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From saving to budgeting: Ask Plum's experts your family finance questions. £200 voucher to be won!

35 replies

geemumsnet · 11/09/2026 11:29

It’s been a long (and probably expensive!) summer keeping the kids entertained or going away on holiday, and now everyone’s heading back to school, it’s a great time to think about getting your family finances back on track.

Whether you're thinking about university costs, saving for Christmas or your next holiday, managing childcare costs, or simply want to get better at budgeting, our experts Will and Susanna are here to answer any money questions you may have!

How to enter:

  • Share your question in the thread by 11th October
  • One lucky Mumsnet user will win a £200 voucher for a store of their choice
  • Will and Susanna will be back shortly to answer a selection of your questions

Meet the experts

Will Bryant is Director of Wealth Strategy at Plum. He's a former financial adviser and dad of three boys, so brings both financial expertise and plenty of first-hand experience of family life.

Susanna Wood is Communications Lead at Plum and, as a parent herself, cares passionately about making money matters accessible to all. She'll be bringing a practical, everyday perspective to your questions about managing family finances.

About Plum

"When it comes to money, families need to make every penny count, but finding the time and energy to sort your finances is tricky.

We describe Plum as the ultimate smart money management app, because it automates those parts of personal finance you might find difficult or don’t have time for..

Our app can help you automatically set more money aside, choose saving and investment products that can grow your money over the long-term and analyse your spending so your money is working as hard as you do!

And for an extra boost, we'll give you a £10 welcome bonus when you deposit £1 into any Plum ISA within your first 3 months. T&Cs apply."

From saving to budgeting: Ask Plum's experts your family finance questions. £200 voucher to be won!
OP posts:
ladygoingGaga · 25/09/2026 22:14

My adult son has just started his first full time job after education, I would like to support him with information, advice or signpost him to somewhere that can give him age appropriate, whole market advice about savings and pensions, what are your suggestions?

MumC2141 · 26/09/2026 19:08

What is a good split of money between saving for a child in a junior stocks and shares isa and a SIPP? I want them to have a start on a pension but also to have some money when starting out in adult life?

KrillBrill · 27/09/2026 08:30

Our fixed-term mortgage will be coming to an end next year. We have been putting aside a small overpayment every month into a savings account that has a higher interest rate than the mortgage. The savings is maturing next month. My question is, should we take the saved lot and make an overpayment at the end of this year, so the annual mortgage statement will have it recorded? Or should we just use it as additional cash at the time of remortgaging? The total overpayment is below the penalty level, so that is not a consideration. I am thinking mostly on easing the admin load at remortgaging state, if it maybne smoother if the overpayment is already made into the mortgage account.

SandwichMakerHater · 28/09/2026 06:26

What's the best way to get kids interested in seeing being financially savvy as a lifelong priority?

shoebedo434 · 28/09/2026 18:40

my eldest son has a large amount of money from a inheritance in a fixed rate virgin account that expires in july 2027. I want to keep control of the money but also have access to it so he can purchase approved items like a laptop for college or driving lessons. what account would be best to have a good interest rate but allow me access to take out small amounts of money occasionally?

Summergarden · 01/10/2026 23:02

How can I be sure that my personal data and financial information is kept secure on apps such as Plum? I’m not familiar with how they work.

Twinkletots1 · 03/10/2026 07:28

Considering opening Plum cash ISA as seems to be best rates on money saving expert!
I already have cash ISAs in other bank accounts from previous years. And I feel like it’s just really messy. Should I be combining all to one?

prettypeace · 03/10/2026 19:42

I've never heard ofou Plum why should I invest with you and how do I know that my money will be safe?

kristinage · 03/10/2026 20:47

Where could I safely invest and get best return. Thank you

Fisu · 03/10/2026 23:03

Where's the best place to put savings for children that wont need to be accessed before they turn 18? Currently age 10, 9 & 3 years.

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