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Retirement

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Retiring abroad where there is a great health service?

22 replies

BeachAndSea · 26/07/2026 21:59

My husband and I want to retire to the sun abroad in the future. Has anyone here retired somewhere with an excellent and affordable health care system? We know we will be needing it. Thank you!

OP posts:
JulietteHasAGun · 26/07/2026 22:04

South korea.

failing that Spain, Portugal, Italy, France all rank above the U.K. have you got an EU passport?

JulietteHasAGun · 26/07/2026 22:05

Costa Rica may also be a possibility if you have enough savings for a visa.

hahabahbag · 26/07/2026 22:08

Plenty of places do but most will require you to pay /have comprehensive insurance. Getting a visa isn’t always straight forward, comes down to assets and income in retirement.

SylvanMoon · 27/07/2026 07:58

Adding to all the things PP have already mentioned that you will need to consider, wherever you move to, you need to be able to speak the language well enough to be able to communicate what might be quite complex medical needs to health professionals who may (or may not) speak English. Here's some issues you would need to consider if you move to Spain (and which probably hold true for most of the countries you're thinking about).
https://ageinspain.org/moving-to-spain-guide-chapter-16-when-we-need-support/

Moving to Spain Guide - Chapter 16 - When We Need Support - Age in Spain

Contents General Information Social Care Carers Benefits Representation – Power of Attorney Remain in Spain or go back? Dying in Spain Obtaining assistance from your home country General Information We all hope for a long and healthy life. Indeed, perh...

https://ageinspain.org/moving-to-spain-guide-chapter-16-when-we-need-support/

thornbury · 27/07/2026 08:18

With enough funds, you can get a retirement visa in the UAE. Health care is excellent but health insurance mandatory and very expensive for over 60s.

Hawksie · 27/07/2026 08:20

South Africa
Thailand
Indonesia
Tunisia

I would not go to the UAE for retirement with health care needs.

Sesquioxides · 27/07/2026 10:01

Hawksie · 27/07/2026 08:20

South Africa
Thailand
Indonesia
Tunisia

I would not go to the UAE for retirement with health care needs.

South Africa’s health ststem is on its knees (and I mean beyond what dramatists imagine when they say that about the NHS). My friend went in for an op and had to take all her own food and hide it in a locked box so it wasn’t stolen, the hospital had rolling blackouts and she was discharged with no follow up. She died shortly after. I do recommend Thailand, we live nearby. You do need good insurance though.

BoomBoomBoomShakeTheRoom · 27/07/2026 10:09

How much money will you have?

Hawksie · 27/07/2026 10:15

Sesquioxides · 27/07/2026 10:01

South Africa’s health ststem is on its knees (and I mean beyond what dramatists imagine when they say that about the NHS). My friend went in for an op and had to take all her own food and hide it in a locked box so it wasn’t stolen, the hospital had rolling blackouts and she was discharged with no follow up. She died shortly after. I do recommend Thailand, we live nearby. You do need good insurance though.

Interesting about SA (and TBH I assumed OP would be taking insurance wherever they go) as we've had the opposite experience with family, though with insurance. Seemingly that is wrong though.

OP I'd also add Vietnam, Oman, Turkey but again with insurance coverage.

palorina · 27/07/2026 10:21

I'm not sure that retiring abroad is the magic thing that some think it is. But if you have done your sums, checked out the visa situation (or have an EU passport) and are confident that you can support yourselves, go for it.

I could do it in the morning, but I chose not to. I spend time away in Winter instead.

CloudPop · 27/07/2026 12:42

Sesquioxides · 27/07/2026 10:01

South Africa’s health ststem is on its knees (and I mean beyond what dramatists imagine when they say that about the NHS). My friend went in for an op and had to take all her own food and hide it in a locked box so it wasn’t stolen, the hospital had rolling blackouts and she was discharged with no follow up. She died shortly after. I do recommend Thailand, we live nearby. You do need good insurance though.

Private healthcare in South Africa is outstanding.

Runsaway · 27/07/2026 13:00

My BIL and wife have excellent healthcare in Italy. They are retired but lived there for decades before.

TheOnlyLivingBoyInNewCross · 27/07/2026 13:07

Retiring to the sun? If you are currently UK based, where are you living that you aren’t getting all the sun you could want!

TheOnlyLivingBoyInNewCross · 27/07/2026 13:07

I’m contemplating retiring to the rain and cold 🥵

HappiestSleeping · 27/07/2026 13:09

TheOnlyLivingBoyInNewCross · 27/07/2026 13:07

I’m contemplating retiring to the rain and cold 🥵

Alaska is pretty tempting right now.

JulietteHasAGun · 27/07/2026 19:50

TheOnlyLivingBoyInNewCross · 27/07/2026 13:07

I’m contemplating retiring to the rain and cold 🥵

I was thinking only today that due to global warming I might retire to Aberdeen! Saying that Cairngorms have had a big forest fire so nowhere is safe!

BeachAndSea · 28/07/2026 09:16

I don’t have an EU passport but qualify for one. I’m interested in Cyprus or Greece but would go anywhere that isn’t hard to communicate in English. I speak several languages but my husband doesn’t not.

OP posts:
BeachAndSea · 28/07/2026 09:16

I’m interested to hear from anyone retired and living abroad.

OP posts:
TFImBackIn · 28/07/2026 09:21

Don't forget that in some countries your state pension will be frozen at the amount it is when you move there.

gingercat02 · 28/07/2026 09:28

If you have children don't do it, or at least have a plan to come back when you are ill or infirm.
As the adult child of people who did this, it is a nightmare to have to drop everything, job, small children etc because a now elderly parent has had a health crisis in rural Spain.
My dad died, mum came back to the UK.

SylvanMoon · 28/07/2026 10:23

BeachAndSea · 28/07/2026 09:16

I don’t have an EU passport but qualify for one. I’m interested in Cyprus or Greece but would go anywhere that isn’t hard to communicate in English. I speak several languages but my husband doesn’t not.

Is your husband happy having to learn a new language? Will he be comfortable communicating with health care workers in broken Greek (or whatever) should you either be incapacitated or predecease him? I don't know about Greece or Cyprus, but Spain requires immigrants from the UK to take new driving tests in Spanish. While the health care in hospitals "may" be better than in the UK, what will you be doing in terms of social care as you grow older and more dependent on others for help?

friedaklein · 28/07/2026 10:25

India actually has excellent, cheap and English speaking private health care. Though not such a great place to retire otherwise.

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