Life insurance question

[Dannii1996]

Just wondering if anyone on here has life insurance and can recommend legit companies? Just had a touch and go with Polly until I decided to google last minute about them (whilst literally on the phone to them🙈🤣) and too many sites claiming there a scam to take the risk. Hung up and blocked, was hoping you guys here could help! Tia x

[DecorChange]

We've got cover that if one of us dies or becomes disabled we get a pay out to pay off the mortgage. Xant remember what it's called though

[Indigogirl88]

My DH is an insurance broker so I'd definitely recommend one, they're usually free!

[littlebillie]

Go with an IFA they can offer more benefits than the online versions

[YouBoggleMyMind]

We have life insurance with Aviva.

[Londonmummy66]

We have LV too - taken out with advice from an IFA we know well. One thing to bear in mind if you are a SAHM is that your DH needs to insure you for what he'd need to pay for domestic help to cover what you do at home - eg childcare as well as laundry and cleaning - which is likely to come to more than you need to insure him for (ie his income).

[PolarnOPirate]

Ours is LV :) we use Legal and General for our pension though so confident they’re a good shout too! Bloody hope so at least 😂

[ivfbeenbusy]

I took mine out via legal and general- it was good as you can either pat based on your monthly budget for payments or based on how much cover you need