I can't do on excel for example?

ruqiya1965 · Yesterday 22:09

What makes Plum different to other money management apps?

saffysabir · Yesterday 22:47

What's the main thing you'd recommend to someone who wants to get better at budgeting?

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