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A place for stay at home mums and dads to discuss life as a full-time parent.

SAHP

Life insurance question

8 replies

Dannii1996 · 22/03/2021 15:08

Just wondering if anyone on here has life insurance and can recommend legit companies? Just had a touch and go with Polly until I decided to google last minute about them (whilst literally on the phone to them🙈🤣) and too many sites claiming there a scam to take the risk. Hung up and blocked, was hoping you guys here could help! Tia x

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ivfbeenbusy · 22/03/2021 15:10

I took mine out via legal and general- it was good as you can either pat based on your monthly budget for payments or based on how much cover you need

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PolarnOPirate · 22/03/2021 15:12

Ours is LV :) we use Legal and General for our pension though so confident they’re a good shout too! Bloody hope so at least 😂

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Londonmummy66 · 22/03/2021 15:25

We have LV too - taken out with advice from an IFA we know well. One thing to bear in mind if you are a SAHM is that your DH needs to insure you for what he'd need to pay for domestic help to cover what you do at home - eg childcare as well as laundry and cleaning - which is likely to come to more than you need to insure him for (ie his income).

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YouBoggleMyMind · 22/03/2021 15:27

We have life insurance with Aviva.

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littlebillie · 22/03/2021 16:01

Go with an IFA they can offer more benefits than the online versions

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ifadirect · 13/07/2021 15:46

This reply has been deleted

Message withdrawn at poster's request.

Indigogirl88 · 20/07/2021 06:54

My DH is an insurance broker so I'd definitely recommend one, they're usually free!

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DecorChange · 20/07/2021 07:14

We've got cover that if one of us dies or becomes disabled we get a pay out to pay off the mortgage. Xant remember what it's called though

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